Lake days are calling! Located less than a mile from a boat ramp on Lake Hartwell, 581 Cherokee Road in Toccoa is already set up and ready for weekends away, summer getaways, fishing trips, and easy days on the water. This 1.26-acre property gives you space to spread out while keeping you close to the lake, without the upkeep of a traditional lakefront property. The 2014 Jayco Flight 26.5 RLS camper remains with the property and makes this setup even easier to enjoy from day one. The camper features one slide-out, a queen bed with a brand-new cooling mattress and protective cover, furnishings, kitchen items, towels, and sheets. Outside, you'll find a covered vehicle/boat/RV area with drop panels, a gable back end, and hurricane strap tie-downs rated up to 140 MPH winds, plus water, power, cable, and hookups already in place. The septic tank is set up to accommodate a 2-bedroom home, giving the next owner flexibility for future plans. The property offers two gated entrances, one from Cherokee Road and one from Goforth Way, with a path leading down toward the creek behind the property. Along the way, you'll find natural rock-lined areas, native vegetation, several fruit trees, elephant ears, and crepe myrtles that add to the charm of the setting. The outdoor setup adds even more to love, with a large table, umbrella lights, removable cushions, an in-ground fire pit, three kayaks with paddles and a kayak rack, and covered stacked firewood ready for evenings under the stars. A security light comes on at dusk and turns off in the morning, and two Ring cameras will also remain with the property. With no HOA and an unrestricted setting, this Lake Hartwell-area property is ready for its next chapter. Bring the boat, fishing poles, kayaks, and weekend plans!
Active
$69,700
581 Cherokee Rd, Toccoa, GA 30577
--beds
--baths
1.26Acres
Residential Lot
Built in ----
1.26 Acres Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Several fruit treesNatural rock-lined areasCrepe myrtlesTwo gated entrancesNative vegetationElephant ears
- 3 days |
- 136 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
RDH Realty Team 470-623-6936,
Keller Williams Lanier Partners,
GiGi McGinnis 706-654-6409,
Keller Williams Lanier Partners
Source: GAMLS,MLS#: 10783881
Facts & features
Property
Lot
- Size: 1.26 Acres
- Features: Other
Details
- Additional structures: Other
- Parcel number: 050B 009
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Water Available
Community & HOA
Community
- Features: None
- Subdivision: Cherokee Springs Development
HOA
- Has HOA: No
Location
- Region: Toccoa
Financial & listing details
- Tax assessed value: $4,781
- Annual tax amount: $87
- Date on market: 6/11/2026
- Cumulative days on market: 3 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
$1,276/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/11/2026 | Listed for sale | $69,700+88.4% |
Source: | ||
| 8/19/2020 | Sold | $37,000-5.1% |
Source: Agent Provided Report a problem | ||
| 7/28/2020 | Pending sale | $39,000 |
Source: The Norton Agency #8822681 Report a problem | ||
| 7/16/2020 | Listed for sale | $39,000 |
Source: The Norton Agency #8822681 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $52 -5.7% | $1,912 |
| 2024 | $56 -4.4% | $1,912 |
| 2023 | $58 +2.3% | $1,912 |
| 2022 | $57 -4.8% | $1,912 |
| 2021 | $60 -1% | $1,912 |
| 2020 | $60 +83.1% | $1,912 +83.8% |
| 2019 | $33 -1.6% | $1,040 |
| 2018 | $34 +1.6% | $1,040 |
| 2017 | $33 | $1,040 |
| 2016 | $33 | $1,040 |
| 2015 | $33 -4.5% | $1,040 |
| 2014 | $35 -1.6% | $1,040 |
| 2013 | $35 | $1,040 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 30577
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- NABig A Elementary SchoolGrades: PK-KDistance: 4.9 mi
- 4/10Stephens County Middle SchoolGrades: 6-8Distance: 5.3 mi
- 5/10Stephens County High SchoolGrades: 9-12Distance: 4.7 mi
Schools provided by the listing agent
- Elementary: Toccoa
- Middle: Stephens
- High: Stephens
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Georgia
- Stephens County
- Toccoa
- 30577
- 581 Cherokee Rd





