Skip main navigation
Pending
  • Price cut: $15.5K (6/16)
    $424,500

    610 S 15th St, Fernandina Beach, FL 32034

    3beds
    1,743sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1959
    0.3 Acres Lot
    $405,000 Zestimate®
    $244/sqft
    $-- HOA

    What's special

    Larger homesitesOversized lotGenerous outdoor space
    Rare opportunity to own a timeless concrete block ranch home on oversized lot within Fernandina Beach city limits-approximately one mile to Main Beach and historic downtown.Located in an established island neighborhood known for its larger homesites and local charm,this property offers generous outdoor space and flexibility to make it your own -all with no HOA.New roof installed 2026.Seller may consider buyer concessions with acceptable offer.
    59 days
    |
    1,093
    |
    52
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jenny Hardin 904-468-0844,

    SUMMER HOUSE REALTY

    Source: AINCAR,MLS#: 116059MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • Partial bathrooms: 1
      Bonus room
      • Description: Flooring: Tile
      • Level: Main
      • Dimensions: 22x11
      Family room
      • Description: Flooring: Tile
      • Level: Main
      • Dimensions: 22x16
      Heating
      • Central, Electric, Wall Furnace
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Some Gas Appliances, Dryer, Dishwasher, Refrigerator, Stove, Washer
      Features
      • Windows: Aluminum Frames, Vinyl
      Interior area
      • Total structure area: 1,743
      • Total interior livable area: 1,743 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Rear Porch, Deck
      • Exterior features: Fence
      • Pool features: Above Ground
      Lot
      • Size: 0.3 Acres
      • Dimensions: 150 x 86
      Details
      • Parcel number: 000031108000020000
      • Zoning: R-1A
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,One Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Frame, Concrete
      • Roof: Rolled/Hot Mop
      Condition
      • Resale
      • Year built: 1959

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Azalea Terrace
      HOA
      • Has HOA: No
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $244/sqft
      • Tax assessed value: $305,176
      • Date on market: 5/13/2026
      • Cumulative days on market: 53 days
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $405,000

        $385,000 - $425,000

        $2,716/mo

        Price history

        DateEventPrice
        6/22/2026Pending sale$424,500$244/sqft
        Source: AINCAR #116059 Report a problem
        6/16/2026Price change$424,500-3.5%$244/sqft
        Source: AINCAR #116059 Report a problem
        5/20/2026Listed for sale$440,000$252/sqft
        Source: AINCAR #116059 Report a problem
        5/15/2026Pending sale$440,000$252/sqft
        Source: AINCAR #116059 Report a problem
        5/13/2026Listed for sale$440,000+29.8%$252/sqft
        Source: AINCAR #116059 Report a problem
        6/20/2020Listing removed$339,000$194/sqft
        Source: KELLER WILLIAMS ATLANTIC PARTNERS REALTY #90131 Report a problem
        6/1/2020Listed for sale$339,000$194/sqft
        Source: KELLER WILLIAMS ATLANTIC PARTNERS REALTY #90131 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024-- $296,052 +3%
        2023-- $287,429 +17%
        2022-- $245,572 +18.9%
        2021-- $206,513 +11.5%
        2020-- $185,233 +55.3%
        2019$1,580 $119,257 +1.9%
        2018$1,580 +3.9%$117,033 +2.1%
        2017$1,520 +4.6%$114,626 +2.1%
        2016$1,453 +1.6%$112,268 +0.7%
        2015$1,431 -0.6%$111,488 +0.8%
        2014$1,440 $110,603 +1.5%
        2013-- $108,968 +1.7%
        2012-- $107,147 +3%
        2011-- $104,026 +1.5%
        2010-- $102,489 +2.7%
        2009-- $99,795 +21.2%
        2008-- $82,307 +3%
        2007-- $79,910 +2.5%
        2006-- $77,961 +3%
        2005-- $75,690 +3%
        2004-- $73,485 +1.9%
        2003-- $72,115 +2.4%
        2002-- $70,425 +1.6%
        2001-- $69,316 +3%
        2000-- $67,297
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32034

        Getting around

        41 / 100
        Car-Dependent
        41 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes