3 bedroom, 3 bath Home and boat slip! You won't find homes like this for sale often, Located on a scenic road with views of Lake Cumberland, this property offers a relaxing setting for daily living and entertaining. The large master suite is on the main floor, and wrap-around decks provide lake views from multiple rooms including the Master Bedroom, living room and Kitchen. With approximately 3,400 square feet of finished space and living rooms upstairs and downstairs, there's plenty of room for gatherings or extended family. This home has an attached 2 car garage for parking and storage, including a storm shelter on the bottom level for extra storage and safety. Additionally, a boat slip at a recently renovated private community dock is available with no waitlist, offering immediate access. The property borders the Army Corps of Engineers land, allowing for lake views from multiple rooms and decks. Located just minutes from Conley Bottom and Beaver Creek Marina by boat, this home is ideal for lake enthusiasts.
For sale
Price cut: $9K (5/25)
$289,000
607 Old Lock 21 Rd #21, Monticello, KY 42633
3beds
3,402sqft
Single Family Residence
Built in 1985
1.35 Acres Lot
$278,300 Zestimate®
$85/sqft
$-- HOA
What's special
Boat slip
- 239 days |
- 1,958 |
- 83 |
Zillow last checked:
Listing updated:
Listed by:
Barry Cooper 606-307-8162,
Re/Max Country Lakes
Source: Imagine MLS,MLS#: 25503942
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: First
Bedroom 2
- Level: Lower
Bedroom 3
- Level: Lower
Primary bathroom
- Level: First
Bathroom 2
- Level: First
Bathroom 3
- Level: Lower
Foyer
- Level: First
Great room
- Level: Lower
Kitchen
- Level: First
Living room
- Level: First
Office
- Description: A "Walk-through" room that was used as office space.
- Level: First
Other
- Description: Lofted are in Master Bedroom
- Level: Second
Other
- Description: Sunroom off of Lofted Area in Master Bedroom
- Level: Second
Utility room
- Description: Laundry room on Main floor
- Level: First
Utility room
- Description: Mechanical Room on lower floor, directly under upstairs laundry room.
- Level: Lower
Heating
- Electric, Heat Pump
Cooling
- Central Air, Electric, Heat Pump
Appliances
- Included: Disposal, Dishwasher, Refrigerator, Oven
- Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
Features
- Entrance Foyer, Eat-in Kitchen, Ceiling Fan(s)
- Flooring: Carpet, Other, Vinyl
- Basement: Concrete,Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access,Walk-Up Access
- Has fireplace: Yes
- Fireplace features: Basement, Blower Fan, Family Room, Living Room
Interior area
- Total structure area: 3,402
- Total interior livable area: 3,402 sqft
- Finished area above ground: 2,354
- Finished area below ground: 1,048
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage, Driveway, Garage Faces Front
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Three Or More
- Fencing: Partial,Wood
- Has view: Yes
- View description: Neighborhood, Farm, Lake, Water
- Has water view: Yes
- Water view: Lake,Water
- Body of water: Lake Cumberland
Lot
- Size: 1.35 Acres
- Features: Wooded
Details
- Parcel number: 0228001003.00
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Wood Siding
- Foundation: Concrete Perimeter, Slab
- Roof: Shingle
Condition
- Year built: 1985
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Not Available, Electricity Connected, Natural Gas Not Available, Phone Available, Sewer Not Available, Water Connected, Propane
Community & HOA
Community
- Security: Security System Owned
- Subdivision: Bartonville
HOA
- Has HOA: No
Location
- Region: Monticello
Financial & listing details
- Price per square foot: $85/sqft
- Tax assessed value: $129,000
- Annual tax amount: $1,164
- Date on market: 10/16/2025
Estimated market value
$278,300
$264,000 - $292,000
$1,955/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/25/2026 | Price change | $289,000-3%$85/sqft |
Source:  Imagine MLS #25503942 Report a problem | ||
| 5/4/2026 | Price change | $298,000-2.3%$88/sqft |
Source: Imagine MLS #25503942 Report a problem | ||
| 4/21/2026 | Price change | $305,000-11.3%$90/sqft |
Source: Imagine MLS #25503942 Report a problem | ||
| 3/7/2026 | Price change | $344,000-1.4%$101/sqft |
Source: Imagine MLS #25503942 Report a problem | ||
| 2/27/2026 | Price change | $349,000-8.6%$103/sqft |
Source: Imagine MLS #25503942 Report a problem | ||
| 11/26/2025 | Price change | $382,000-3.3%$112/sqft |
Source: Imagine MLS #25503942 Report a problem | ||
| 10/16/2025 | Listed for sale | $395,000+206.2%$116/sqft |
Source: Imagine MLS #25503942 Report a problem | ||
| 9/12/2019 | Sold | $129,000-13.4%$38/sqft |
Source: Imagine MLS #3034462 Report a problem | ||
| 7/23/2019 | Pending sale | $149,000$44/sqft |
Source: Somerset - WEICHERT, REALTORS - Ford Brothers #34462 Report a problem | ||
| 6/27/2019 | Price change | $149,000-11.8%$44/sqft |
Source: Somerset - WEICHERT, REALTORS - Ford Brothers #34462 Report a problem | ||
| 5/31/2019 | Listed for sale | $169,000-11%$50/sqft |
Source: Weichert Realtors Ford Brothers #34462 Report a problem | ||
| 4/24/2019 | Listing removed | $189,900$56/sqft |
Source: Lake Cumberland Real Estate Professionals #32519 Report a problem | ||
| 1/23/2019 | Price change | $189,900-5%$56/sqft |
Source: Lake Cumberland Real Estate Professionals #32519 Report a problem | ||
| 10/12/2018 | Listed for sale | $199,900+149.9%$59/sqft |
Source: Lake Cumberland Real Estate Professionals #32519 Report a problem | ||
| 10/26/2016 | Sold | $80,000$24/sqft |
Source: Imagine MLS #3023697 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,164 -4.4% | $129,000 |
| 2023 | $1,218 -0.8% | $129,000 |
| 2022 | $1,228 -0.7% | $129,000 |
| 2021 | $1,237 -1.1% | $129,000 |
| 2020 | $1,251 +61.1% | $129,000 +61.3% |
| 2019 | $777 +0.3% | $80,000 |
| 2018 | $774 +1.4% | $80,000 |
| 2017 | $764 -43.7% | $80,000 -46.7% |
| 2016 | $1,355 -0.4% | $150,000 |
| 2015 | $1,361 +5.3% | $150,000 |
| 2012 | $1,293 | $150,000 |
| 2011 | -- | $150,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 42633
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- NABell Elementary SchoolGrades: 1-2Distance: 8 mi
- 3/10Wayne County Middle SchoolGrades: 6-8Distance: 8.2 mi
- 3/10Wayne County High SchoolGrades: 9-12Distance: 7.9 mi
Schools provided by the listing agent
- Elementary: Wayne Co
- Middle: Wayne Co
- High: Wayne Co
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Kentucky
- Wayne County
- Monticello
- 42633
- 607 Old Lock 21 Rd Unit 21
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