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For sale
    • $525,000

    554 N Horsepen Road, Harrells, NC 28444

    3beds
    3,466sqft
    : 
    $3,254/mo
    Get pre-qualified
    Single Family Residence
    Built in 1999
    0.51 Acres Lot
    $498,500 Zestimate®
    $151/sqft
    $60/mo HOA

    What's special

    Charming lakefront log cabin located on peaceful Horsepen Lake in the beautiful gated community of Bay Tree Lakes. This inviting 3-bedroom, 2-bath home offers warmth, character, and stunning waterfront views in a quiet, nature-filled setting. Inside, you will find a versatile loft space that can easily serve as a home office, additional bedroom, or bonus area to fit your needs. The home also features a heated and cooled basement, providing extra living space and endless possibilities for recreation, storage, or a workshop. Step outside to enjoy the back decks and private pier, perfect for taking in spectacular water views, relaxing, or enjoying lakefront living at its best. Residents of Bay Tree Lakes enjoy resort-style amenities including community pool, playground, basketball court, tennis court, clubhouse, and more-making this home ideal for both full-time living or peaceful getaway retreat.
    147 days
    |
    391
    |
    10
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Janet M Allen 910-874-4424,

    White Sand Realty

    Source: Hive MLS,MLS#: 100560752MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Great Room, Master Bedroom, Bedroom 1, Bedroom 2, Bedroom 3, Loft
      Primary bedroom
      • Level: First
      Bedroom 1
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: First
      Great room
      • Level: First
      Kitchen
      • Level: First
      Loft
      • Level: Second
      Heating
      • Propane, Heat Pump, Electric
      Cooling
      • Central Air, Heat Pump
      Features
      • Master Downstairs, Ceiling Fan(s), Blinds/Shades, Eat-in Kitchen
      • Basement: Finished,Interior Entry,Walk-Out Access
      Interior area
      • Total structure area: 1,961
      • Total interior livable area: 3,466 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Off Street, Garage7
      • Attached garage spaces: 1
      Features
      • Levels: One and One Half
      • Patio & porch: Covered, Deck, Front Porch
      • Fencing: None
      • Has view: Yes
      • View description: Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Pier, Water Access Comm, Lake Front
      • Frontage type: Lakefront
      Lot
      • Size: 0.51 Acres
      • Features: Pier, Water Access Comm
      Details
      • Parcel number: 013840011298
      • Zoning: RESIDENTIAL
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Log
      • Foundation: Slab
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 1999

      Utilities & green energy

      • Utilities for property: Underground Utilities

      Community & HOA

      Community
      • Subdivision: Bay Tree Lakes
      HOA
      • Has HOA: Yes
      • Amenities included: Waterfront Community, Basketball Court, Clubhouse, Pool, Fitness Center, Gated, Maintenance Common Areas, Maintenance Grounds, Maintenance Roads, Management, Picnic Area, Playground, Storage, Tennis Court(s), Trail(s)
      • HOA fee: $720 annually
      • HOA name: STEVE LAMBERT. 910 303 2596
      • HOA phone: 910-395-1500
      Location
      • Region: Harrells

      Financial & listing details

      • Price per square foot: $151/sqft
      • Tax assessed value: $243,550
      • Annual tax amount: $2,131
      • Date on market: 3/17/2026
      • Cumulative days on market: 147 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,VA Loan
      • Road surface type: Paved

        Estimated market value

        $498,500

        $474,000 - $523,000

        $1,819/mo

        Price history

        DateEventPrice
        4/6/2026Price change$525,000-8.7%$151/sqft
        Source: Hive MLS #100560752 Report a problem
        3/17/2026Listed for sale$575,000+8.7%$166/sqft
        Source: Hive MLS #100560752 Report a problem
        1/19/2021Listing removed--
        Source: Hive MLS Report a problem
        12/10/2020Listed for sale$529,000+41.1%$153/sqft
        Source: White Sand Realty #100248593 Report a problem
        4/8/2010Sold$375,000+8.7%$108/sqft
        Source: Public Record Report a problem
        11/29/2005Sold$345,000$100/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,131 $243,550
        2024$2,131 $243,550
        2023$2,131 $243,550
        2022$2,131 -2.1%$243,550 +1.9%
        2021$2,176 $239,100
        2020$2,176 $239,100
        2019$2,176 $239,100
        2018$2,176 $239,100
        2017$2,176 $239,100
        2015$2,176 -17.7%$239,100 -27.7%
        2014$2,644 -7.3%$330,560 -2.8%
        2013$2,852 $340,200
        2012-- $340,200
        2011$2,722 $340,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28444

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Bladen Lakes
        • Middle: Elizabethtown
        • High: East Bladen

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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