This newly constructed 3-bedroom, 2-bath home offers a rare opportunity for affordable homeownership in Spencer through Northwest Iowa Corridor Habitat for Humanity.
Featuring approximately 1,300 square feet of thoughtfully designed living space, this ranch-style home includes an open-concept kitchen and living area, modern finishes, and a functional layout ideal for long-term comfort and efficiency.
The home includes three bedrooms, two full bathrooms, and main-level living with accessible entry. Built with durable materials and energy-efficient systems, this home is designed to provide stability and affordability for years to come. The property sits on a 5,450 square foot lot with space for future carport, driveway, and landscaping improvements.
This home has been appraised at $215,000 and is offered through Habitat for Humanity’s affordable homeownership program.
This is not a traditional home sale. Buyers must apply and qualify through Northwest Iowa Corridor Habitat for Humanity. Applicants must meet income guidelines, demonstrate the ability to repay an affordable mortgage, complete homeownership education, and participate in the Habitat partnership program.
What the owner loves about this home
An opportunity to own a brand-new home with an affordable mortgage in a great Spencer location. Close to schools and community amenities, this home offers a fresh start and long-term security.
88 days
|
150
|
2
|
Listed by:
Property Owner(712) 363-3479
This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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