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For sale
    • $150,000

    622 RIDGE TERRACE, WINTER HAVEN, FL 33881

    2beds
    1,073sqft
    : 
    $1,296/mo
    Get pre-qualified
    Condominium
    Built in 1997
    -- sqft lot
    $145,700 Zestimate®
    $140/sqft
    $253/mo HOA

    What's special

    Modern finishesPrivate tiled patioScreened and covered lanaiVersatile bonus roomBright open floor planInviting living spacesSpacious primary suite
    Newly Remodeled Kitchen and Bathrooms! Welcome to Florida living at its best in this beautifully updated 2-bedroom, 2-bath home offering comfort, style, and an easygoing waterfront lifestyle. Step inside to a bright, open floor plan featuring modern finishes, wood-look flooring, and inviting living spaces perfect for relaxing or entertaining. The remodeled kitchen and bathrooms add a fresh, move-in-ready feel throughout the home. The spacious primary suite offers a peaceful retreat with sliding glass doors leading to the screened and covered lanai. The lanai has been divided, with one portion enclosed to create a versatile bonus room that can be used as a home office, reading nook, fitness space, hobby room, or additional sitting area. The space can also be converted back into a full lanai, giving the new owner flexibility to customize it to their needs. Step outside to the private tiled patio, an ideal spot for morning coffee, evening relaxation, or entertaining family and friends. This desirable community offers amenities rarely found at this price point, including assigned covered parking, a sparkling community pool, and direct access to beautiful Lake Smart with a private boat ramp. Enjoy boating, fishing, kayaking, or peaceful sunsets over the water—all just steps from home. Conveniently located near shopping, restaurants, medical facilities, and major roadways, this move-in-ready property delivers the convenience today’s buyers want and the Florida lifestyle they’ve been dreaming about. Don’t miss this opportunity—schedule your private showing today and discover everything this beautiful home and community have to offer!
    75 days
    |
    166
    |
    10
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Diana Acosta 914-562-3386,

    TRUE FLORIDA REALTY LLC 863-337-9667,

    Ray Colon 407-310-0387,

    TRUE FLORIDA REALTY LLC

    Source: Stellar MLS,MLS#: L4962178MLS LogoOriginating MLS: Lakeland

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bonus Room
      Primary bedroom
      • Features: Built-in Closet
      • Level: First
      Bedroom 1
      • Features: Built-in Closet
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Range, Refrigerator
      • Laundry: In Kitchen
      Features
      • Ceiling Fan(s)
      • Flooring: Laminate
      • Has fireplace: No
      Interior area
      • Total structure area: 1,073
      • Total interior livable area: 1,073 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Assigned
      • Carport spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: None
      • Waterfront features: Lake, Lake Privileges
      • Body of water: LAKE SMART
      Lot
      • Size: 1,142 Square Feet
      Details
      • Parcel number: 262809530002001710
      • Special conditions: None

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available

      Community & HOA

      Community
      • Features: Boat Slip, Community Boat Ramp, Dock, Fishing, Lake, Water Access, Buyer Approval Required, Clubhouse, Community Mailbox
      • Pet fee: $0 monthly
      • Subdivision: WINTER RIDGE CONDO
      HOA
      • Has HOA: Yes
      • Amenities included: Maintenance, Pool, Shuffleboard Court
      • Services included: Common Area Taxes, Community Pool, Maintenance Structure, Maintenance Grounds, Maintenance Repairs
      • HOA fee: $253 monthly
      • HOA name: Winter Ridge HOA
      • HOA phone: 863-508-1072
      Location
      • Region: Winter Haven

      Financial & listing details

      • Price per square foot: $140/sqft
      • Tax assessed value: $130,000
      • Annual tax amount: $1,644
      • Date on market: 5/25/2026
      • Cumulative days on market: 203 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $145,700

        $138,000 - $153,000

        $1,482/mo

        Price history

        DateEventPrice
        5/26/2026Listed for sale$150,000-3.2%$140/sqft
        Source: Stellar MLS #L4962178 Report a problem
        5/21/2026Listing removed$155,000$144/sqft
        Source: Stellar MLS #L4958521 Report a problem
        3/21/2026Price change$155,000-6%$144/sqft
        Source: Stellar MLS #L4958521 Report a problem
        1/13/2026Listed for sale$164,900+61.7%$154/sqft
        Source: Stellar MLS #L4958521 Report a problem
        8/20/2020Sold$102,000+34.2%$95/sqft
        Source: Public Record Report a problem
        8/20/2019Sold$76,000+68.9%$71/sqft
        Source: Public Record Report a problem
        9/8/2009Sold$45,000-61.3%$42/sqft
        Source: Public Record Report a problem
        7/3/2008Sold$116,400-2.9%$108/sqft
        Source: Public Record Report a problem
        1/31/2008Listed for sale$119,900+107.1%$112/sqft
        Source: NCI Report a problem
        6/29/2001Sold$57,900$54/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,644 -8.2%$130,000 -5.1%
        2024$1,791 -7.5%$137,000 +57.3%
        2023$1,937 +7.4%$87,120 +10%
        2022$1,803 +24.1%$79,200 +10%
        2021$1,453 +10.1%$72,000 +10.8%
        2020$1,320 +13%$65,000 +16.8%
        2019$1,168 $55,636 +8%
        2018$1,168 +9.8%$51,500 +12%
        2017$1,064 +25.9%$45,980 +10%
        2016$845 +8.2%$41,800 +10%
        2015$781 +12.3%$38,000 +9.7%
        2014$695 +4.7%$34,650 +10%
        2013$664 -9.8%$31,500 -10%
        2012$736 -10.9%$35,000 -10.3%
        2011$827 -14.4%$39,000 -13.3%
        2010$966 -39.9%$45,000 -37.5%
        2009$1,607 -3.4%$72,000 -8.3%
        2008$1,664 $78,500
        2007-- --
        2006$598 --
        2005-- --
        2004$527 -1%--
        2003$532 +10.1%$47,154 +4.9%
        2002$483 -55.6%$44,970
        2001$1,089 $44,970
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 33881

        Getting around

        2 / 100
        Car-Dependent
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lake Alfred Elem
        • Middle: Denison Middle
        • High: Winter Haven Senior

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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