Welcome to this immaculately maintained 2021-built home located in the highly sought-after Ginger Lakes Estates subdivision in Rock Spring! Offering 5 bedrooms and 3 full bathrooms, this spacious home combines modern comfort with peaceful living in one of the area's most desirable communities.
Inside, you'll find generously sized rooms throughout with a flexible floor plan designed for today's lifestyle. One oversized downstairs bedroom offers endless possibilities and could easily serve as a second den, playroom, home office, media room, or guest retreat. The open and inviting layout provides plenty of space for both everyday living and entertaining.
Step outside and enjoy your own backyard oasis complete with a covered back deck, gazebo, and outdoor fire pit area - the perfect setting for relaxing evenings, family gatherings, or entertaining guests year-round. A two-car garage adds convenience and additional storage space.
Residents of Ginger Lakes Estates enjoy access to a beautiful community lake, dock, and gazebo - all with the added benefit of no HOA fees. Conveniently located near local shopping, dining, and everyday amenities, this home also offers an easy commute to Chattanooga, just approximately 35-40 minutes away, giving you the perfect balance of peaceful suburban living and city accessibility.
This move-in ready home truly has the space, flexibility, and community charm you've been searching for!
*Buyer to verify any information deemed important to them including but not limited to square footage, taxes, and school zones.
For sale
Price cut: $14.9K (6/8)
$485,000
620 Ginger Lake Dr, Rock Spring, GA 30739
5beds
2,799sqft
Single Family Residence
Built in 2021
0.34 Acres Lot
$479,500 Zestimate®
$173/sqft
$-- HOA
What's special
- 48 days |
- 212 |
- 3 |
Zillow last checked:
Listing updated:
Listed by:
Ashley Bell 423-595-0428,
Elite Realtors LLC
Source: Greater Chattanooga Realtors,MLS#: 1534666
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Disposal, Dishwasher, Electric Range, Electric Water Heater, Microwave, Oven
- Laundry: In Bathroom, In Basement, Electric Dryer Hookup, Inside, Washer Hookup
Features
- Ceiling Fan(s), Double Vanity, Eat-in Kitchen, Granite Counters, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Tub/shower Combo, En Suite, Separate Dining Room, Plumbed, Split Bedrooms
- Flooring: Carpet, Hardwood, Tile
- Basement: Finished
- Has fireplace: Yes
Interior area
- Total structure area: 2,799
- Total interior livable area: 2,799 sqft
- Finished area above ground: 1,808
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Driveway, Garage
- Garage spaces: 2
Features
- Patio & porch: Covered, Deck, Porch - Covered
- Exterior features: Fire Pit, Lighting, Other
- Fencing: Chain Link
- Has view: Yes
Lot
- Size: 0.34 Acres
- Dimensions: .34 acre
- Features: Back Yard, Cleared, Landscaped, Sloped
Details
- Additional structures: Gazebo
- Parcel number: 0317 079
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Split Level
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- New construction: No
- Year built: 2021
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Underground Utilities, Water Connected
Community & HOA
Community
- Features: Dock, Lake
- Security: Carbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)
- Subdivision: Ginger Lake Ests
HOA
- Has HOA: No
Location
- Region: Rock Spring
Financial & listing details
- Price per square foot: $173/sqft
- Tax assessed value: $460,222
- Annual tax amount: $3,602
- Date on market: 5/14/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Estimated market value
$479,500
$456,000 - $503,000
$2,478/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/8/2026 | Price change | $485,000-3%$173/sqft |
Source: Greater Chattanooga Realtors #1534666 Report a problem | ||
| 5/14/2026 | Listed for sale | $499,900+1899.6%$179/sqft |
Source: Greater Chattanooga Realtors #1534666 Report a problem | ||
| 2/8/2021 | Sold | $25,000$9/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,520 -4.5% | $184,089 +9% |
| 2024 | $3,684 +16.8% | $168,955 +5.2% |
| 2023 | $3,153 +11.7% | $160,599 +14.5% |
| 2022 | $2,824 +1272.5% | $140,284 +1653.5% |
| 2021 | $206 -3.7% | $8,000 |
| 2020 | $214 +0.9% | $8,000 |
| 2019 | $212 -11.7% | $8,000 |
| 2018 | $240 0% | $8,000 |
| 2017 | $240 | $8,000 -42.9% |
| 2016 | $240 +22.4% | $14,000 +133.3% |
| 2015 | $196 +29.3% | $6,000 |
| 2014 | $151 | $6,000 |
| 2013 | $151 | $6,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 30739
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 6/10Saddle Ridge Elementary And Middle SchoolGrades: PK-8Distance: 1.6 mi
- 6/10Lafayette High SchoolGrades: 9-12Distance: 7.8 mi
Schools provided by the listing agent
- Elementary: Saddle Ridge Elem
- Middle: Saddle Ridge Middle
- High: LaFayette High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Georgia
- Walker County
- Rock Spring
- 30739
- 620 Ginger Lake Dr
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