Pending

$765,000

620 W Cottage Ln, De Ruyter, NY 13052

3beds

1,771sqft

Single Family Residence

Built in 1998

1.37 Acres Lot

$-- Zestimate^®

$432/sqft

$-- HOA

What's special

Peaceful lakeside lifestyleContemporary finishes throughoutFully furnishedBeautifully updatedWell-appointed bathroomsThree comfortable bedroomsLarge heated garage

Experience the perfect blend of comfort and convenience in this beautifully updated, fully furnished 3-bedroom, 2-bathroom lake home. Designed for year-round living, this residence offers a seamless move-in experience and a peaceful lakeside lifestyle. This turnkey property features contemporary finishes throughout, allowing you to move right in and start enjoying the lake immediately. The home is thoughtfully laid out with three comfortable bedrooms, a bonus room for a home office, or an additional sitting room and two well-appointed bathrooms, providing plenty of space for family and guests. In addition to the living space, the large, heated garage provides ample room for your vehicles, lake gear, and any other storage needs. Additional 30 x 40 pole barn with electric for even more storage needs. Whether you are looking for a permanent residence or a serene getaway, this home offers everything you need to enjoy lake life in comfort.

44 days

55

0

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: First
Dimensions: 14.0 x 10.10

Bedroom

Level: Second
Dimensions: 17.8 x 17.9

Bedroom

Level: Second
Dimensions: 18.8 x 13.11

Bathroom

Level: First
Dimensions: 9.3 x 11.0

Bathroom

Level: Second
Dimensions: 8.0 x 5.5

Bonus room

Level: Second
Dimensions: 14.10 x 7.6

Dining room

Level: First
Dimensions: 8.11 x 11.4

Family room

Level: First
Dimensions: 13.11 x 17.4

Foyer

Level: First
Dimensions: 8.7 x 11.6

Kitchen

Level: First
Dimensions: 13.5 x 13.2

Heating

Baseboard

Cooling

Wall/Window Unit(s)

Appliances

Included: Dryer, Dishwasher, Electric Water Heater, Free-Standing Range, Refrigerator, Washer

Features

Flooring: Carpet, Vinyl
Basement: Crawl Space
Has fireplace: Yes
Fireplace features: Family Room, Gas

Interior area

Total interior livable area: 1,771 sqft
Finished area above ground: 1,771
Finished area below ground: 0

Video & virtual tour

Property

Parking

Total spaces: 6
Parking features: Attached, Barn, Garage, Three Car Garage
Attached garage spaces: 6

Features

Patio & porch: Covered, Porch
Exterior features: Porch, Propane Tank - Leased
Has view: Yes
View description: Lake
Has water view: Yes
Water view: Lake
Waterfront features: Lake

Lot

Size: 1.37 Acres
Dimensions: 1.37
Features: Lake Front, Level

Details

Parcel number: 252489176914

Construction

Type & style

Home type: SingleFamily
Architectural style: Cape Cod
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Crawlspace

Condition

Year built: 1998

Utilities & green energy

Sewer: Septic Tank
Water: Well

Community & HOA

Location

Region: De Ruyter

Financial & listing details

Price per square foot: $432/sqft
Tax assessed value: $215,000
Annual tax amount: $8,435
Date on market: 7/11/2026
Listing agreement: Exclusive Right To Sell
Inclusions: CARBON MONOXIDE DETECTOR, FURNISHINGS/CALL LO, SMOKE DETECTORS
Ownership: OWNER

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/20/2026	Pending sale	$765,000$432/sqft
Source: GBMLS #336919 Report a problem
7/11/2026	Listed for sale	$765,000+35%$432/sqft
Source: GBMLS #336919 Report a problem
11/21/2024	Sold	$566,500-5.5%$320/sqft
Source: NYSAMLSs #R1534954 Report a problem
10/24/2024	Pending sale	$599,400$338/sqft
Source: NYSAMLSs #R1534954 Report a problem
9/17/2024	Contingent	$599,400$338/sqft
Source: NYSAMLSs #R1534954 Report a problem
7/16/2024	Price change	$599,400-7.8%$338/sqft
Source: NYSAMLSs #R1534954 Report a problem
6/4/2024	Price change	$649,900-7.1%$367/sqft
Source: NYSAMLSs #R1534954 Report a problem
4/30/2024	Listed for sale	$699,900+5732.5%$395/sqft
Source: NYSAMLSs #R1534954 Report a problem
2/6/2014	Sold	$12,000$7/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$215,000
2024	--	$215,000
2023	--	$215,000
2022	--	$215,000
2021	--	$215,000
2020	--	$215,000 +4.9%
2019	--	$205,000
2018	--	$205,000
2017	$6,332	$205,000
2016	--	$205,000
2015	--	$205,000
2014	--	$205,000 +2.5%
2013	--	$200,000
2012	--	$200,000
2011	--	$200,000
2010	--	$200,000
2009	--	$200,000
2008	--	$200,000
2007	--	$200,000 +100%
2006	--	$100,000
2005	--	$100,000
2004	--	$100,000
2003	--	$100,000
2002	--	$100,000
2001	--	$100,000
2000	--	$100,000