Step into refined living in the highly sought-after Reserve at Settlers’ Lake, where modern elegance meets everyday comfort, without the wait of new construction. This beautifully designed home showcases a seamless open-concept layout, anchored by a stunning kitchen featuring a sprawling granite island, breakfast bar, and walk-in pantry, perfect for both entertaining and daily living. The kitchen flows effortlessly into a bright dining area and an inviting family room, complete with a cozy fireplace that elevate the space. A versatile main-level flex room offers endless possibilities, ideal as a formal dining room, private office, or creative studio, while a well-appointed main level master in-lawn suite provides the perfect solution for visitors or multigenerational living this primary suite is a true retreat, featuring elegant tray ceilings, dual walk-in closets, and a spa-inspired insuite with a beautifully tiled walk-in shower. The upper level with 4 additional bedrooms provide comfort and flexibility for any lifestyle.Thoughtful details continue with a stylish mudroom off the two-car garage, offering plenty storage and functional sophistication. Upstairs, a sun-filled loft creates the perfect secondary living space for relaxing or gathering featuring elegant. Four additional bedrooms provide comfort and flexibility for any lifestyle. Outdoors, unwind on the spacious back porch overlooking a private, backyard with serene wooded surroundings and seasonal afternoon sunsets. Nestled on one of the community’s more exclusive corner lot, this home offers both privacy and connection. Residents enjoy access to exceptional amenities, including swim and tennis facilities, a clubhouse, community dock, fishing lake, and playground, delivering a lifestyle of convenience, recreation, and community.
Active
$589,000
5860 Stargazer Way, Cumming, GA 30028
5beds
2,970sqft
Single Family Residence, Residential
Built in 2020
10,454 Square Feet Lot
$573,000 Zestimate®
$198/sqft
$63/mo HOA
What's special
Cozy fireplaceSun-filled loftSeamless open-concept layoutBreakfast barWalk-in pantrySprawling granite islandDual walk-in closets
- 88 days |
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Zillow last checked:
Listing updated:
Listed by:
Carlos Naveda,
Realty Professionals, Inc. 770-491-1494
Source: FMLS GA,MLS#: 7747427
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Computer Room, Dining Room, Laundry, Master Bathroom, Master Bedroom, Office, Attic
Primary bedroom
- Features: Master on Main
- Level: Master on Main
Bedroom
- Features: Master on Main
Primary bathroom
- Features: Double Vanity, Soaking Tub, Shower Only
Dining room
- Features: Open Concept
Kitchen
- Features: Breakfast Bar, Kitchen Island, Pantry, Solid Surface Counters, Stone Counters, Pantry Walk-In, View to Family Room
Heating
- Natural Gas
Cooling
- Electric, Central Air, Zoned
Appliances
- Included: Gas Water Heater, Dryer, Washer, Dishwasher, Double Oven, Microwave, Refrigerator, Electric Oven, Self Cleaning Oven
- Laundry: Laundry Room, Main Level
Features
- High Ceilings 10 or Greater, Double Vanity, Walk-In Closet(s), High Ceilings 9 ft Main, High Ceilings 9 ft Upper, High Speed Internet
- Flooring: Hardwood, Carpet, Tile
- Windows: Insulated Windows
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Family Room, Living Room, Glass Doors, Stone
- Common walls with other units/homes: End Unit
Interior area
- Total structure area: 2,970
- Total interior livable area: 2,970 sqft
Property
Parking
- Total spaces: 4
- Parking features: Attached, Garage Door Opener, Garage, Kitchen Level, Covered, Driveway, Level Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch, Patio, Covered, Rear Porch
- Exterior features: Private Yard, Dock
- Pool features: None
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Neighborhood
- Waterfront features: None
- Body of water: Cummings
Lot
- Size: 10,454 Square Feet
- Features: Corner Lot, Level, Open Lot, Back Yard, Front Yard
Details
- Additional structures: None
- Parcel number: 233 646
- Other equipment: None
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding, Shingle Siding
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 2020
Utilities & green energy
- Electric: 110 Volts, 220 Volts in Garage, 220 Volts in Laundry
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Underground Utilities, Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
Green energy
- Energy efficient items: Appliances, HVAC, Thermostat
- Energy generation: None
Community & HOA
Community
- Features: Clubhouse, Lake, Playground, Pool, Tennis Court(s), Community Dock, Homeowners Assoc
- Security: Carbon Monoxide Detector(s), Smoke Detector(s), Open Access
- Subdivision: The Reserve At Settlers Lake
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Reserve Fund, Tennis, Swim
- HOA fee: $750 annually
Location
- Region: Cumming
Financial & listing details
- Price per square foot: $198/sqft
- Tax assessed value: $568,700
- Annual tax amount: $5,578
- Date on market: 4/4/2026
- Cumulative days on market: 88 days
- Ownership: Fee Simple
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$573,000
$544,000 - $602,000
$3,070/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/4/2026 | Listed for sale | $589,000$198/sqft |
Source:  FMLS GA #7747427 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,578 +1.5% | $227,480 +1.5% |
| 2024 | $5,498 +13.4% | $224,204 +13.8% |
| 2023 | $4,848 +19.6% | $196,964 +29.4% |
| 2022 | $4,053 +8.3% | $152,272 +12.4% |
| 2021 | $3,741 +383.9% | $135,480 +383.9% |
| 2020 | $773 | $28,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 30028
Nearby schools
GreatSchools rating
- 8/10Silver City Elementary SchoolGrades: PK-5Distance: 1.7 mi
- 6/10North Forsyth Middle SchoolGrades: 6-8Distance: 3.2 mi
- 8/10North Forsyth High SchoolGrades: 9-12Distance: 3.3 mi
Schools provided by the listing agent
- Elementary: Silver City
- Middle: North Forsyth
- High: North Forsyth
Source: FMLS GA. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Georgia
- Forsyth County
- Cumming
- 30028
- 5860 Stargazer Way
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