604 Garrard St, Covington, KY 41011
Home value
$499,700
$450,000 - $560,000
$2,289/mo
Owner options
$2,289/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$2,289/mo
Rent Zestimate®
$3,445/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$3,445/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked:
Listing updated:
Hillary Justice 513-602-1715,
Coldwell Banker Realty,
Wendy Ruehlmann 513-321-9944,
Coldwell Banker Realty
Kelly Leisring, 286714
Huff Realty - CC
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Wood Flooring, Bath Adjoins, Vaulted Ceiling(s)
- Level: Third
- Area: 224
- Dimensions: 16 x 14
Bedroom 2
- Features: Carpet Flooring
- Level: Second
- Area: 182
- Dimensions: 14 x 13
Bedroom 3
- Features: Carpet Flooring
- Level: Second
- Area: 150
- Dimensions: 15 x 10
Bathroom 2
- Features: Full Finished Bath, Tub With Shower, Tile Flooring
- Level: Second
- Area: 80
- Dimensions: 10 x 8
Bathroom 3
- Features: Full Finished Half Bath, Wood Flooring
- Level: First
- Area: 24
- Dimensions: 6 x 4
Kitchen
- Features: Kitchen Island, Eat-in Kitchen, Pantry, Wood Cabinets, Hardwood Floors
- Level: First
- Area: 196
- Dimensions: 14 x 14
Living room
- Features: Fireplace(s), Hardwood Floors
- Level: First
- Area: 225
- Dimensions: 15 x 15
Primary bath
- Features: Shower, Jetted Tub, Tile Flooring
- Level: Third
- Area: 96
- Dimensions: 12 x 8
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Washer/Dryer Stacked, Electric Oven, Dishwasher, Disposal, Microwave, Refrigerator
- Laundry: Lower Level
Features
- Kitchen Island, Storage, Pantry, Granite Counters, Eat-in Kitchen, High Ceilings, Natural Woodwork, Vaulted Ceiling(s)
- Windows: Wood Frames
- Basement: Other,Partial
- Number of fireplaces: 1
- Fireplace features: Inoperable
Interior area
- Total structure area: 1,760
- Total interior livable area: 1,760 sqft
Property
Parking
- Total spaces: 2
- Parking features: Assigned, Attached, Garage, Off Street
- Attached garage spaces: 1
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
Lot
- Size: 3,484 Square Feet
Details
- Parcel number: 0542326014.00
- Zoning description: Residential
Construction
Type & style
- Home type: Townhouse
- Architectural style: Transitional
- Property subtype: Townhouse, Residential
- Attached to another structure: Yes
Materials
- Brick
- Foundation: Poured Concrete
- Roof: Membrane,Metal,Shingle
Condition
- Existing Structure
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Natural Gas Available, Sewer Available
Community & HOA
HOA
- Has HOA: Yes
- Amenities included: Landscaping
- Services included: Pest Control, Maintenance Grounds, Maintenance Structure, Snow Removal
- HOA fee: $400 monthly
Location
- Region: Covington
Financial & listing details
- Price per square foot: $267/sqft
- Tax assessed value: $350,000
- Annual tax amount: $4,638
- Date on market: 10/8/2025
- Cumulative days on market: 13 days
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 2/18/2025 | Sold | $470,000-1.1%$267/sqft |
Source: | ||
| 1/20/2025 | Pending sale | $475,000$270/sqft |
Source: | ||
| 1/17/2025 | Price change | $475,000-4%$270/sqft |
Source: | ||
| 1/8/2025 | Listed for sale | $495,000+65%$281/sqft |
Source: | ||
| 4/24/2018 | Sold | $300,000+27.7%$170/sqft |
Source: Public Record Report a problem | ||
| 7/18/2012 | Sold | $235,000+9.3%$134/sqft |
Source: Public Record Report a problem | ||
| 8/16/2005 | Sold | $215,000$122/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,638 +0.8% | $350,000 |
| 2024 | $4,603 +15.2% | $350,000 +16.7% |
| 2023 | $3,996 +0.8% | $300,000 |
| 2022 | $3,963 -13.4% | $300,000 |
| 2021 | $4,577 -20.6% | $300,000 |
| 2020 | $5,761 | $300,000 |
| 2019 | $5,761 +56.3% | $300,000 +27.7% |
| 2018 | $3,687 | $235,000 |
| 2017 | $3,687 -19.8% | $235,000 |
| 2015 | $4,599 -0.1% | $235,000 |
| 2014 | $4,605 | $235,000 |
| 2013 | $4,605 | $235,000 +9.3% |
| 2012 | -- | $215,000 |
| 2011 | -- | $215,000 |
| 2010 | -- | $215,000 |
| 2009 | -- | $215,000 |
| 2008 | -- | $215,000 |
| 2007 | -- | $215,000 |
| 2006 | -- | $215,000 +26.5% |
| 2005 | -- | $170,000 |
| 2004 | -- | $170,000 |
| 2003 | -- | $170,000 |
| 2002 | -- | $170,000 +6.3% |
| 2001 | -- | $160,000 |
| 2000 | -- | $160,000 |
Neighborhood: 41011
Nearby homes
- $381,8002 bd2 ba1.3k sqft606 Garrard St, Covington, KY 41011Off Market
- $349,4002 bd2 ba1.3k sqft602 Garrard St, Covington, KY 41011Off Market
- $375,2002 bd2 ba1.3k sqft600 Garrard St, Covington, KY 41011Off Market
- $471,6002 bd2 ba1.9k sqft608 Garrard St, Covington, KY 41011Off Market
- $790,4003 bd2 ba3.7k sqft610 Garrard St, Covington, KY 41011Off Market
- $--1 bd1 ba900 sqft612 Garrard St APT 1, Covington, KY 41011Off Market
- $315,8003 bd2 ba2.4k sqft612 Garrard St, Covington, KY 41011Off Market
- $254,0002 bd2 ba1.2k sqft612 Garrard St APT 2, Covington, KY 41011Off Market
Nearby schools
GreatSchools rating
- 7/10John G Carlisle Elementary SchoolGrades: K-5Distance: 0.6 mi
- 3/10Holmes Middle SchoolGrades: 6-8Distance: 1.7 mi
- 1/10Holmes High SchoolGrades: 9-12Distance: 1.7 mi
Schools provided by the listing agent
- Middle: Holmes Middle School
- High: Holmes Senior High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Get a cash offer in 3 minutes
- Kentucky
- Kenton County
- Covington
- 41011
- 604 Garrard St