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    • Price cut: $111K (7/15)
    $989,000

    581 Charlie Stover Rd, Royal, AR 71968

    4beds
    2,802sqft
    : 
    $6,132/mo
    Get pre-qualified
    Single Family Residence
    Built in 1960
    0.27 Acres Lot
    $932,200 Zestimate®
    $353/sqft
    $-- HOA

    What's special

    Sweeping shorelineDirect lakefrontageUninterrupted viewsTwo tri-level residences
    An exceptional Lake Hamilton estate, this rare offering brings together two tri-level residences, sweeping shoreline, and room to grow across two additional parcels. Both 581 Charlie Stover and 107 Loveless enjoy direct lakefrontage and uninterrupted views, creating a setting that feels like a private resort while remaining just minutes from the best of Hot Springs. The main residence spans 2,802 sq ft with 4 bedrooms and 3 full baths, designed for comfort, gathering, and effortless indoor-outdoor living. The guest home adds another 1,964 sq ft with two bedrooms and two baths, perfect for extended family, friends, or income-producing vacation stays. Alongside the homes are two valuable lots—one directly on the water and another approximately 1.88-acre parcel ideal for future expansion, recreation space, additional structures or parking. With immediate access to boating, swimming, fishing, and all the recreation Lake Hamilton is known for, this property offers a lifestyle that blends relaxation with opportunity. It’s a complete lakeside retreat ready to welcome multiple generations or become a standout short-term rental destination.
    200 days
    |
    80
    |
    1
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    Zillow last checked:

    Listing updated:

    Listed by:

    James C Lockwood 501-276-3531,

    CBRPM Hot Springs 501-525-7355

    Source: CARMLS,MLS#: 26002061MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Basement
      Dining room
      • Features: Separate Dining Room, Kitchen/Den
      Heating
      • Electric, Zoned
      Cooling
      • Electric
      Appliances
      • Included: Free-Standing Range, Microwave, Electric Range, Dishwasher, Electric Water Heater
      • Laundry: Washer Hookup, Electric Dryer Hookup
      Features
      • Dry Bar, Walk-In Closet(s), Balcony/Loft, Built-in Features, Ceiling Fan(s), Sheet Rock, Primary Bedroom/Main Lv, Guest Bedroom/Main Lv, Guest Bedroom Apart
      • Flooring: Carpet, Tile, Luxury Vinyl
      • Doors: Insulated Doors
      • Windows: Insulated Windows
      • Basement: Finished,Interior Entry,Walk-Out Access,Heated,Cooled
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 2,802
      • Total interior livable area: 2,802 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Two Car, Detached
      • Has garage: Yes
      Features
      • Levels: Multi/Split
      • Patio & porch: Patio, Deck, Porch
      • Has spa: Yes
      • Spa features: Whirlpool/Hot Tub/Spa
      • Fencing: Partial,Wrought Iron
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Cove, Dock, Lake Front, Lake
      • Body of water: Lake: Hamilton
      Lot
      • Size: 0.27 Acres
      • Dimensions: 217 x 70 x 18 x 22 x 58 x 56 x 65 x 29
      • Features: Sloped, Level, Rural Property, Common to Lake, Waterfront, Seawall
      Details
      • Additional structures: Guest House
      • Parcel number: 20062200003000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick, Metal/Vinyl Siding
      • Foundation: Slab/Crawl Combination
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 1960

      Utilities & green energy

      • Electric: Elec-Municipal (+Entergy)
      • Sewer: Septic Tank
      • Water: Public
      Green energy
      • Energy efficient items: Doors

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: STOVER, C.
      HOA
      • Has HOA: No
      Location
      • Region: Royal

      Financial & listing details

      • Price per square foot: $353/sqft
      • Tax assessed value: $467,650
      • Annual tax amount: $3,196
      • Date on market: 1/13/2026
      • Listing terms: Conventional,Cash,USDA Loan
      • Road surface type: Paved

        Estimated market value

        $932,200

        $886,000 - $979,000

        $2,250/mo

        Price history

        DateEventPrice
        7/15/2026Price change$989,000-10.1%$353/sqft
        Source: CARMLS #26002061 Report a problem
        1/13/2026Listed for sale$1,100,000+29.6%$393/sqft
        Source: HSDS #153810 Report a problem
        1/12/2026Listing removed$849,000$303/sqft
        Source: CARMLS #25035362 Report a problem
        9/3/2025Listed for sale$849,000+6.8%$303/sqft
        Source: CARMLS #25035362 Report a problem
        1/1/2022Listing removed--
        Source: HSDS #134708 Report a problem
        6/25/2021Listed for sale$795,000+39669.9%$284/sqft
        Source: CARMLS #21019873 Report a problem
        5/7/1992Sold$1,999-95.5%$1/sqft
        Source: Public Record Report a problem
        5/15/1991Sold$44,000$16/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,221 -16.8%$85,514
        2024$3,872 +9.6%$85,514 +8.3%
        2023$3,532 +8.9%$78,936 +9.1%
        2022$3,244 +9.3%$72,358 +10%
        2021$2,967 $65,780
        2020$2,967 +2.1%$65,780
        2019$2,907 +4.5%$65,780
        2018$2,783 +9.1%$65,780
        2017$2,551 +20.3%$65,780 +37.1%
        2016$2,121 $47,990
        2015$2,121 +0%$47,990
        2014$2,121 +9.7%$47,990
        2013$1,934 $47,990
        2012$1,934 -3.7%$47,990 -3.7%
        2011$2,007 +10.2%$49,810 +10.2%
        2009$1,822 +10%$45,207 +10%
        2008$1,656 +6.9%$41,097 +8%
        2007$1,549 $38,068 +14.3%
        2006-- $33,316 +10%
        2005-- $30,287
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 71968

        Getting around

        0 / 100
        Car-Dependent
        12 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lake Hamilton
        • Middle: Lake Hamilton
        • High: Lake Hamilton

        Source: CARMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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