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Pending
  • Price cut: $6K (6/29)
    $739,000

    620 Loretta Cir, Spicer, MN 56288

    3beds
    2,835sqft
    : 
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    Single Family
    Built in 2022
    1.11 Acres Lot
    $721,700 Zestimate®
    $261/sqft
    $-- HOA

    What's special

    Beautiful gas fireplaceMountain royal plum treeAbundant natural lightRain bird irrigation systemInviting entrywayCoat storageVersatile office space
    Welcome to this exceptional custom-built home offering 2,635 square feet of thoughtfully designed living space, quality craftsmanship, and premium amenities throughout. From the moment you arrive, you'll appreciate the attention to detail, spacious layout, and comfort-focused features that make this property truly stand out. Step inside through the inviting entryway and discover a versatile office space, perfect for working from home, along with a comfortable den/family room ideal for relaxing or entertaining guests. The spacious living room serves as the heart of the home, featuring a beautiful gas fireplace and abundant natural light. The stunning kitchen is designed with both functionality and style in mind. Home chefs will appreciate the KitchenAid appliances, gas cooktop, raised built-in oven, oversized center island perfect for baking and meal preparation, under-counter ice maker, large corner pantry, oversized cabinetry, and soft-close drawers throughout. Adjacent to the kitchen is a generous dining area that provides the perfect setting for everyday meals or special gatherings. Just off the living area, you'll find a cozy sun porch featuring a charming potbelly stove and direct access to the backyard. Step outside to enjoy the spacious patio area, an ideal setting for entertaining family and friends, grilling out, or simply relaxing and enjoying the outdoors. This outdoor living space extends the home's entertaining capabilities and provides the perfect backdrop for gatherings throughout the seasons. The backyard is enhanced by a growing collection of fruit trees that are just beginning their productive years, offering future harvests and added enjoyment for gardening enthusiasts. The property includes Honeycrisp and Fireside apple trees, a Mountain Royal plum tree, and two pear trees (Parker and Summercrisp varieties), creating a beautiful and functional landscape that will continue to mature and flourish for years to come. The well-designed mudroom/laundry area serves as a convenient transition from the garage and includes Maytag laundry appliances, built-in locker-style bench seating, coat storage, utility sink, and a half bath. The home's bedroom layout provides privacy and comfort. Two spacious guest bedrooms are located on opposite corners of the home and are served by a full hallway bathroom. An additional exercise/trophy room offers flexibility for fitness equipment, hobbies, storage, or display space. The primary suite is a luxurious retreat featuring a large bedroom, an impressive private bath with dual granite-top vanities, a beautifully tiled walk-in shower with grab bars, built-in shelving, rain shower head, and two additional shower heads. The oversized walk-in closet includes custom built-ins for optimal organization. Comfort and efficiency are evident throughout the home with in-floor heat in both the house and garage, forced-air heating, central air conditioning, and an air-to-air exchange system. The Rain Bird irrigation system helps keep the lawn looking its best throughout the growing season. The oversized heated garage measures approximately 37' x 26' and includes hot and cold water, floor drain, utility area, and an additional 8' x 20' storage space, providing plenty of room for vehicles, tools, and recreational equipment. This property offers the perfect combination of quality construction, spacious living areas, premium mechanical systems, and exceptional storage. A rare opportunity to own a meticulously maintained home designed for comfortable everyday living and effortless entertaining, both inside and out.
    33 days
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    823
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    13
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    Zillow last checked:

    Listing updated:

    Listed by:

    Paul R Ryan 320-295-3121,

    RE/MAX Preferred Realty

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7089842MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 252 Square Feet
      • Dimensions: 14x18
      Bedroom 2
      • Level: Main
      • Area: 156 Square Feet
      • Dimensions: 13x12
      Bedroom 3
      • Level: Main
      • Area: 182 Square Feet
      • Dimensions: 14x13
      Primary bathroom
      • Level: Main
      • Area: 169 Square Feet
      • Dimensions: 13x13
      Dining room
      • Level: Main
      • Area: 126 Square Feet
      • Dimensions: 9x14
      Family room
      • Level: Main
      • Area: 221 Square Feet
      • Dimensions: 13x17
      Foyer
      • Level: Main
      • Area: 72 Square Feet
      • Dimensions: 9x8
      Other
      • Level: Main
      • Area: 63 Square Feet
      • Dimensions: 7x9
      Kitchen
      • Level: Main
      • Area: 238 Square Feet
      • Dimensions: 17x14
      Laundry
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 12x10
      Living room
      • Level: Main
      • Area: 400 Square Feet
      • Dimensions: 20x20
      Office
      • Level: Main
      • Area: 192 Square Feet
      • Dimensions: 16x12
      Storage
      • Level: Main
      • Area: 160 Square Feet
      • Dimensions: 8x20
      Sun room
      • Level: Main
      • Area: 130 Square Feet
      • Dimensions: 13x10
      Heating
      • Forced Air, In-Floor Heating
      Cooling
      • Central Air
      Appliances
      • Included: Air-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
      • Laundry: Laundry Room, Main Level
      Features
      • Basement: None
      • Number of fireplaces: 2
      • Fireplace features: Decorative, Family Room, Free Standing, Gas, Living Room
      Interior area
      • Total structure area: 2,835
      • Total interior livable area: 2,835 sqft
      • Finished area above ground: 2,835
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Concrete, Floor Drain, Storage
      • Attached garage spaces: 3
      • Details: Garage Dimensions (33x38)
      Accessibility
      • Accessibility features: Doors 36"+, Hallways 42"+, No Stairs External, No Stairs Internal, Partially Wheelchair
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio
      • On waterfront: Yes
      • Waterfront features: Lake Front, Waterfront Elevation(10-15)
      • Frontage length: Water Frontage: 188
      Lot
      • Size: 1.11 Acres
      • Features: Tree Coverage - Light
      Details
      • Foundation area: 2835
      • Parcel number: 854220010
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Roof: Age 8 Years or Less,Asphalt
      Condition
      • New construction: No
      • Year built: 2022

      Utilities & green energy

      • Electric: Circuit Breakers, Power Company: Xcel Energy
      • Gas: Natural Gas
      • Sewer: City Sewer/Connected
      • Water: City Water/Connected

      Community & HOA

      Community
      • Subdivision: Second Add
      HOA
      • Has HOA: No
      Location
      • Region: Spicer

      Financial & listing details

      • Price per square foot: $261/sqft
      • Tax assessed value: $677,500
      • Annual tax amount: $12,058
      • Date on market: 6/10/2026
      • Cumulative days on market: 33 days

        Estimated market value

        $721,700

        $686,000 - $758,000

        $3,017/mo

        Price history

        DateEventPrice
        7/13/2026Pending sale$739,000$261/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7089842 Report a problem
        6/29/2026Price change$739,000-0.8%$261/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7089842 Report a problem
        6/10/2026Listed for sale$745,000+1555.6%$263/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7089842 Report a problem
        6/17/2022Sold$45,000+7.1%$16/sqft
        Source: Public Record Report a problem
        9/13/2019Sold$42,000$15/sqft
        Source: NorthstarMLS as distributed by MLS GRID #5154067 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$11,966 +7%$677,500 +1.4%
        2024$11,182 +1882.6%$668,200 +3.3%
        2023$564 -53.1%$647,000 +1149%
        2022$1,202 -19.2%$51,800 -26.8%
        2021$1,488 $70,800
        2020-- $70,800
        2019-- $70,800 +1.1%
        2018-- $70,000
        2017-- $70,000
        2016-- --
        2015-- --
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 56288

        Getting around

        7 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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