Rare opportunity to own a timeless concrete block ranch home on oversized lot within Fernandina Beach city limits-approximately one mile to Main Beach and historic downtown.Located in an established island neighborhood known for its larger homesites and local charm,this property offers generous outdoor space and flexibility to make it your own -all with no HOA.New roof installed 2026.Seller may consider buyer concessions with acceptable offer.
Pending
Price cut: $15.5K (6/16)
$424,500
610 S 15th St, Fernandina Beach, FL 32034
3beds
1,743sqft
Single Family Residence
Built in 1959
0.3 Acres Lot
$405,000 Zestimate®
$244/sqft
$-- HOA
What's special
Larger homesitesOversized lotGenerous outdoor space
- 59 days |
- 1,093 |
- 52 |
Zillow last checked:
Listing updated:
Listed by:
Jenny Hardin 904-468-0844,
SUMMER HOUSE REALTY
Source: AINCAR,MLS#: 116059
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- Partial bathrooms: 1
Bonus room
- Description: Flooring: Tile
- Level: Main
- Dimensions: 22x11
Family room
- Description: Flooring: Tile
- Level: Main
- Dimensions: 22x16
Heating
- Central, Electric, Wall Furnace
Cooling
- Central Air, Electric
Appliances
- Included: Some Gas Appliances, Dryer, Dishwasher, Refrigerator, Stove, Washer
Features
- Windows: Aluminum Frames, Vinyl
Interior area
- Total structure area: 1,743
- Total interior livable area: 1,743 sqft
Property
Parking
- Total spaces: 2
- Parking features: Two Car Garage
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Deck
- Exterior features: Fence
- Pool features: Above Ground
Lot
- Size: 0.3 Acres
- Dimensions: 150 x 86
Details
- Parcel number: 000031108000020000
- Zoning: R-1A
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,One Story
- Property subtype: Single Family Residence
Materials
- Block, Frame, Concrete
- Roof: Rolled/Hot Mop
Condition
- Resale
- Year built: 1959
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Azalea Terrace
HOA
- Has HOA: No
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $244/sqft
- Tax assessed value: $305,176
- Date on market: 5/13/2026
- Cumulative days on market: 53 days
- Listing terms: Cash,Conventional
- Road surface type: Paved
Estimated market value
Zestimate®
$405,000
Estimated sales range
$385,000 - $425,000
Rent Zestimate®
$2,716/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/22/2026 | Pending sale | $424,500$244/sqft |
Source: | ||
| 6/16/2026 | Price change | $424,500-3.5%$244/sqft |
Source: | ||
| 5/20/2026 | Listed for sale | $440,000$252/sqft |
Source: | ||
| 5/15/2026 | Pending sale | $440,000$252/sqft |
Source: | ||
| 5/13/2026 | Listed for sale | $440,000+29.8%$252/sqft |
Source: | ||
| 6/20/2020 | Listing removed | $339,000$194/sqft |
Source: KELLER WILLIAMS ATLANTIC PARTNERS REALTY #90131 Report a problem | ||
| 6/1/2020 | Listed for sale | $339,000$194/sqft |
Source: KELLER WILLIAMS ATLANTIC PARTNERS REALTY #90131 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $296,052 +3% |
| 2023 | -- | $287,429 +17% |
| 2022 | -- | $245,572 +18.9% |
| 2021 | -- | $206,513 +11.5% |
| 2020 | -- | $185,233 +55.3% |
| 2019 | $1,580 | $119,257 +1.9% |
| 2018 | $1,580 +3.9% | $117,033 +2.1% |
| 2017 | $1,520 +4.6% | $114,626 +2.1% |
| 2016 | $1,453 +1.6% | $112,268 +0.7% |
| 2015 | $1,431 -0.6% | $111,488 +0.8% |
| 2014 | $1,440 | $110,603 +1.5% |
| 2013 | -- | $108,968 +1.7% |
| 2012 | -- | $107,147 +3% |
| 2011 | -- | $104,026 +1.5% |
| 2010 | -- | $102,489 +2.7% |
| 2009 | -- | $99,795 +21.2% |
| 2008 | -- | $82,307 +3% |
| 2007 | -- | $79,910 +2.5% |
| 2006 | -- | $77,961 +3% |
| 2005 | -- | $75,690 +3% |
| 2004 | -- | $73,485 +1.9% |
| 2003 | -- | $72,115 +2.4% |
| 2002 | -- | $70,425 +1.6% |
| 2001 | -- | $69,316 +3% |
| 2000 | -- | $67,297 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32034
Nearby schools
GreatSchools rating
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 0.3 mi
- 10/10Fernandina Beach Middle SchoolGrades: 6-8Distance: 0.4 mi
- NASouthside Elementary SchoolGrades: PK-2Distance: 0.5 mi
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- Florida
- Nassau County
- Fernandina Beach
- 32034
- 610 S 15th St
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