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  • Price cut: $10K (6/11)
    $440,000

    630 Silversmith Ln, Charlotte, NC 28270

    3beds
    1,800sqft
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    Single Family Residence
    Built in 1983
    0.34 Acres Lot
    $429,400 Zestimate®
    $244/sqft
    $-- HOA

    What's special

    Stylish modern touches throughoutLarge deckFresh paintKitchen islandFully fenced backyardMature treesSpacious tree-lined lot
    Nestled in the highly desirable Settlers Landing community, this beautifully updated 3-bedroom, 2.5-bath home offers the perfect blend of charm, comfort, and convenience in the heart of South Charlotte. Situated on a spacious, tree-lined lot with a fully fenced backyard, this move-in ready home delivers privacy, outdoor living, and timeless curb appeal. Inside, you’ll find a bright and welcoming layout featuring updated flooring, fresh paint, and stylish modern touches throughout. The spacious living room with fireplace flows seamlessly into the dining area and renovated kitchen, creating an ideal setup for entertaining and everyday living. The kitchen features updated finishes, stainless steel appliances, a kitchen island, and plenty of natural light. Upstairs, the generous primary suite offers a relaxing retreat with an updated en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or growing families. Step outside to enjoy the oversized backyard oasis complete with a large deck, mature trees, and room for entertaining, gardening, pets, or play. Homes with this much outdoor space in South Charlotte are hard to find. Located in a top-rated school district and just minutes from SouthPark, Ballantyne, Uptown Charlotte, shopping, dining, parks, and major highways, this home combines location, lifestyle, and value. Don’t miss this rare opportunity to own a beautifully updated home with space, character, and an unbeatable Charlotte location.
    109 days
    |
    1,273
    |
    72
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    John Bolos john@jbolos.com,

    Keller Williams South Park,

    Dillon Forstberg,

    Keller Williams South Park

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4361231MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Upper
      Breakfast
      • Level: Main
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Electric, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Range, Electric Water Heater, Exhaust Hood, Microwave, Refrigerator with Ice Maker
      • Laundry: Laundry Room, Main Level
      Features
      • Soaking Tub, Kitchen Island
      • Flooring: Hardwood, Tile, Vinyl
      • Has basement: No
      Interior area
      • Total structure area: 1,800
      • Total interior livable area: 1,800 sqft
      • Finished area above ground: 1,800
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway, Parking Space(s)
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Front Porch
      • Fencing: Fenced,Full
      • Waterfront features: None
      Lot
      • Size: 0.34 Acres
      • Features: Wooded
      Details
      • Additional structures: Shed(s)
      • Parcel number: 21329119
      • Zoning: N1-A
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 1983

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City

      Community & HOA

      Community
      • Subdivision: Settlers Landing
      Location
      • Region: Charlotte

      Financial & listing details

      • Price per square foot: $244/sqft
      • Tax assessed value: $419,100
      • Annual tax amount: $3,388
      • Date on market: 3/26/2026
      • Cumulative days on market: 63 days
      • Road surface type: Concrete

        Estimated market value

        $429,400

        $408,000 - $451,000

        $2,412/mo

        Price history

        DateEventPrice
        6/11/2026Price change$440,000-2.2%$244/sqft
        Source: Canopy MLS as distributed by MLS GRID #4361231 Report a problem
        3/26/2026Listed for sale$450,000+134.4%$250/sqft
        Source: Canopy MLS as distributed by MLS GRID #4361231 Report a problem
        5/26/2015Sold$192,000+9.7%$107/sqft
        Source: Canopy MLS as distributed by MLS GRID #3074973 Report a problem
        12/29/2006Sold$175,000+25%$97/sqft
        Source: Public Record Report a problem
        4/21/2006Sold$140,000$78/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,388 +1.8%$419,100
        2024$3,327 +3.5%$419,100
        2023$3,213 +16.4%$419,100 +53.5%
        2022$2,761 +0.4%$273,100
        2021$2,750 +0.3%$273,100
        2020$2,743 +0.6%$273,100
        2019$2,727 +15.7%$273,100 +61.9%
        2018$2,356 +5.3%$168,700
        2017$2,237 $168,700
        2016$2,237 $168,700
        2015$2,237 -2.8%$168,700 -3.3%
        2014$2,302 $174,400
        2013-- $174,400 -0.3%
        2012-- $174,900
        2011-- $174,900 +20.5%
        2010-- $145,200
        2009-- $145,200
        2008-- $145,200
        2007-- $145,200
        2006-- $145,200
        2005-- $145,200
        2004-- $145,200
        2003-- $145,200 +16.1%
        2002-- $125,090
        2001-- $125,090
        2000-- $125,090
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Sardis Forest

        Getting around

        2 / 100
        Car-Dependent
        20 / 100
        Minimal Transit
        13 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Elizabeth
        • Middle: South Charlotte
        • High: Providence

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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