For sale

Price cut: $50K (4/6)

$525,000

554 N Horsepen Road, Harrells, NC 28444

3beds

3,466sqft

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Single Family Residence

Built in 1999

0.51 Acres Lot

$498,600 Zestimate^®

$151/sqft

$60/mo HOA

What's special

Charming lakefront log cabin located on peaceful Horsepen Lake in the beautiful gated community of Bay Tree Lakes. This inviting 3-bedroom, 2-bath home offers warmth, character, and stunning waterfront views in a quiet, nature-filled setting. Inside, you will find a versatile loft space that can easily serve as a home office, additional bedroom, or bonus area to fit your needs. The home also features a heated and cooled basement, providing extra living space and endless possibilities for recreation, storage, or a workshop. Step outside to enjoy the back decks and private pier, perfect for taking in spectacular water views, relaxing, or enjoying lakefront living at its best. Residents of Bay Tree Lakes enjoy resort-style amenities including community pool, playground, basketball court, tennis court, clubhouse, and more-making this home ideal for both full-time living or peaceful getaway retreat.

101 days

424

21

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Rooms

Room types: Great Room, Master Bedroom, Bedroom 1, Bedroom 2, Bedroom 3, Loft

Primary bedroom

Level: First

Bedroom 1

Level: First

Bedroom 2

Level: First

Bedroom 3

Level: First

Great room

Level: First

Kitchen

Level: First

Loft

Level: Second

Heating

Propane, Heat Pump, Electric

Cooling

Central Air, Heat Pump

Features

Master Downstairs, Ceiling Fan(s), Blinds/Shades, Eat-in Kitchen
Basement: Finished,Interior Entry,Walk-Out Access

Interior area

Total structure area: 1,961
Total interior livable area: 3,466 sqft

Property

Parking

Total spaces: 1
Parking features: Off Street, Garage7
Attached garage spaces: 1

Features

Levels: One and One Half
Patio & porch: Covered, Deck, Front Porch
Fencing: None
Has view: Yes
View description: Lake, Water
Has water view: Yes
Water view: Lake,Water
Waterfront features: Pier, Water Access Comm, Lake Front
Frontage type: Lakefront

Lot

Size: 0.51 Acres
Features: Pier, Water Access Comm

Details

Parcel number: 013840011298
Zoning: RESIDENTIAL
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Log
Foundation: Slab
Roof: Architectural Shingle

Condition

New construction: No
Year built: 1999

Utilities & green energy

Utilities for property: Underground Utilities

Community & HOA

Community

Subdivision: Bay Tree Lakes

HOA

Has HOA: Yes
Amenities included: Waterfront Community, Basketball Court, Clubhouse, Pool, Fitness Center, Gated, Maintenance Common Areas, Maintenance Grounds, Maintenance Roads, Management, Picnic Area, Playground, Storage, Tennis Court(s), Trail(s)
HOA fee: $720 annually
HOA name: STEVE LAMBERT. 910 303 2596
HOA phone: 910-395-1500

Location

Region: Harrells

Financial & listing details

Price per square foot: $151/sqft
Tax assessed value: $243,550
Annual tax amount: $2,131
Date on market: 3/17/2026
Cumulative days on market: 101 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional,VA Loan
Road surface type: Paved

Estimated market value

$498,600

$474,000 - $524,000

$1,770/mo

Price history

Date	Event	Price
4/6/2026	Price change	$525,000-8.7%$151/sqft
Source: Hive MLS #100560752 Report a problem
3/17/2026	Listed for sale	$575,000+8.7%$166/sqft
Source: Hive MLS #100560752 Report a problem
1/19/2021	Listing removed	--
Source: Hive MLS Report a problem
12/10/2020	Listed for sale	$529,000+41.1%$153/sqft
Source: White Sand Realty #100248593 Report a problem
4/8/2010	Sold	$375,000+8.7%$108/sqft
Source: Public Record Report a problem
11/29/2005	Sold	$345,000$100/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,131	$243,550
2024	$2,131	$243,550
2023	$2,131	$243,550
2022	$2,131 -2.1%	$243,550 +1.9%
2021	$2,176	$239,100
2020	$2,176	$239,100
2019	$2,176	$239,100
2018	$2,176	$239,100
2017	$2,176	$239,100
2015	$2,176 -17.7%	$239,100 -27.7%
2014	$2,644 -7.3%	$330,560 -2.8%
2013	$2,852	$340,200
2012	--	$340,200
2011	$2,722	$340,200

Find assessor info on the county website

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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