Skip main navigation
Sold for $290,000
  • $290,000

    631 Highway 2297, Panama City, FL 32404

    2beds
    1,360sqft
    Single Family Residence
    Built in 1990
    0.83 Acres Lot
    $289,300 Zestimate®
    $213/sqft
    $1,581 Estimated rent

    Home value

    $289,300

    $260,000 - $321,000

    $1,581/mo

    Zestimate® history
    Loading
    Loading...

    Owner options

    List your home for rent

    $1,581/mo

    Rent Zestimate®

    Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.

    Learn more

    $1,581/mo

    Rent Zestimate®

    Refinance and save

    $1,876/mo

    Est. payment

    Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.

    See today's rates

    $1,876/mo

    Est. payment

    Explore your selling options

    Work with a Zillow partner agent

    Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.

    Get started

    List with your own agent

    Get your home in front of millions of buyers by listing it on Zillow.

    Learn how to do it

    Sell it yourself

    Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).

    List your home

    What's special

    Direct gulf accessWaterfront livingUpdated bathMetal roof with skylightsPlush carpetingWasher and dryer conveyLarge primary bedroom
    CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS.....WATERFRONT RETREAT with Gulf Access - Over 0.8 Acres on Cooks Bayou! Experience the tranquility of waterfront living with this charming 2 bedroom, 2 bathroom home situated on over 0.84 acres along the scenic shores of Cooks Bayou. With direct Gulf access, this property is perfect for boating, fishing, or simply enjoying the peaceful rhythm of life by the water. Bring your boat—you're only 30 to 45 minutes from the Gulf by water! From the moment you arrive, you'll be welcomed by beautiful landscaping, blooming azaleas, and a spacious lot offering both privacy and potential. The home features a metal roof with skylights that fill the interior with natural light, creating a warm and inviting atmosphere throughout. The layout includes a bright, airy Florida room with serene water views, perfect for relaxing or entertaining guests. Inside, you'll find luxury vinyl plank (LVP) flooring in the main living areas and guest bedroom, and plush carpeting in the primary suite for added comfort. The large primary bedroom includes a private en suite bathroom, a generous walk-in closet with built-in shelving, and an updated bath complete with a tile-surround walk-in shower and modern vanity. The second bedroom also offers ample space and another walk-in closet, while the guest bathroom features a shower/tub combination and an updated vanity. The washer and dryer convey with the home, adding extra value and convenience. Outside, the opportunities are endless. With so much space, there's plenty of room to add a dock, store recreational vehicles, or even expand the home. Whether you dream of starting your morning with a cup of coffee by the water or spending your weekends exploring the bayou by boat, this property delivers the ultimate coastal lifestyle. The home is ADA compliant and designed for ease of access throughout. Located just off the highway, you'll enjoy a peaceful, tucked-away setting while still being minutes from Callaway's new Arts & Conference Center, local schools, restaurants, shopping, and more. Whether you're looking for a primary residence, seasonal getaway, or investment property, this waterfront home offers unmatched potential and charm in a beautiful natural setting. Don't miss your chance to own a piece of Florida waterfront living—schedule your private showing today!

    Zillow last checked:

    Listing updated:

    Listed by:

    Johnathan L Ramsey 850-527-6481,

    ERA Neubauer Real Estate, Inc

    Bought with:

    Timothy W Knight

    AMERICAN REALTY of Bay Co, Inc

    Source: CPAR,MLS#: 771623MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Bedroom, Primary Bedroom
    Primary bedroom
    • Dimensions: 17.25 x 11.25
    Bedroom
    • Dimensions: 13.75 x 9.5
    Cooling
    • Central Air, Ceiling Fan(s)
    Appliances
    • Included: Electric Range
    Interior area
    • Total structure area: 1,360
    • Total interior livable area: 1,360 sqft

    Property

    Features
    • Fencing: Privacy
    • Has view: Yes
    • View description: Bayou
    • Has water view: Yes
    • Water view: Bayou
    • Waterfront features: Bayou, Seawall
    Lot
    • Size: 0.83 Acres
    • Dimensions: 369 x 105
    Details
    • Parcel number: 06654170000
    • Zoning description: Resid Single Family
    • Special conditions: Listed As-Is

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Contemporary
    • Property subtype: Single Family Residence
    Materials
    • Stucco
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 1990

    Community & HOA

    Community
    • Features: Short Term Rental Allowed
    • Subdivision: Cooks Bayou Est
    HOA
    • Has HOA: No
    Location
    • Region: Panama City

    Financial & listing details

    • Price per square foot: $213/sqft
    • Tax assessed value: $187,938
    • Annual tax amount: $2,170
    • Date on market: 4/15/2025
    • Cumulative days on market: 39 days

    Price history

    DateEventPrice
    5/30/2025Sold$290,000-13.4%$213/sqft
    Source: CPAR #771623 Report a problem
    5/23/2025Pending sale$334,999$246/sqft
    Source: CPAR #771623 Report a problem
    4/15/2025Listed for sale$334,999-16%$246/sqft
    Source: CPAR #771623 Report a problem
    9/1/2023Listing removed$399,000$293/sqft
    Source: CPAR #744188 Report a problem
    7/20/2023Price change$399,000-0.2%$293/sqft
    Source: CPAR #744188 Report a problem
    4/28/2023Price change$399,900-4.6%$294/sqft
    Source: CPAR #740759 Report a problem
    4/13/2023Price change$419,000-4.8%$308/sqft
    Source: ECAOR #917925 Report a problem
    3/10/2023Price change$440,000-2.2%$324/sqft
    Source: ECAOR #917925 Report a problem
    2/28/2023Listed for sale$450,000+221.4%$331/sqft
    Source: CPAR #738078 Report a problem
    12/2/2016Sold$140,000-9.7%$103/sqft
    Source: CPAR #652625 Report a problem
    11/16/2016Listed for sale$155,000$114/sqft
    Source: Counts Real Estate Group #652625 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$2,170 +16%$160,813 +10%
    2023$1,871 +14.8%$146,194 +6.5%
    2022$1,629 $137,312
    2021-- --
    2020$1,463 -0.6%$118,394 -0.7%
    2019$1,471 $119,279 -4.4%
    2018$1,471 -5.7%$124,815 -0.7%
    2017$1,559 -2.4%$125,699 +44.4%
    2016$1,598 +278.3%$87,058 +0.7%
    2015$422 $86,453 +0.8%
    2014$422 $85,767 +0.4%
    2013-- $85,448 -1.3%
    2012-- $86,541 +6.1%
    2011-- $81,573 +1.5%
    2010-- $80,367 +2.7%
    2009-- $78,254 +3.4%
    2008-- $75,678 +3%
    2007-- $73,474 +2.5%
    2006-- $71,682 +3%
    2005-- $69,594 +3%
    2004-- $67,567 +1.9%
    2003-- $66,307 +5.4%
    2002-- $62,907 +1.6%
    2001-- $61,916 +2.6%
    2000-- $60,356
    Find assessor info on the county website

    Neighborhood: 32404

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Callaway
    • Middle: Rutherford Middle
    • High: Rutherford

    Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Get pre-qualified for a loan
    At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.

    An equal housing lender. NMLS #10287.

    Sell for more on Zillow
    Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
    $289,300
    2% more
    +$5,786
    With Zillow Showcase(estimated)
    $295,086