Located near the sugar-white beaches of the Emerald Coast, this beach house in Terra Cotta Terrace offers deeded beach access, a pool, tennis courts, clubhouse, and volleyball court. Close to shopping, dining, and entertainment, it features a unique hard stucco design with a covered balcony and rooftop 'Martini Deck' showcasing Gulf, bay, and lake views. The open floor plan is ideal for entertaining and can accommodate 2-3 families. The kitchen includes custom cabinetry and granite countertops. Additional features: 3 HVAC units, 2 refrigerators, washer/dryer, surround sound, insulated windows, security system, paging system, and hurricane shutters. Includes 1-year home warranty. Buyer to verify dimensions.
For sale
$1,300,000
56 Terra Cotta Way, Destin, FL 32541
5beds
3,832sqft
Townhouse
Built in 2003
3,920 Square Feet Lot
$-- Zestimate®
$339/sqft
$-- HOA
What's special
Covered balconyTennis courtsDeeded beach accessVolleyball courtSecurity systemSurround soundUnique hard stucco design
- 111 days |
- 199 |
- 2 |
Zillow last checked:
Listing updated:
Listed by:
Anthony M Nguyen 832-455-8260,
VIP Beach Destinations
Source: ECAOR,MLS#: 998413
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: Third
- Area: 288 Square Feet
- Dimensions: 18 x 16
Bedroom
- Level: Third
- Area: 132 Square Feet
- Dimensions: 12 x 11
Bedroom
- Level: First
- Area: 98 Square Feet
- Dimensions: 14 x 7
Primary bathroom
- Level: Third
- Area: 84 Square Feet
- Dimensions: 12 x 7
Primary bathroom
- Level: Third
- Area: 84 Square Feet
- Dimensions: 12 x 7
Bathroom
- Level: First
- Area: 56 Square Feet
- Dimensions: 8 x 7
Breakfast room
- Level: Second
- Area: 198 Square Feet
- Dimensions: 18 x 11
Great room
- Level: Second
- Area: 644 Square Feet
- Dimensions: 28 x 23
Kitchen
- Level: Second
- Area: 140 Square Feet
- Dimensions: 14 x 10
Laundry
- Level: First
- Area: 130 Square Feet
- Dimensions: 13 x 10
Sun room
- Level: Third
- Area: 248 Square Feet
- Dimensions: 31 x 8
Sun room
- Level: Second
- Area: 248 Square Feet
- Dimensions: 31 x 8
Heating
- Central, Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Bookcases, Owner's Closet, Pantry, Split Bedroom
- Flooring: Marble, Tile
- Windows: Double Pane Windows, Window Treatments
- Has fireplace: Yes
- Furnished: Yes
Interior area
- Total structure area: 3,832
- Total interior livable area: 3,832 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Garage
- Attached garage spaces: 2
Features
- Stories: 3
- Exterior features: Balcony, Columns, Sprinkler System
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Lot
- Size: 3,920 Square Feet
- Dimensions: 37 x 90
- Features: Covenants, Within 1/2 Mile to Water
Details
- Parcel number: 002S22249900000100
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: Townhouse
- Architectural style: Contemporary
- Property subtype: Townhouse
Materials
- Stucco
- Roof: Slate
Condition
- Construction Complete
- New construction: No
- Year built: 2003
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: BBQ Pit/Grill, Beach, Community Room, Deed Access, Picnic Area, Pool
- Security: Security System, Smoke Detector(s)
- Subdivision: TERRA COTTA TERRACE
Location
- Region: Destin
Financial & listing details
- Price per square foot: $339/sqft
- Tax assessed value: $1,167,873
- Annual tax amount: $13,790
- Date on market: 3/19/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 3/19/2026 | Listed for sale | $1,300,000+94%$339/sqft |
Source:  ECAOR #998413 Report a problem | ||
| 6/3/2013 | Sold | $670,000-4.1%$175/sqft |
Source: ECAOR #592398 Report a problem | ||
| 3/7/2013 | Listed for sale | $699,000$182/sqft |
Source: American Realty of Northwest Florida, Inc. #592398 Report a problem | ||
| 2/1/2013 | Listing removed | $699,000$182/sqft |
Source: Keller Williams Realty Emerald Coast - Santa Rosa #585920 Report a problem | ||
| 10/26/2012 | Listed for sale | $699,000-4.1%$182/sqft |
Source: Keller Williams Realty- Emerald Coast #585920 Report a problem | ||
| 9/1/2012 | Listing removed | $729,000$190/sqft |
Source: Keller Williams Realty Emerald Coast #573095 Report a problem | ||
| 7/1/2012 | Price change | $729,000-7.7%$190/sqft |
Source: Keller Williams Realty Emerald Coast #573095 Report a problem | ||
| 3/4/2012 | Listed for sale | $789,500-9.8%$206/sqft |
Source: Keller Williams Realty- Emerald Coast #573095 Report a problem | ||
| 4/16/2011 | Listing removed | $875,000$228/sqft |
Source: .. #534831 Report a problem | ||
| 2/24/2011 | Listed for sale | $875,000$228/sqft |
Source: .. #534831 Report a problem | ||
| 1/2/2011 | Listing removed | $875,000$228/sqft |
Source: Pelican Real Estate #534831 Report a problem | ||
| 8/25/2010 | Price change | $875,000-16.7%$228/sqft |
Source: Pelican Real Estate #534831 Report a problem | ||
| 4/2/2010 | Listed for sale | $1,050,000+13.5%$274/sqft |
Source: PELICAN REAL ESTATE #534831 Report a problem | ||
| 5/26/2004 | Sold | $925,000+1133.3%$241/sqft |
Source: Public Record Report a problem | ||
| 4/11/2002 | Sold | $75,000$20/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $12,490 +5.5% | $959,811 -15.2% |
| 2023 | $11,843 +14.6% | $1,131,693 +21.4% |
| 2022 | $10,335 +15.4% | $932,327 +29.3% |
| 2021 | $8,955 +8.5% | $721,120 +9.3% |
| 2020 | $8,251 +5.5% | $659,491 +6.9% |
| 2019 | $7,824 +0.8% | $616,835 +2% |
| 2018 | $7,765 | $604,702 +4.4% |
| 2017 | $7,765 +2.6% | $579,024 +0.7% |
| 2016 | $7,567 +1.4% | $574,770 +2.3% |
| 2015 | $7,466 +2.2% | $561,729 +14.6% |
| 2014 | $7,306 | $490,009 +5.9% |
| 2013 | -- | $462,875 -0.4% |
| 2012 | -- | $464,867 -4.2% |
| 2011 | -- | $485,307 -3.2% |
| 2010 | -- | $501,312 -14% |
| 2009 | -- | $582,735 -14.7% |
| 2008 | -- | $683,050 -14.7% |
| 2007 | -- | $800,353 -11% |
| 2006 | -- | $899,463 +29.4% |
| 2005 | -- | $694,866 +29.7% |
| 2004 | -- | $535,838 +1044.5% |
| 2003 | -- | $46,818 +2% |
| 2002 | -- | $45,900 +2% |
| 2001 | -- | $45,000 |
Find assessor info on the county website
Monthly payment
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Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 9/10Destin Middle SchoolGrades: 5-8Distance: 2 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 14.5 mi
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 5.7 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Fort Walton Beach
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Okaloosa County
- Destin
- 32541
- 56 Terra Cotta Way
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