Discover the best of the Florida Keys lifestyle and investment potential in this beautifully appointed fully turn-key, 3-bedroom, 2-bath canal-front half-duplex in Key Colony Beach. Offering approximately 1,200 square feet of living space, this waterfront property is positioned on a deep-water canal just off Shelter Bay near Vaca Cut, with dockage for up to a 34' boat and easy access to both the Gulf of Mexico and the Atlantic Ocean--a major draw for boaters, anglers, and vacation renters alike.
Designed for both enjoyment and income appeal, the home features standout outdoor amenities including a private garden courtyard with a large swim spa, waterfront lounging space, and a screened porch with added storage and utility features. The property also backs up to the golf course, pickleball and tennis courts, and playground, creating a rare blend of recreation, convenience, and lifestyle value in one of the Keys' most desirable communities.
Inside, the home is set up to impress owners and guests alike with comfortable living spaces and sought-after extras including a fully stocked kitchen, dedicated office setup, ice machine, bait freezer, kayaks, paddleboard, fishing equipment, and more. These amenities enhance both personal enjoyment and guest experience, making the property especially attractive as a second home or income-producing vacation rental.
Adding even more appeal, the property includes membership with the Cabana Club, approximately 3/4 mile away, featuring a large zero-edge pool, spa, bar, restaurant, and resort-style amenities. With proximity to Sunset Park Beach, Coco Plum Beach, Curry Hammock State Park, and various airports, this is an exceptional opportunity to own a boater-friendly waterfront retreat with strong lifestyle and rental appeal in the heart of Key Colony Beach.
Insurances: $2,167 for fire/liability, $7,690 for wind and $3,662 for flood
$100k gross annually
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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