Don’t let the modest street view fool you—this 1½ story home has so much more to offer than meets the eye. Immaculately maintained and thoughtfully updated, this 3 bedroom, 2 bath property features over 1,900 sq. ft. of inviting living space designed for comfort and flexibility. The spacious interior provides room to grow, with a basement full of possibilities—perfect for a family room, home gym, or hobby space. Step outside and you’ll truly fall in love. The backyard opens to stunning river views, creating a peaceful retreat right at home. Relax or entertain on the large deck while taking in the natural beauty and watching local wildlife. Beautiful landscaping enhances the setting, making this an outdoor enthusiast’s dream. Move-in ready and waiting for its next owner—this home offers the perfect blend of comfort, space, and scenery. Homes like this don’t come along often—experience the views and charm for yourself before it’s gone!
Sold for $256,000
$256,000
618 W 4th St, Spencer, IA 51301
3beds
3,166sqft
Single Family Residence
Built in 1940
8,712 Square Feet Lot
$256,900 Zestimate®
$81/sqft
$1,685 Estimated rent
Home value
$256,900
Estimated sales range
Not available
$1,685/mo
Zestimate® history
Owner options
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$1,685/mo
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$1,334/mo
Est. payment
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$1,334/mo
Est. payment
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List your homeWhat's special
Spacious interiorBeautiful landscapingLarge deckImmaculately maintainedThoughtfully updated
Zillow last checked:
Listing updated:
Listed by:
Lori Black PRIM:712-260-1372,
EXIT Realty Midwest- Spencer/Emmetsburg
Bought with:
Katie Slater, B59206
NextHome at the Lakes
Source: Iowa Great Lakes BOR,MLS#: 251642
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Bedroom 1
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bathroom 1
- Description: 3/4
- Level: Main
Bathroom 2
- Description: Full W/Shower
- Level: Upper
Dining room
- Description: Formal Dining Room
- Level: Main
Dining room
- Description: Informal Dining Off Kitchen
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Rec room
- Level: Basement
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range/Stove, Refrigerator, Washer, Electric Water Heater
- Laundry: Main Level, Washer/Dryer Hkups
Features
- Ceiling Fan(s), Natural Woodwork, Walk-In Closet(s)
- Flooring: Hardwood, Tile
- Windows: Window Coverings
- Basement: Finished-Partial,Block,Partial
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 3,298
- Total interior livable area: 3,166 sqft
- Finished area above ground: 1,974
- Finished area below ground: 1,192
Property
Parking
- Total spaces: 1
- Parking features: Concrete, Attached, Garage Door Opener
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 2
- Patio & porch: Deck
- Waterfront features: Waterfront, River
- Body of water: Little Sioux River
Lot
- Size: 8,712 sqft
- Dimensions: 62 x 140
- Features: Landscaped
Details
- Additional structures: Storage
- Parcel number: 963712484004
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Wood Siding, Stick Built
- Roof: Asphalt
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1940
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Connected
Community & neighborhood
Location
- Region: Spencer
- Subdivision: IA
Other
Other facts
- Listing terms: Cash,Conventional,DVA,FHA,Rural Development
Price history
| Date | Event | Price |
|---|---|---|
| 6/5/2026 | Sold | $256,000-4.8%$81/sqft |
Source:  Iowa Great Lakes BOR #251642 Report a problem | ||
| 5/31/2026 | Pending sale | $269,000$85/sqft |
Source: Iowa Great Lakes BOR #251642 Report a problem | ||
| 1/22/2026 | Listed for sale | $269,000$85/sqft |
Source: Iowa Great Lakes BOR #251642 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,134 +7.4% | $220,150 |
| 2023 | $2,918 +2.9% | $220,150 +26.2% |
| 2022 | $2,836 +8.2% | $174,510 +4.1% |
| 2021 | $2,620 | $167,610 +13.5% |
| 2020 | $2,620 +9% | $147,690 |
| 2019 | $2,404 +1.7% | $147,690 +5.8% |
| 2018 | $2,364 | $139,600 +6.6% |
| 2017 | $2,364 +3.1% | $130,930 |
| 2016 | $2,292 +1.1% | $130,930 +0.9% |
| 2015 | $2,268 | $129,700 |
| 2014 | $2,268 +14% | $129,700 |
| 2013 | $1,990 +3.4% | -- |
| 2012 | $1,924 +3.2% | -- |
| 2011 | $1,864 +4% | -- |
| 2010 | $1,792 -1.5% | -- |
| 2009 | $1,820 +8.2% | -- |
| 2007 | $1,682 +4.3% | -- |
| 2005 | $1,612 | -- |
Find assessor info on the county website
Neighborhood: 51301
Nearby schools
GreatSchools rating
- NAJohnson Elementary SchoolGrades: PK-KDistance: 0.4 mi
- 9/10Spencer Middle SchoolGrades: 6-8Distance: 1.5 mi
- 7/10Spencer High SchoolGrades: 9-12Distance: 1.2 mi
Schools provided by the listing agent
- District: Spencer
Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Iowa
- Clay County
- Spencer
- 51301
- 618 W 4th St
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