STOP RENTING. START WORKING TOWARD HOMEOWNERSHIP. Welcome to 58 Silver Lane, a beautifully maintained single-story home nestled in a quiet, low-traffic neighborhood in Silver Springs Shores. This 3-bedroom, 2-bath home offers an inviting carpet-free layout with over 1,800 square feet of living space, making it perfect for both everyday living and entertaining. The spacious living room features a cozy wood-burning fireplace, while the updated kitchen offers modern countertops, stylish backsplash, stainless steel appliances, abundant cabinetry, and plenty of workspace. Updated flooring flows throughout the home, and both bathrooms have been tastefully refreshed. You'll also enjoy peace of mind with major improvements already completed, including a roof replaced in 2018, updated HVAC system, and updated water heater. Step outside to a large screened lanai overlooking a private backyard with NO HOA, giving you the freedom to park your RV, boat, or other toys while enjoying your own outdoor retreat. A storage shed provides additional space for tools and equipment. A Homeownership Opportunity That's Different Whether you're ready to purchase today or need a little help getting there, this home offers opportunities you won't find with most listings. Path to Home Ownership Available If you've been turned down by a bank because of credit challenges, limited down payment, self-employment, or other financing obstacles, you may still qualify for our Path to Home Ownership program. Move in with as little as 5% down (qualified applicants) Credit coaching available Work toward traditional mortgage qualification while living in the home Ask about our Work for Equity Program, where approved cosmetic improvements and minor repairs may earn additional credit toward your future down payment. Assumable FHA Financing This home also features an existing FHA loan at approximately 2.98% that may be assumable by qualified buyers, subject to lender approval and FHA qualification. With today's higher interest rates, this could provide significant long-term savings for eligible purchasers. Conveniently located near shopping, dining, schools, parks, and everyday amenities, this home combines comfort, flexibility, and an exceptional opportunity to achieve homeownership. Contact us today to schedule your private showing and learn which purchase option may be right for you. NOT A TRADITIONAL RENTAL - PATH TO HOME OWNERSHIP AVAILABLE Move into this home as early as September 2026 and celebrate your Independence from renting while taking your first step toward homeownership. This home is offered through our Path to Home Ownership Program, designed for individuals and families who want to become homeowners but may not qualify for traditional financing today. Purchase Price: $269,900 PROGRAM OPTIONS Minimum 5% Down - $13,495 OR Other Options Possible....contact us for details. Monthly Payment: $1,450/month PROGRAM REQUIREMENTS -All adults must join the Path to Home Ownership Membership ($50/year per adult) -Background screening required for all adults ($100 per adult) -Minimum lease term: 36 months -Renter's insurance required -Tenant responsible for all utilities -Tenant responsible for maintenance, repairs, and general upkeep of the property PETS -Pets subject to approval -$400 non-refundable pet fee per approved pet -$25/month pet rent per approved pet HOMEOWNERSHIP COACHING & SUPPORT Our Mission is to Transform Lives through Affordable Housing and Empower Families and Individuals to Enjoy the American Dream of Home Ownership. Our goal is not simply to help you rent a home our goal is to help you become a homeowner. Depending on your situation, participants may receive guidance and recommendations related to budgeting, savings goals, mortgage readiness, and credit improvement. Credit repair services may be available or recommended when appropriate to help participants qualify for future financing. YOU MAY BE A GREAT FIT IF YOU ARE: -Self-employed -Building or rebuilding credit -Recovering from a bankruptcy or foreclosure -Recently divorced -Recently changed jobs - Working toward future mortgage approval Contact us today to learn more about the Path to Home Ownership Program and determine whether this opportunity is right for you.
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