Enter a piece of Waterloo history with this charming 3-bedroom, 2-bath brick home, originally built in 1907 as the first Lutheran Church in Waterloo. Rich with character and timeless appeal, this unique property beautifully blends historic charm with modern updates for comfortable everyday living.
Inside, you'll find spacious rooms, warm character, and thoughtful improvements throughout. The large upstairs bedrooms each feature three closets and stunning original hardwood flooring, offering both charm and exceptional storage. Over the past 10-15 years, many major updates have been completed, including wiring, HVAC, windows, roof, drywall, doors, kitchen, flooring, and bathrooms - giving peace of mind while preserving the home's historic integrity.
Enjoy mornings in the beautiful garden and patio area, perfect for relaxing or entertaining guests. The attached 10x20 storage area provides excellent additional space for hobbies, tools, or seasonal items. Conveniently located near downtown Waterloo, restaurants, and local shops, this one-of-a-kind property offers small-town living with history, character, and convenience all in one.
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Active
Listed by: Strano & Associates
Price cut: $5K (6/14)
$244,000
608 S Church St, Waterloo, IL 62298
3beds
1,600sqft
Single Family Residence
Built in 1907
5,662 Square Feet Lot
$-- Zestimate®
$153/sqft
$-- HOA
What's special
Large upstairs bedroomsEach feature three closetsStunning original hardwood flooringSpacious roomsWarm character
- 30 days |
- 924 |
- 24 |
Zillow last checked:
Listing updated:
Listed by:
Karen Whelan 618-779-0744,
Strano & Associates
Source: MARIS,MLS#: 26030246
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 176
- Dimensions: 16x11
Bedroom 2
- Description: 3 CLOSETS
- Features: Floor Covering: Wood
- Level: Upper
- Area: 345
- Dimensions: 23x15
Bedroom 3
- Description: 3 CLOSETS
- Features: Floor Covering: Wood
- Level: Upper
- Area: 320
- Dimensions: 20x16
Bathroom
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 80
- Dimensions: 10x8
Bathroom 2
- Level: Upper
- Area: 80
- Dimensions: 10x8
Kitchen
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 308
- Dimensions: 28x11
Living room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 176
- Dimensions: 16x11
Heating
- Electric, Forced Air
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Dryer, Electric Range, Refrigerator, Washer, Electric Water Heater
Features
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
- Finished area above ground: 1,600
Video & virtual tour
Property
Features
- Levels: Two
- Exterior features: Garden, Storage
Lot
- Size: 5,662 Square Feet
- Features: Irregular Lot
Details
- Parcel number: 0725465011000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick
- Roof: Architectural Shingle
Condition
- Year built: 1907
Utilities & green energy
- Electric: Ameren
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Sewer Available, Water Available
Community & HOA
Community
- Subdivision: Not In A Subdivision
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $153/sqft
- Tax assessed value: $169,800
- Annual tax amount: $2,887
- Date on market: 5/30/2026
- Cumulative days on market: 30 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/28/2026 | Listed for sale | $244,000$153/sqft |
Source:  MARIS #26030246 Report a problem | ||
| 6/20/2026 | Contingent | $244,000$153/sqft |
Source: MARIS #26030246 Report a problem | ||
| 6/14/2026 | Price change | $244,000-2%$153/sqft |
Source: MARIS #26030246 Report a problem | ||
| 5/30/2026 | Listed for sale | $249,000$156/sqft |
Source: MARIS #26030246 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,887 +16.8% | $56,600 +6.9% |
| 2023 | $2,472 -4.5% | $52,930 +2.6% |
| 2022 | $2,588 | $51,610 +15.6% |
| 2021 | -- | $44,640 +7.3% |
| 2020 | -- | $41,620 +2.9% |
| 2019 | -- | $40,430 +4.3% |
| 2018 | $2,220 | $38,770 -1.8% |
| 2017 | $2,220 | $39,468 +6.2% |
| 2016 | $2,220 +22.8% | $37,180 +11.8% |
| 2015 | $1,808 -1.1% | $33,250 -4% |
| 2014 | $1,828 | $34,630 -5.6% |
| 2012 | $1,828 | $36,700 -1.1% |
| 2011 | -- | $37,090 -0.5% |
| 2010 | -- | $37,260 -2% |
| 2009 | -- | $38,030 +4.9% |
| 2008 | -- | $36,260 -8% |
| 2007 | -- | $39,430 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 62298
Nearby schools
GreatSchools rating
- 6/10Gardner Elementary SchoolGrades: 4-5Distance: 0.7 mi
- 7/10Waterloo Junior High SchoolGrades: 6-8Distance: 0.9 mi
- 6/10Waterloo High SchoolGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- Monroe County
- Waterloo
- 62298
- 608 S Church St
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