For sale

Price cut: $28K (7/22)

$99,900

631 N Cedar St, Luverne, MN 56156

4beds

1,184sqft

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Single Family Residence

Built in 1915

4,251 Square Feet Lot

$-- Zestimate^®

$84/sqft

$-- HOA

What's special

Private fenced backyardVinyl sidingCozy bedroomsSpacious interiorDining areaPrimary bedroomPractical laundry room

Discover the spacious interior of this home that will pleasantly surprise you! It offers 4 bedrooms and 3 bathrooms thoughtfully arranged across 3 finished floors. Upstairs, there are 2 cozy bedrooms, while the main level includes a primary bedroom, a comfortable living room, a dining area, and a kitchen. The basement features a practical laundry room, a convenient three-quarter bath, and a fourth bedroom with legal egress, ideal for guests or family. The house is well-maintained with vinyl siding, a 100-amp breaker panel, an updated furnace and water heater, and fully insulated sills, providing comfort and peace of mind. It is within walking distance to local schools. The private fenced backyard is perfect for children or pets.

145 days

494

24

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 1
3/4 bathrooms: 1
Main level bedrooms: 1

Primary bedroom

Level: Main

Bedroom 2

Level: Upper

Bedroom 3

Level: Upper

Bedroom 4

Level: Basement

Dining room

Level: Main

Kitchen

Level: Main

Living room

Level: Main

Heating

Natural Gas

Cooling

Central Air

Appliances

Included: Electric Range, Refrigerator, Washer, Dryer

Features

Formal Dining Rm
Flooring: Carpet, Vinyl
Basement: Full

Interior area

Total interior livable area: 1,184 sqft
Finished area above ground: 1,034
Finished area below ground: 150

Property

Parking

Total spaces: 1
Parking features: Concrete
Garage spaces: 1

Features

Levels: One and One Half
Patio & porch: Patio
Fencing: Privacy

Lot

Size: 4,251 Square Feet
Dimensions: 50x85

Details

Parcel number: 200544000
Special conditions: Notice Of Default

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Wood Siding
Foundation: Block
Roof: Composition

Condition

Year built: 1915

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: No Subdivision

HOA

Has HOA: No

Location

Region: Luverne

Financial & listing details

Price per square foot: $84/sqft
Tax assessed value: $116,000
Annual tax amount: $1,238
Date on market: 2/27/2026
Road surface type: Curb and Gutter

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/22/2026	Price change	$99,900-21.9%$84/sqft
Source: NorthstarMLS as distributed by MLS GRID #7028038 Report a problem
2/27/2026	Listed for sale	$127,900-12.1%$108/sqft
Source: NorthstarMLS as distributed by MLS GRID #7028038 Report a problem
2/15/2026	Listing removed	$1,250$1/sqft
Source: Zillow Rentals Report a problem
2/7/2026	Listing removed	--
Source: Owner Report a problem
1/15/2026	Listed for rent	$1,250+13.6%$1/sqft
Source: Zillow Rentals Report a problem
11/9/2025	Listed for sale	$145,500+131%$123/sqft
Source: Owner Report a problem
5/10/2025	Listing removed	$1,100$1/sqft
Source: Zillow Rentals Report a problem
5/9/2025	Listed for rent	$1,100$1/sqft
Source: Zillow Rentals Report a problem
4/4/2025	Listing removed	$1,100$1/sqft
Source: Zillow Rentals Report a problem
4/1/2025	Listed for rent	$1,100$1/sqft
Source: Zillow Rentals Report a problem
3/10/2021	Listing removed	--
Source: Owner Report a problem
7/20/2016	Listing removed	$63,000$53/sqft
Source: Owner Report a problem
7/20/2016	Listed for sale	$63,000$53/sqft
Source: Owner Report a problem
6/7/2016	Pending sale	$63,000$53/sqft
Source: Owner Report a problem
5/1/2016	Listed for sale	$63,000$53/sqft
Source: Owner Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,238 +12.8%	$116,000 +8.8%
2024	$1,098 +1.5%	$106,600 +16.5%
2023	$1,082 +5.9%	$91,500 +11.4%
2022	$1,022 +53.5%	$82,100 +6.1%
2021	$666 -7.5%	$77,400 +3.6%
2020	$720 +8.8%	$74,700 -5.9%
2019	$662 +7.1%	$79,400 +5.4%
2018	$618 +10.4%	$75,300 +9.1%
2017	$560 +4.5%	$69,000 +6%
2016	$536 +3.1%	$65,100
2015	$520	--
2014	--	--
2013	--	--
2012	--	--
2011	$588	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 56156

Getting around

51 / 100

Somewhat Walkable

65 / 100

Bikeable

Nearby schools

GreatSchools rating

9/10
Luverne Elementary School
Grades: PK-5Distance: 0.4 mi
7/10
Luverne Middle School
Grades: 6-8Distance: 0.4 mi
8/10
Luverne Senior High School
Grades: 9-12Distance: 0.4 mi

Schools provided by the listing agent

Elementary: Luverne ES
Middle: Luverne MS
High: Luverne HS
District: Minnesota

Source: Realtor Association of the Sioux Empire. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.