Meticulously maintained solid brick Cape Cod ideally located in the heart of Downtown Frederick! This move-in-ready home offers the perfect blend of timeless character, thoughtful updates, and exceptional pride of ownership. The main level features a spacious living room, formal dining room, updated kitchen, convenient first-floor bedroom, half bath, and an enclosed rear porch that provides additional flexible living space. Upstairs, you'll find two generously sized bedrooms and a full bath. The large unfinished basement offers abundant storage and excellent potential for future finished living space. Previously installed drain tile helps keep the basement dry, providing added peace of mind. Outdoor amenities are equally impressive, including a welcoming covered front porch, a beautifully landscaped, fully fenced backyard with paver patio that is enclosed by an elegant wrought-iron fence, a detached garage, and off-street parking for up to three vehicles—an exceptional find in downtown Frederick. Located just a few blocks from vibrant Market Street, Carroll Creek, restaurants, shopping, parks, and entertainment, this turnkey home offers the charm of downtown living with the convenience and space today's buyers are looking for.
For sale
Price cut: $25K (10/2)
$400,000
551 E Church St, Frederick, MD 21701
3beds
1,305sqft
Single Family Residence
Built in 1930
7,405 Square Feet Lot
$398,700 Zestimate®
$307/sqft
$-- HOA
What's special
Paver patioDetached garageConvenient first-floor bedroomFormal dining roomUpdated kitchenElegant wrought-iron fenceTwo generously sized bedrooms
- 46 days
- 1,567
- 170
Zillow last checked:
Listing updated:
Listed by:
Sharon Lelm 301-676-4031,
Charis Realty Group 3018315099
Source: Bright MLS,MLS#: MDFR2083490
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bonus Room
Bonus room
- Level: Main
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Disposal, Dryer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
Features
- Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Formal/Separate Dining Room
- Flooring: Wood
- Basement: Full,Improved,Interior Entry,Concrete,Unfinished,Water Proofing System
- Has fireplace: No
Interior area
- Total structure area: 1,305
- Total interior livable area: 1,305 sqft
- Finished area above ground: 1,305
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Storage, Garage Faces Rear, Oversized, Alley Access, Detached, Off Street
- Garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Extensive Hardscape, Sidewalks, Street Lights
- Pool features: None
- Fencing: Full,Wrought Iron
Lot
- Size: 7,405 Square Feet
- Features: Rear Yard, Level
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1102017792
- Zoning: M1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Block
Condition
- Excellent
- New construction: No
- Year built: 1930
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Downtown Frederick
HOA
- Has HOA: No
Location
- Region: Frederick
Financial & listing details
- Price per square foot: $307/sqft
- Tax assessed value: $290,167
- Annual tax amount: $5,013
- Date on market: 8/22/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$398,700
$379,000 - $419,000
$2,537/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/2/2026 | Price change | $400,000-5.9%$307/sqft |
Source:  Bright MLS #MDFR2083490 Report a problem | ||
| 9/11/2026 | Price change | $425,000-5.6%$326/sqft |
Source: Bright MLS #MDFR2083490 Report a problem | ||
| 8/24/2026 | Listed for sale | $450,000+88.3%$345/sqft |
Source: Bright MLS #MDFR2083490 Report a problem | ||
| 7/1/2014 | Sold | $239,000+95.9%$183/sqft |
Source: Public Record Report a problem | ||
| 10/29/2013 | Sold | $122,000$93/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,101 -95.4% | $274,600 +4.8% |
| 2024 | $109,998 +2355.4% | $261,900 +5.1% |
| 2023 | $4,480 +5.8% | $249,200 +5.4% |
| 2022 | $4,236 +12.1% | $236,500 +12.3% |
| 2021 | $3,777 +14.4% | $210,667 |
| 2020 | $3,301 +16.3% | -- |
| 2019 | $2,838 +8.6% | $159,000 +8.6% |
| 2018 | $2,612 +40.2% | $146,433 -7.9% |
| 2017 | $1,863 -30.6% | $159,000 +31.1% |
| 2016 | $2,686 | $121,300 |
| 2015 | $2,686 | $121,300 |
| 2014 | $2,686 | $121,300 -15.5% |
| 2013 | -- | $143,600 |
| 2012 | -- | $143,600 |
| 2011 | -- | $143,600 -23.7% |
| 2010 | -- | $188,290 +11.4% |
| 2009 | -- | $169,026 +12.9% |
| 2008 | -- | $149,763 +14.8% |
| 2007 | -- | $130,500 +9.7% |
| 2006 | -- | $118,982 +10.7% |
| 2005 | -- | $107,466 +12% |
| 2004 | -- | $95,950 +0.4% |
| 2003 | -- | $95,582 +0.4% |
| 2002 | -- | $95,216 +0.4% |
| 2001 | -- | $94,850 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 21701
Nearby schools
Schools provided by the listing agent
- District: Frederick County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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