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For sale by owner
  • $525,000

    598 Garrard St, Covington, KY 41011

    3beds
    2,880sqft
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    SingleFamily
    Built in 1988
    3,920 Square Feet Lot
    $-- Zestimate®
    $182/sqft
    $400/mo HOA

    What's special

    Cedar walk-in-closet
    This home in Covington’s beloved Riverside District is now available for sale — a rare opportunity on one of the area’s most cherished tree-lined streets. The Home •3 bedrooms — generously sized and full of character •2½ bathrooms — primary bath, full guest bath, and half bath •Enclosed sun porch — bright four-season retreat, perfect year-round •Wood burning fireplace — cozy centerpiece for cool Kentucky evenings •Outdoor deck — ideal for gatherings or enjoying the shade of mature trees •End unit — extra privacy and additional windows with more natural light •Washer, dryer, and new dishwasher included — ready for immediate use •New HVAC system — efficient heating and cooling for year-round comfort •4-story brownstone — iconic architecture with impressive presence and flexible living space •Finished basement — bonus living space ideal for a rec room, home office, or guest suite •Licking River views — stunning natural scenery right from your home •Enclosed garage for one plus covered parking for a second space — rare and valuable in this sought-after neighborhood •Cedar walk-in-closet The Riverside District •Tree-lined streets with stunning historic architecture and strong community pride •Walkable to the Ohio River waterfront, restaurants, coffee shops, and parks •Easy access to Cincinnati — Kentucky charm with a world-class city just across the river •One of Northern Kentucky’s most sought-after neighborhoods Please reach out to schedule a private showing. Trey Broeman • Email: cwbroeman3@bellsouth.net • Phone: 305-586-2443 Address, 598 Garrard Street, Covington, KY 41011
    30 days
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    1,328
    |
    51
    |
    Listed by:

    Property Owner (305) 586-2443

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Appliances
      • Included: Dishwasher, Dryer, Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Hardwood
      • Basement: Finished
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 2,880 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Carport
      Features
      • Exterior features: Brick
      • On waterfront: Yes
      Lot
      • Size: 3,920 Square Feet
      Details
      • Parcel number: 054232601700

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Foundation: Concrete
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 1988

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $400 monthly
      Location
      • Region: Covington

      Financial & listing details

      • Price per square foot: $182/sqft
      • Tax assessed value: $288,000
      • Annual tax amount: $3,787
      • Date on market: 5/18/2026
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,883/mo

        Price history

        DateEventPrice
        5/18/2026Listed for sale$525,000+208.8%$182/sqft
        Source: Owner Report a problem
        1/7/1997Sold$170,000$59/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,787 -1.3%$288,000
        2023$3,836 +0.8%$288,000
        2022$3,804 -2.2%$288,000 +12.9%
        2021$3,890 -18.6%$255,000
        2020$4,779 $255,000
        2019$4,779 +19.6%$255,000
        2018$3,994 $255,000
        2017$3,994 -18.4%$255,000
        2015$4,892 $255,000
        2014$4,892 -1.8%$255,000
        2013$4,980 $255,000
        2012-- $255,000
        2011-- $255,000
        2010-- $255,000
        2009-- $255,000
        2008-- $255,000 +34.2%
        2007-- $190,000
        2006-- $190,000 +6.1%
        2005-- $179,000
        2004-- $179,000
        2003-- $179,000 +2.3%
        2002-- $175,000 +2.9%
        2001-- $170,000
        2000-- $170,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 41011

          Getting around

          31 / 100
          Car-Dependent
          32 / 100
          Some Transit
          17 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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