For sale

Price cut: $10K (7/2)

$475,000

5910 S Cummings St, Suttons Bay, MI 49682

3beds

1,176sqft

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Single Family Residence

Built in 1989

0.4 Acres Lot

$463,800 Zestimate^®

$404/sqft

$-- HOA

What's special

Full unfinished basementAttached two car garageThree bedrooms

Leelanau County turnkey living with the highly desirable bonus of private West Grand Traverse Bay shared access across the street and the convenience to walk down to the corner market. Sitting just off scenic M-22, this classic American ranch style home and property is just outside of Traverse City and Suttons Bay, MI featuring an attached two car garage, three bedrooms, two full baths all a full, unfinished basement. Stunning freshwater beaches on Grand Traverse Bay, acclaimed vineyards of Leelanau Peninsulas and picturesque Sleeping Bear Dunes National Lakeshore all nearby makes this an ideal northern Michigan getaway.

62 days

5,798

244

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 2
Main level bedrooms: 3

Primary bedroom

Level: Main
Area: 99
Dimensions: 9 x 11

Bedroom 2

Level: Main
Area: 121
Dimensions: 11 x 11

Bedroom 3

Level: Main
Area: 91
Dimensions: 7 x 13

Primary bathroom

Features: Shared

Dining room

Level: Main
Area: 84
Dimensions: 7 x 12

Kitchen

Level: Main
Area: 117
Dimensions: 9 x 13

Living room

Level: Main
Area: 221
Dimensions: 17 x 13

Heating

Forced Air, Natural Gas

Cooling

Ductless

Appliances

Included: Refrigerator, Oven/Range, Microwave, Water Softener Owned, Washer, Dryer, Exhaust Fan, Gas Water Heater
Laundry: Lower Level

Features

Pantry, Breakfast Nook, Drywall, Cable TV, High Speed Internet
Flooring: Carpet, Wood, Vinyl, Concrete
Windows: Blinds, Drapes
Basement: Full,Daylight,Interior Entry
Has fireplace: No
Fireplace features: None

Interior area

Total structure area: 1,176
Total interior livable area: 1,176 sqft
Finished area above ground: 1,176
Finished area below ground: 0

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Property

Parking

Total spaces: 2
Parking features: Attached, Asphalt
Attached garage spaces: 2

Accessibility

Accessibility features: None

Features

Levels: One
Stories: 1
Patio & porch: Deck
Has view: Yes
View description: Bay, Seasonal View
Has water view: Yes
Water view: Bay
Waterfront features: Other, Great Lake, Stony Bottom
Body of water: Grand Traverse Bay
Frontage type: Priv Frontage (Across Rd)
Frontage length: 36

Lot

Size: 0.4 Acres
Dimensions: 87 x 165 x 100 x 146
Features: Cleared, Level, Metes and Bounds

Details

Additional structures: None
Parcel number: 00124000600
Zoning description: Residential
Other equipment: Dish TV, TV Antenna

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Frame, Vinyl Siding
Foundation: Block
Roof: Asphalt

Condition

New construction: No
Year built: 1989

Utilities & green energy

Sewer: Private Sewer
Water: Private

Community & HOA

Community

Features: None
Security: Smoke Detector(s)
Subdivision: Ed Cummings / Leelanau Terrace

HOA

Services included: None

Location

Region: Suttons Bay

Financial & listing details

Price per square foot: $404/sqft
Tax assessed value: $71,449
Annual tax amount: $1,355
Price range: $475K - $475K
Date on market: 5/19/2026
Cumulative days on market: 62 days
Listing agreement: Exclusive Right Sell
Listing terms: Conventional,Cash
Ownership type: Private Owner
Road surface type: Asphalt

Estimated market value

$463,800

$441,000 - $487,000

$2,180/mo

Price history

Date	Event	Price
7/2/2026	Price change	$475,000-2.1%$404/sqft
Source: NGLRMLS #1945361 Report a problem
6/8/2026	Price change	$485,000-2.8%$412/sqft
Source: NGLRMLS #1945361 Report a problem
5/19/2026	Listed for sale	$499,000+18.8%$424/sqft
Source: NGLRMLS #1945361 Report a problem
11/7/2024	Listing removed	--
Source: Owner Report a problem
8/9/2024	Listed for sale	$420,000-4.5%$357/sqft
Source: Owner Report a problem
7/19/2024	Listing removed	--
Source: Owner Report a problem
4/20/2024	Listed for sale	$440,000+4.8%$374/sqft
Source: Owner Report a problem
11/7/2023	Listing removed	--
Source: Owner Report a problem
8/9/2023	Price change	$420,000-4.5%$357/sqft
Source: Owner Report a problem
6/26/2023	Price change	$440,000-3.3%$374/sqft
Source: Owner Report a problem
5/3/2023	Price change	$455,000-4.2%$387/sqft
Source: Owner Report a problem
4/20/2023	Price change	$475,000-2.1%$404/sqft
Source: Owner Report a problem
4/16/2023	Listed for sale	$485,000$412/sqft
Source: Owner Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,355 +4.9%	$128,800 +13.7%
2024	$1,292 +5.5%	$113,300 +6.6%
2023	$1,225 +0.4%	$106,300 +17.8%
2022	$1,220 +2.9%	$90,200 +8.9%
2021	$1,185 +45.3%	$82,800 +7.7%
2020	$816	$76,900 +2%
2019	--	$75,400 +12.7%
2018	--	$66,900 -1.6%
2017	--	$68,000 -0.1%
2016	--	$68,100
2015	--	$68,100 +13.9%
2014	--	$59,800 +6%
2013	--	$56,400 +2.8%
2012	--	$54,850 -10.2%
2011	--	$61,060 -21%
2010	--	$77,320

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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