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For sale
  • $468,200

    632 Cross St, Tarpon Springs, FL 34689

    3beds
    1,138sqft
    : 
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    Single Family Residence
    Built in 1935
    5,732 Square Feet Lot
    $-- Zestimate®
    $411/sqft
    $-- HOA

    What's special

    New ductworkDouble lotAttic insulation
    FANTASTIC OPPORTUNITY TO OWN A DOUBLE LOT WITH HOME JUST 1 BLOCK OFF THE SPONGE DOCKS! POTENTIAL FOR BUSINESS ACTIVITY GALORE EXISTS! ZONING IS T4, CURRENTLY USED AS A RESIDENTIAL HOME, HOWEVER, T4 ZONING AUTOMATICALLY ALLOWS MANY COMMERCIAL USES THAT DO NOT REQUIRE A ZONING CHANGE. ONCE IN A LIFETIME GOLDEN TICKET OPPORTUNITY WITH SPECIAL T4 ZONING THAT ALLOWS YOU TO HAVE HOME & BUSINESS CONVERT TO BUSINESS! MANY BUSINESS USES OR KEEP IT AS A RESIDENTIAL HOME! T4 ZONING AUTOMATICALLY ALLOWS MULTIPLE TYPES OF BUSINESSES MAKING THIS A VERY RARE, VERY VALUABLE PROPERTY ON 2 LOTS! SEE OR ASK AGENT TO PROVIDE THE T4 USE ALLOWANCES FOR YOUR SPECIFIC NEEDS! NEW ATTIC INSULATION INSTALLED 1/13/2025. TERMINEX TRAPS FOR FULL PROTECTION AND INSPECTED 2/11/2025. ANNUAL EXCLUSION INSPECTION FOR PESTS, RODENTS, TERMITES AND FOUND CLEAR! WHEN CENTRAL HVAC WAS INSTALLED ALL NEW DUCTWORK WAS INSTALLED AS WELL! THIS IS A TRUE 3 BEDROOM WITH PLENTY OF STORAGE! CAN YOU BELIEVE THIS HOME HAS BEEN IN THE FAMILY FOR OVER 90 YEARS AND WAS CUSTOM BUILT TO LAST FOREVER! AS THEY SAY LOCATION IS EVERYTHING...THIS PROPERTY IS LOCATED IN THE HUB OF TARPON SPRINGS WITH ALL OF THE GREEK CULTURE AND FLAVORS OF THE SPONGE DOCKS! PLENTY OF TOURIST SHOPS, AUTHENTIC GREEK EATERIES, HISTORICAL SITES & COMMERCIAL SPONGE OR DOLPHIN EXCURSION DOCKS JUST A STEP AWAY! THIS IS TRULY A ONCE IN A LIFETIME OPPORTUNITY TO OWN A PIECE OF HISTORY AND BE A PART OF THE ART & CULTURE FOUND IN THIS SPECTACULAR PART OF TOWN! DID YOU KNOW TARPON SPRINGS IS KNOWN AS THE "SPONGE CAPITAL OF THE WORLD" AND ALSO "GREEKTOWN"! IMAGINE LIVING & WORKING IN THIS AMAZING ENVIRONMENT WITH ALL OF THE SIGHTS & SMELLS OF THE GREEK WORLD MEET THE GORGEOUS FLORIDA SUNSHINE & BLUE HARBOR WATERWAYS! TARPON SPRINGS OFFERS A UNIQUE BLEND OF HISTORY, NATURE AND COASTAL CHARM!
    263 days
    |
    221
    |
    5
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Patti Webster 813-310-0215,

    DENNIS REALTY & INV. CORP. 813-949-7444

    Source: Stellar MLS,MLS#: TB8438161MLS LogoOriginating MLS: Suncoast Tampa

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Attic, Utility Room
      Primary bedroom
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Dinette
      • Features: No Closet
      • Level: First
      Dining room
      • Features: No Closet
      • Level: First
      Kitchen
      • Features: Built-In Shower Bench, Storage Closet
      • Level: First
      Living room
      • Features: Ceiling Fan(s), No Closet
      • Level: First
      Utility room
      • Features: Built-in Closet
      • Level: First
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Range, Refrigerator, Tankless Water Heater, Washer
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Cathedral Ceiling(s), Eating Space In Kitchen, Living Room/Dining Room Combo
      • Flooring: Carpet, Ceramic Tile, Vinyl
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 1,306
      • Total interior livable area: 1,138 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Covered, Driveway, On Street, Oversized, Parking Pad
      • Carport spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Porch
      • Exterior features: Lighting, Private Mailbox, Rain Gutters, Sidewalk, Storage
      • Fencing: Chain Link
      Lot
      • Size: 5,732 Square Feet
      • Dimensions: 52 x 100
      • Features: Cleared, FloodZone, Historic District, City Lot, In County, Near Public Transit, Sidewalk
      • Residential vegetation: Trees/Landscaped
      Details
      • Additional structures: Shed(s), Storage
      • Parcel number: 122715412380000040
      • Zoning: T4
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Wood Frame (FSC Certified)
      • Foundation: Crawlspace
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1935

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Propane, Public, Sewer Connected, Street Lights, Water Connected

      Community & HOA

      Community
      • Features: None, Sidewalks
      • Security: Closed Circuit Camera(s), Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: HOPES B
      HOA
      • Has HOA: No
      Location
      • Region: Tarpon Springs

      Financial & listing details

      • Price per square foot: $411/sqft
      • Tax assessed value: $390,209
      • Annual tax amount: $594
      • Date on market: 10/15/2025
      • Cumulative days on market: 180 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Brick

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        2/16/2026Price change$468,200-5.3%$411/sqft
        Source: Stellar MLS #TB8438161 Report a problem
        10/15/2025Listed for sale$494,500$435/sqft
        Source: Stellar MLS #TB8438161 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$595 +0.3%$72,988 +3%
        2023$593 +1.5%$70,862 +3%
        2022$584 -2.6%$68,798 +3%
        2021$600 -0.4%$66,794 +1.4%
        2020$602 +0.5%$65,872 +2.3%
        2019$599 $64,391 +1.9%
        2018$599 -0.2%$63,190 +2.1%
        2017$600 -0.3%$61,890 +2.1%
        2016$602 -2.2%$60,617 +0.7%
        2015$616 +0.1%$60,196 +0.8%
        2014$615 -0.1%$59,718 +1.5%
        2013$616 +1.1%$58,835 +1.7%
        2012$610 $57,852 +3%
        2011-- $56,167 +1.5%
        2010-- $55,337 +2.7%
        2009-- $53,882 +0.1%
        2008$536 $53,828 +3%
        2007-- $52,260 -52.4%
        2005-- $109,900 +9%
        2004$512 +3.5%$100,800 +48.7%
        2003$495 +133.4%$67,800 +39.8%
        2002$212 $48,500 +19.2%
        2001$212 +12.4%$40,700 +5.4%
        2000$188 $38,600

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 34689

        Getting around

        69 / 100
        Somewhat Walkable
        26 / 100
        Some Transit
        53 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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