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For sale
    • Price cut: $3K (7/14)
    $282,000

    607 Old Lock 21 Rd #21, Monticello, KY 42633

    3beds
    3,402sqft
    : 
    $1,758/mo
    Get pre-qualified
    Single Family Residence
    Built in 1985
    1.35 Acres Lot
    $270,200 Zestimate®
    $83/sqft
    $-- HOA

    What's special

    Boat slip
    3 bedroom, 3 bath Home and boat slip! You won't find homes like this for sale often, Located on a scenic road with views of Lake Cumberland, this property offers a relaxing setting for daily living and entertaining. The large master suite is on the main floor, and wrap-around decks provide lake views from multiple rooms including the Master Bedroom, living room and Kitchen. With approximately 3,400 square feet of finished space and living rooms upstairs and downstairs, there's plenty of room for gatherings or extended family. This home has an attached 2 car garage for parking and storage, including a storm shelter on the bottom level for extra storage and safety. Additionally, a boat slip at a recently renovated private community dock is available with no waitlist, offering immediate access. The property borders the Army Corps of Engineers land, allowing for lake views from multiple rooms and decks. Located just minutes from Conley Bottom and Beaver Creek Marina by boat, this home is ideal for lake enthusiasts.
    285 days
    |
    2,428
    |
    142
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Barry Cooper 606-307-8162,

    Re/Max Country Lakes

    Source: Imagine MLS,MLS#: 25503942MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: Lower
      Bedroom 3
      • Level: Lower
      Primary bathroom
      • Level: First
      Bathroom 2
      • Level: First
      Bathroom 3
      • Level: Lower
      Foyer
      • Level: First
      Great room
      • Level: Lower
      Kitchen
      • Level: First
      Living room
      • Level: First
      Office
      • Description: A "Walk-through" room that was used as office space.
      • Level: First
      Other
      • Description: Lofted are in Master Bedroom
      • Level: Second
      Other
      • Description: Sunroom off of Lofted Area in Master Bedroom
      • Level: Second
      Utility room
      • Description: Laundry room on Main floor
      • Level: First
      Utility room
      • Description: Mechanical Room on lower floor, directly under upstairs laundry room.
      • Level: Lower
      Heating
      • Electric, Heat Pump
      Cooling
      • Central Air, Electric, Heat Pump
      Appliances
      • Included: Disposal, Dishwasher, Refrigerator, Oven
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
      Features
      • Entrance Foyer, Eat-in Kitchen, Ceiling Fan(s)
      • Flooring: Carpet, Other, Vinyl
      • Basement: Concrete,Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access,Walk-Up Access
      • Has fireplace: Yes
      • Fireplace features: Basement, Blower Fan, Family Room, Living Room
      Interior area
      • Total structure area: 3,402
      • Total interior livable area: 3,402 sqft
      • Finished area above ground: 2,354
      • Finished area below ground: 1,048

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Driveway, Garage Faces Front
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Three Or More
      • Fencing: Partial,Wood
      • Has view: Yes
      • View description: Neighborhood, Farm, Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Body of water: Lake Cumberland
      Lot
      • Size: 1.35 Acres
      • Features: Wooded
      Details
      • Parcel number: 0228001003.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Wood Siding
      • Foundation: Concrete Perimeter, Slab
      • Roof: Shingle
      Condition
      • Year built: 1985

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Not Available, Electricity Connected, Natural Gas Not Available, Phone Available, Sewer Not Available, Water Connected, Propane

      Community & HOA

      Community
      • Security: Security System Owned
      • Subdivision: Bartonville
      HOA
      • Has HOA: No
      Location
      • Region: Monticello

      Financial & listing details

      • Price per square foot: $83/sqft
      • Tax assessed value: $129,000
      • Annual tax amount: $1,164
      • Date on market: 10/16/2025

        Estimated market value

        $270,200

        $257,000 - $284,000

        $1,905/mo

        Price history

        DateEventPrice
        7/14/2026Price change$282,000-1.1%$83/sqft
        Source: Imagine MLS #25503942 Report a problem
        6/25/2026Price change$285,000-1.4%$84/sqft
        Source: Imagine MLS #25503942 Report a problem
        5/25/2026Price change$289,000-3%$85/sqft
        Source: Imagine MLS #25503942 Report a problem
        5/4/2026Price change$298,000-2.3%$88/sqft
        Source: Imagine MLS #25503942 Report a problem
        4/21/2026Price change$305,000-11.3%$90/sqft
        Source: Imagine MLS #25503942 Report a problem
        3/7/2026Price change$344,000-1.4%$101/sqft
        Source: Imagine MLS #25503942 Report a problem
        2/27/2026Price change$349,000-8.6%$103/sqft
        Source: Imagine MLS #25503942 Report a problem
        11/26/2025Price change$382,000-3.3%$112/sqft
        Source: Imagine MLS #25503942 Report a problem
        10/16/2025Listed for sale$395,000+206.2%$116/sqft
        Source: Imagine MLS #25503942 Report a problem
        9/12/2019Sold$129,000-13.4%$38/sqft
        Source: Imagine MLS #3034462 Report a problem
        7/23/2019Pending sale$149,000$44/sqft
        Source: Somerset - WEICHERT, REALTORS - Ford Brothers #34462 Report a problem
        6/27/2019Price change$149,000-11.8%$44/sqft
        Source: Somerset - WEICHERT, REALTORS - Ford Brothers #34462 Report a problem
        5/31/2019Listed for sale$169,000-11%$50/sqft
        Source: Weichert Realtors Ford Brothers #34462 Report a problem
        4/24/2019Listing removed$189,900$56/sqft
        Source: Lake Cumberland Real Estate Professionals #32519 Report a problem
        1/23/2019Price change$189,900-5%$56/sqft
        Source: Lake Cumberland Real Estate Professionals #32519 Report a problem
        10/12/2018Listed for sale$199,900+149.9%$59/sqft
        Source: Lake Cumberland Real Estate Professionals #32519 Report a problem
        10/26/2016Sold$80,000$24/sqft
        Source: Imagine MLS #3023697 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,164 -4.4%$129,000
        2023$1,218 -0.8%$129,000
        2022$1,228 -0.7%$129,000
        2021$1,237 -1.1%$129,000
        2020$1,251 +61.1%$129,000 +61.3%
        2019$777 +0.3%$80,000
        2018$774 +1.4%$80,000
        2017$764 -43.7%$80,000 -46.7%
        2016$1,355 -0.4%$150,000
        2015$1,361 +5.3%$150,000
        2012$1,293 $150,000
        2011-- $150,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 42633

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Wayne Co
        • Middle: Wayne Co
        • High: Wayne Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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