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ActivePrice cut: $296K (10/23)
$999,000
2beds
960sqft

554 & 504 Stearns St, Cleveland, GA 30528

2beds
960sqft
Single Family Residence
Built in 1985
23.68 Acres Lot
$926,600 Zestimate®
$1,041/sqft

What's special

Natural rock outcroppingsExpanded parkingFlat walkable river bottomCovered hot tub padRock retaining wallsTwo fully remodeled cabinsYear-round spring

Over 1,630 feet of Chattahoochee River frontage on 23.68 private acres, featuring a flat, walkable river bottom, natural rock outcroppings, and water that can be heard from both cabins. This is not simply river access-it is river frontage, and a lot of it. The two fully remodeled cabins are all about porch living. New front and back porches extend the living spaces outdoors, creating the perfect setting for morning coffee, quiet evenings, outdoor dining, and listening to the river. Both cabins were extensively rebuilt in 2024 with new foundations, wiring, insulation, roofs, porches, appliances, water heaters, and mini-split systems. The cabins currently operate as an established, self-managed short-term rental business, generating approximately $97,000 in annual gross rental revenue through Airbnb, Vrbo, and direct bookings. Two active White County short-term rental licenses convey to the buyer, and future reservations are already on the calendar. Much of the property preparation has already been completed, including new culverts, interior roads with a loop to the lower cabin, rock retaining walls, expanded parking, a covered hot tub pad, and an RV pad with water and power. The property also features fiber internet and a year-round spring. White County has confirmed in writing that a buyer may expand the existing cabins or remove both and build one riverfront residence. The property cannot be subdivided, allowing the 23.68 acres to remain one intact, private tract. Wildlife is abundant, with deer, turkey, and turtles frequently seen throughout the river bottom. Sold fully furnished and turnkey, including appliances, furniture, hot tub, outdoor furniture, swings, and grills. The Lodgify channel manager and Stripe direct-booking system are also in place. Current property taxes are $4,802, and the majority of the acreage remains undeveloped, with conservation-use assessment available to a buyer. Approximately 15 minutes from Helen and 90 minutes from Atlanta-23.68 acres on the Chattahoochee River where porch living and the sound of the water take center stage.

25 days
482
44
Source: GAMLS,MLS#: 10874644MLS Logo
Travel times

Living Room

Kitchen

Bedroom

Zillow last checked:

Listing updated:

Listed by:

The Ward Team 706-809-9067,

Ward Properties of North GA

Source: GAMLS,MLS#: 10874644MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2
Rooms
  • Room types: Family Room
Heating
  • Electric
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Dryer, Oven/Range (Combo), Refrigerator, Washer
  • Laundry: Laundry Closet
Features
  • High Ceilings, Master On Main Level
  • Flooring: Hardwood
  • Basement: Crawl Space
  • Number of fireplaces: 1
  • Fireplace features: Living Room
Interior area
  • Total structure area: 960
  • Total interior livable area: 960 sqft
  • Finished area above ground: 960
  • Finished area below ground: 0

Property

Parking
  • Parking features: Parking Pad
  • Has uncovered spaces: Yes
Features
  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has private pool: Yes
  • Pool features: Pool/Spa Combo
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • Waterfront features: Creek
  • Body of water: Chattahoochee River
  • Frontage type: River,Waterfront
  • Frontage length: Waterfront Footage: 1630
Lot
  • Size: 23.68 Acres
  • Features: Private, Sloped
  • Residential vegetation: Cleared, Grassed, Partially Wooded
Details
  • Additional structures: Gazebo, Second Residence
  • Parcel number: 091 025A

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Country/Rustic,Ranch
  • Property subtype: Single Family Residence
Materials
  • Concrete
  • Roof: Metal
Condition
  • Resale
  • New construction: No
  • Year built: 1985

Utilities & green energy

  • Sewer: Septic Tank
  • Water: Well
  • Utilities for property: Underground Utilities, Water Available

Community & HOA

Community
  • Features: None
  • Subdivision: None
HOA
  • Has HOA: No
  • Services included: None
Location
  • Region: Cleveland

Financial & listing details

  • Price per square foot: $1,041/sqft
  • Annual tax amount: $4,802
  • Date on market: 10/17/2026
  • Cumulative days on market: 25 days
  • Listing agreement: Exclusive Right To Sell

Price history

DateEventPrice
10/23/2026Price change$999,000-22.9%$1,041/sqft
Source: GAMLS #10874644 Report a problem
10/17/2026Listed for sale$1,295,000$1,349/sqft
Source: GAMLS #10874644 Report a problem
10/17/2026Listing removed$1,295,000$1,349/sqft
Source: GAMLS #10851953 Report a problem
10/7/2026Price change$1,295,000-7.2%$1,349/sqft
Source: GAMLS #10841213 Report a problem
9/13/2026Listed for sale$1,395,000$1,453/sqft
Source: GAMLS #10841213 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment
$5,780/mo
Principal & interest
$5231
Property taxes
$549
More affordability toolsChevron Right

Estimated market value

$926,600

$871,000 - $973,000

$1,304/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 30528

Nearby schools

Mossy Creek Elemetary School
Grades PK-5 • 7.1 miles
7/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
7/10
White County Middle School
Grades 6-8 • 9.2 miles
6/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
4/10
White County High School
Grades 9-12 • 11 miles
8/10
GreatSchools® Rating
Test Score Rating
7/10
College Readiness Rating
9/10