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For sale by owner
  • $215,000

    601 6th Ave E, Spencer, IA 51301

    3beds
    1,300sqft
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    SingleFamily
    Built in 2025
    5,450 Square Feet Lot
    $-- Zestimate®
    $165/sqft
    $-- HOA

    What's special

    Modern finishesThree bedrooms
    This newly constructed 3-bedroom, 2-bath home offers a rare opportunity for affordable homeownership in Spencer through Northwest Iowa Corridor Habitat for Humanity. Featuring approximately 1,300 square feet of thoughtfully designed living space, this ranch-style home includes an open-concept kitchen and living area, modern finishes, and a functional layout ideal for long-term comfort and efficiency. The home includes three bedrooms, two full bathrooms, and main-level living with accessible entry. Built with durable materials and energy-efficient systems, this home is designed to provide stability and affordability for years to come. The property sits on a 5,450 square foot lot with space for future carport, driveway, and landscaping improvements. This home has been appraised at $215,000 and is offered through Habitat for Humanity’s affordable homeownership program. This is not a traditional home sale. Buyers must apply and qualify through Northwest Iowa Corridor Habitat for Humanity. Applicants must meet income guidelines, demonstrate the ability to repay an affordable mortgage, complete homeownership education, and participate in the Habitat partnership program.
    What the owner loves about this home
    An opportunity to own a brand-new home with an affordable mortgage in a great Spencer location. Close to schools and community amenities, this home offers a fresh start and long-term security.
    88 days
    |
    150
    |
    2
    |
    Listed by:

    Property Owner (712) 363-3479

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Other
      Features
      • Flooring: Carpet, Linoleum / Vinyl
      • Basement: Basement (not specified)
      Interior area
      • Total interior livable area: 1,300 sqft

      Property

      Features
      • Exterior features: Other
      Lot
      • Size: 5,450 Square Feet
      Details
      • Parcel number: 963607415015

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Frame
      • Foundation: Concrete
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2025

      Community & HOA

      Location
      • Region: Spencer

      Financial & listing details

      • Price per square foot: $165/sqft
      • Tax assessed value: $12,220
      • Annual tax amount: $150
      • Date on market: 4/21/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,903/mo

        Price history

        DateEventPrice
        4/21/2026Listed for sale$215,000$165/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$150 +2.7%$12,220 +29.6%
        2024$146 -45.5%$9,430
        2023$268 -52.7%$9,430 -38.1%
        2022$566 -1%$15,240 -62.4%
        2021$572 $40,580 +4.3%
        2020$572 -26.1%$38,920
        2019$774 +15.4%$38,920 -6.1%
        2018$671 +13.3%$41,450 +0.6%
        2017$592 -3%$41,200
        2016$610 -3.8%$41,200 -3.1%
        2015$634 $42,510
        2014$634 +22.9%$42,510
        2013$516 -0.8%--
        2012$520 -5.1%--
        2011$548 +5%--
        2010$522 -2.6%--
        2009$536 +8.5%--
        2007$494 +6.5%--
        2005$464 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 51301

        Getting around

        64 / 100
        Somewhat Walkable
        53 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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