***Under contract with a 72-hour kick-out clause*** Located in the exclusive and highly sought-after community of Holiday Isle, 620 Lagoon Drive offers the ultimate coastal lifestyle. This beautifully maintained two-story home sits on a serene waterfront lot with immaculate landscaping and an oversized driveway, perfect for guests. The large two-car garage offers ample storage, a work area, and hurricane-resistant garage doors. Inside, the first floor offers a spacious bedroom with an ensuite bath and a walk-in closet. Upstairs, the heart of the home unfolds with an open-concept living, dining, and eat-in kitchen--perfect for gathering and entertaining. The kitchen has been recently renovated with modern finishes and high-end design, while the master bath has been reimagined as a spa-like retreat. Step outside to enjoy sweeping water views from the newly redone upper deck. The backyard has been completely transformed with a new heated pool, all-new upper and lower decking, fresh stonework, fencing, landscaping, and an outdoor grill. Boaters will appreciate the fully redone sea walls and pilons, along with all-new docks and three boat slips (two equipped with lifts) for effortless access to the water. Notable upgrades include new doors and sliders throughout, new exterior lighting, two new tankless water heaters, a whole-house water filtration system, a new roof, and new storm force shutters. Adding to its appeal, the property includes deeded beach access just a short .24-mile walk to the Gulf, making it easy to enjoy sugar-white sand and emerald waters whenever you please.
Holiday Isle is a private three-mile peninsula nestled between the Gulf of Mexico and Destin Harbor, celebrated for its pristine beaches, scenic walking and biking trails, and tranquil neighborhoods. Residents enjoy convenient access to dining, shopping, golf, fishing, and all the entertainment Destin has to offer while still living in a quiet, resort-style community.
Whether you're seeking a primary residence, second home, or investment property, 620 Lagoon is a rare opportunity to experience the best of Destin living. Schedule your private showing today and discover why Holiday Isle is one of Destin's most treasured communities.
Pending
Price cut: $100K (4/30)
$2,180,000
620 Lagoon Dr, Destin, FL 32541
3beds
2,211sqft
Single Family Residence
Built in 1983
10,454 Square Feet Lot
$2,065,300 Zestimate®
$986/sqft
$-- HOA
What's special
Serene waterfront lotNew roofNew storm force shuttersHurricane-resistant garage doorsNew exterior lightingImmaculate landscaping
- 283 days |
- 678 |
- 33 |
Zillow last checked:
Listing updated:
Listed by:
Amy M Wiggins 850-332-4743,
The Beach Group Properties LLC
Source: ECAOR,MLS#: 986414
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: Second
- Area: 238 Square Feet
- Dimensions: 14 x 17
Bedroom
- Level: First
- Area: 377 Square Feet
- Dimensions: 13 x 29
Bedroom
- Level: Second
- Area: 130 Square Feet
- Dimensions: 10 x 13
Bathroom
- Level: First
- Area: 72 Square Feet
- Dimensions: 9 x 8
Bathroom
- Level: Second
- Area: 70 Square Feet
- Dimensions: 10 x 7
Other
- Level: Second
- Area: 512 Square Feet
- Dimensions: 16 x 32
Garage
- Level: First
- Area: 675 Square Feet
- Dimensions: 25 x 27
Kitchen
- Level: Second
- Area: 180 Square Feet
- Dimensions: 12 x 15
Living room
- Level: Second
- Area: 270 Square Feet
- Dimensions: 18 x 15
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Tankless Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Newly Painted
- Flooring: Hardwood, Tile
- Windows: Window Treatments
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,211
- Total interior livable area: 2,211 sqft
Property
Parking
- Total spaces: 7
- Parking features: Boat
- Attached garage spaces: 2
Features
- Stories: 2
- Patio & porch: Covered, Deck, Patio
- Exterior features: Outdoor Grill, Balcony, Boat Slip, Boatlift, Dock, Private Yard, Sprinkler System
- Has private pool: Yes
- Pool features: Heated, In Ground, Gunite
- Fencing: Full
- Has view: Yes
- View description: Canal, Gulf
- Has water view: Yes
- Water view: Canal,Gulf
- Waterfront features: Canal Access, Seawall
Lot
- Size: 10,454 Square Feet
- Dimensions: 80 x 130
- Features: Within 1/2 Mile to Water
Details
- Parcel number: 002S242186000E0740
- Zoning description: Resid Single Family
- Special conditions: Accept Backup Offers
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Stucco, Siding CmntFbrHrdBrd
- Roof: Metal
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 1983
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Deed Access, Dock, Fishing, Waterfront, Short Term Rental - Allowed
- Subdivision: HOLIDAY ISLE
HOA
- Has HOA: Yes
- Services included: Management
Location
- Region: Destin
Financial & listing details
- Price per square foot: $986/sqft
- Tax assessed value: $1,301,380
- Annual tax amount: $14,959
- Date on market: 9/29/2025
Estimated market value
$2,065,300
$1.96M - $2.17M
$4,218/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/9/2026 | Pending sale | $2,180,000$986/sqft |
Source: | ||
| 4/30/2026 | Price change | $2,180,000-4.4%$986/sqft |
Source: | ||
| 3/6/2026 | Price change | $2,280,000-2.1%$1,031/sqft |
Source: | ||
| 1/21/2026 | Price change | $2,330,000-2.1%$1,054/sqft |
Source: | ||
| 9/29/2025 | Listed for sale | $2,380,000+33.7%$1,076/sqft |
Source: | ||
| 5/5/2022 | Sold | $1,780,000-1.1%$805/sqft |
Source: Public Record Report a problem | ||
| 3/11/2022 | Pending sale | $1,799,000$814/sqft |
Source: | ||
| 8/12/2021 | Listed for sale | $1,799,000$814/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $14,959 +1.6% | $1,301,380 +2.4% |
| 2023 | $14,719 +214.8% | $1,270,662 +198% |
| 2022 | $4,676 +0.1% | $426,412 +3% |
| 2021 | $4,669 +0.8% | $413,992 +1.4% |
| 2020 | $4,634 +1.1% | $408,276 +2.3% |
| 2019 | $4,583 +0.8% | $399,097 +1.9% |
| 2018 | $4,546 | $391,656 +2.1% |
| 2017 | $4,546 +0.5% | $383,600 +2.1% |
| 2016 | $4,525 +2.7% | $375,710 +1.5% |
| 2015 | $4,403 -1.7% | $370,119 -0.7% |
| 2014 | $4,477 | $372,618 +1.5% |
| 2013 | -- | $367,111 -0.1% |
| 2012 | -- | $367,303 -4.7% |
| 2011 | -- | $385,344 +1.4% |
| 2010 | -- | $379,930 +2.7% |
| 2009 | -- | $369,942 +0.1% |
| 2008 | -- | $369,572 +3% |
| 2007 | -- | $358,808 +2.5% |
| 2006 | -- | $350,057 +3% |
| 2005 | -- | $339,861 +3% |
| 2004 | -- | $329,962 +3.1% |
| 2003 | -- | $319,934 +2.4% |
| 2002 | -- | $312,436 +1.6% |
| 2001 | -- | $307,516 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 0.9 mi
- 9/10Destin Middle SchoolGrades: 5-8Distance: 4 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 9.1 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Okaloosa County
- Destin
- 32541
- 620 Lagoon Dr





