FANTASTIC OPPORTUNITY TO OWN A DOUBLE LOT WITH HOME JUST 1 BLOCK OFF THE SPONGE DOCKS! POTENTIAL FOR BUSINESS ACTIVITY GALORE EXISTS! ZONING IS T4, CURRENTLY USED AS A RESIDENTIAL HOME, HOWEVER, T4 ZONING AUTOMATICALLY ALLOWS MANY COMMERCIAL USES THAT DO NOT REQUIRE A ZONING CHANGE. ONCE IN A LIFETIME GOLDEN TICKET OPPORTUNITY WITH SPECIAL T4 ZONING THAT ALLOWS YOU TO HAVE HOME & BUSINESS CONVERT TO BUSINESS! MANY BUSINESS USES OR KEEP IT AS A RESIDENTIAL HOME! T4 ZONING AUTOMATICALLY ALLOWS MULTIPLE TYPES OF BUSINESSES MAKING THIS A VERY RARE, VERY VALUABLE PROPERTY ON 2 LOTS! SEE OR ASK AGENT TO PROVIDE THE T4 USE ALLOWANCES FOR YOUR SPECIFIC NEEDS! NEW ATTIC INSULATION INSTALLED 1/13/2025. TERMINEX TRAPS FOR FULL PROTECTION AND INSPECTED 2/11/2025. ANNUAL EXCLUSION INSPECTION FOR PESTS, RODENTS, TERMITES AND FOUND CLEAR! WHEN CENTRAL HVAC WAS INSTALLED ALL NEW DUCTWORK WAS INSTALLED AS WELL! THIS IS A TRUE 3 BEDROOM WITH PLENTY OF STORAGE! CAN YOU BELIEVE THIS HOME HAS BEEN IN THE FAMILY FOR OVER 90 YEARS AND WAS CUSTOM BUILT TO LAST FOREVER! AS THEY SAY LOCATION IS EVERYTHING...THIS PROPERTY IS LOCATED IN THE HUB OF TARPON SPRINGS WITH ALL OF THE GREEK CULTURE AND FLAVORS OF THE SPONGE DOCKS! PLENTY OF TOURIST SHOPS, AUTHENTIC GREEK EATERIES, HISTORICAL SITES & COMMERCIAL SPONGE OR DOLPHIN EXCURSION DOCKS JUST A STEP AWAY! THIS IS TRULY A ONCE IN A LIFETIME OPPORTUNITY TO OWN A PIECE OF HISTORY AND BE A PART OF THE ART & CULTURE FOUND IN THIS SPECTACULAR PART OF TOWN! DID YOU KNOW TARPON SPRINGS IS KNOWN AS THE "SPONGE CAPITAL OF THE WORLD" AND ALSO "GREEKTOWN"! IMAGINE LIVING & WORKING IN THIS AMAZING ENVIRONMENT WITH ALL OF THE SIGHTS & SMELLS OF THE GREEK WORLD MEET THE GORGEOUS FLORIDA SUNSHINE & BLUE HARBOR WATERWAYS! TARPON SPRINGS OFFERS A UNIQUE BLEND OF HISTORY, NATURE AND COASTAL CHARM!
For sale
$468,200
632 Cross St, Tarpon Springs, FL 34689
3beds
1,138sqft
Single Family Residence
Built in 1935
5,732 Square Feet Lot
$-- Zestimate®
$411/sqft
$-- HOA
What's special
New ductworkDouble lotAttic insulation
- 263 days |
- 221 |
- 5 |
Zillow last checked:
Listing updated:
Listed by:
Patti Webster 813-310-0215,
DENNIS REALTY & INV. CORP. 813-949-7444
Source: Stellar MLS,MLS#: TB8438161
Originating MLS: Suncoast Tampa

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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Attic, Utility Room
Primary bedroom
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
Bedroom 3
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
Dinette
- Features: No Closet
- Level: First
Dining room
- Features: No Closet
- Level: First
Kitchen
- Features: Built-In Shower Bench, Storage Closet
- Level: First
Living room
- Features: Ceiling Fan(s), No Closet
- Level: First
Utility room
- Features: Built-in Closet
- Level: First
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Range, Refrigerator, Tankless Water Heater, Washer
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Features
- Cathedral Ceiling(s), Eating Space In Kitchen, Living Room/Dining Room Combo
- Flooring: Carpet, Ceramic Tile, Vinyl
- Windows: Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 1,306
- Total interior livable area: 1,138 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Covered, Driveway, On Street, Oversized, Parking Pad
- Carport spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Front Porch, Porch
- Exterior features: Lighting, Private Mailbox, Rain Gutters, Sidewalk, Storage
- Fencing: Chain Link
Lot
- Size: 5,732 Square Feet
- Dimensions: 52 x 100
- Features: Cleared, FloodZone, Historic District, City Lot, In County, Near Public Transit, Sidewalk
- Residential vegetation: Trees/Landscaped
Details
- Additional structures: Shed(s), Storage
- Parcel number: 122715412380000040
- Zoning: T4
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame (FSC Certified)
- Foundation: Crawlspace
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1935
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Propane, Public, Sewer Connected, Street Lights, Water Connected
Community & HOA
Community
- Features: None, Sidewalks
- Security: Closed Circuit Camera(s), Smoke Detector(s)
- Pet fee: $0 monthly
- Subdivision: HOPES B
HOA
- Has HOA: No
Location
- Region: Tarpon Springs
Financial & listing details
- Price per square foot: $411/sqft
- Tax assessed value: $390,209
- Annual tax amount: $594
- Date on market: 10/15/2025
- Cumulative days on market: 180 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Brick
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 2/16/2026 | Price change | $468,200-5.3%$411/sqft |
Source: | ||
| 10/15/2025 | Listed for sale | $494,500$435/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $595 +0.3% | $72,988 +3% |
| 2023 | $593 +1.5% | $70,862 +3% |
| 2022 | $584 -2.6% | $68,798 +3% |
| 2021 | $600 -0.4% | $66,794 +1.4% |
| 2020 | $602 +0.5% | $65,872 +2.3% |
| 2019 | $599 | $64,391 +1.9% |
| 2018 | $599 -0.2% | $63,190 +2.1% |
| 2017 | $600 -0.3% | $61,890 +2.1% |
| 2016 | $602 -2.2% | $60,617 +0.7% |
| 2015 | $616 +0.1% | $60,196 +0.8% |
| 2014 | $615 -0.1% | $59,718 +1.5% |
| 2013 | $616 +1.1% | $58,835 +1.7% |
| 2012 | $610 | $57,852 +3% |
| 2011 | -- | $56,167 +1.5% |
| 2010 | -- | $55,337 +2.7% |
| 2009 | -- | $53,882 +0.1% |
| 2008 | $536 | $53,828 +3% |
| 2007 | -- | $52,260 -52.4% |
| 2005 | -- | $109,900 +9% |
| 2004 | $512 +3.5% | $100,800 +48.7% |
| 2003 | $495 +133.4% | $67,800 +39.8% |
| 2002 | $212 | $48,500 +19.2% |
| 2001 | $212 +12.4% | $40,700 +5.4% |
| 2000 | $188 | $38,600 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 34689
Nearby schools
GreatSchools rating
- 5/10Tarpon Springs Elementary SchoolGrades: PK-5Distance: 0.7 mi
- 6/10Tarpon Springs Middle SchoolGrades: 6-8Distance: 1.2 mi
- 6/10Tarpon Springs High SchoolGrades: PK,9-12Distance: 1.3 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Pinellas County
- Tarpon Springs
- 34689
- 632 Cross St





