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Under contract
    • Price cut: $50K (7/2)
    $645,000

    632 Monaco Dr, Punta Gorda, FL 33950

    3beds
    2,418sqft
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    Single Family Residence
    Built in 1996
    9,600 Square Feet Lot
    $625,900 Zestimate®
    $267/sqft
    $4/mo HOA

    What's special

    Expansive covered lanaiDeep-water sailboat basinBuilt-in oven and microwaveBreathtaking wide-water viewsElegant arched windowSpacious primary suiteSoaring cathedral ceilings
    Under contract-accepting backup offers. Virtually Staged. MOTIVATED SELLER!!! PRICE REDUCTION! CUSTOM WATERFRONT HOME ideally situated on a deep-water sailboat basin in the highly sought-after deed-restricted community of Burnt Store Isles, offering direct access to Charlotte Harbor and the Gulf of Mexico. Features 3 Bedrooms, 2 and a half baths, over 2,400 square feet of living area, a 2 car garage and a circular driveway. From the moment you enter, soaring cathedral ceilings and breathtaking wide-water views create an impressive coastal ambiance. Designed for both comfortable living and effortless entertaining, this spacious residence features a light-filled living room with pocketing sliding glass doors that seamlessly open to the lanai, a formal dining room highlighted by an elegant arched window, and a warm inviting family room complete with custom built-in shelving and storage. The kitchen is thoughtfully designed with a breakfast bar, pantry, built-in oven and microwave, stone countertops, and newer stainless steel appliances. The spacious primary suite is a relaxing retreat featuring a tray ceiling, dual walk-in closets, and an en-suite bath with dual vanities, a separate makeup area, and a walk-in shower. Sliding glass doors across the rear of the home lead to the expansive covered lanai and heated saltwater pool with a newer pool heater installed in 2024. This exceptional outdoor living space is perfect for entertaining family and friends or simply enjoying the beauty of Southwest Florida while watching fish jump and manatees glide through the canal. Boating enthusiasts will appreciate the city-maintained 80-foot concrete seawall, oversized dock measuring approximately 7’ x 30’, and the 10,000-pound boat lift with recently installed motors. Additional features include hurricane shutters throughout for added peace of mind. Burnt Store Isles is conveniently located near shopping, dining, golf courses, Fishermen’s Village, downtown Punta Gorda, Punta Gorda Airport, and major highways, while also offering easy access to boating, waterfront restaurants, pickleball, biking, and all the best of the Florida waterfront lifestyle. Don’t miss this incredible opportunity to own your piece of paradise in one of Punta Gorda’s premier waterfront communities.
    51 days
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    Zillow last checked:

    Listing updated:

    Listed by:

    Terry Morrison 941-916-3101,

    RE/MAX HARBOR REALTY 941-639-8500

    Source: Stellar MLS,MLS#: C7525445MLS LogoOriginating MLS: Port Charlotte

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Tub with Separate Shower Stall, Walk-In Closet(s)
      • Level: First
      • Area: 270 Square Feet
      • Dimensions: 18x15
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 140 Square Feet
      • Dimensions: 14x10
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14x12
      Dinette
      • Level: First
      • Area: 100 Square Feet
      • Dimensions: 10x10
      Dining room
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 15x12
      Family room
      • Level: First
      • Area: 289 Square Feet
      • Dimensions: 17x17
      Kitchen
      • Features: Breakfast Bar, Pantry
      • Level: First
      • Area: 112 Square Feet
      • Dimensions: 14x8
      Living room
      • Level: First
      • Area: 345 Square Feet
      • Dimensions: 23x15
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Luxury Vinyl, Recycled/Composite Flooring, Tile
      • Windows: Window Treatments, Hurricane Shutters
      • Has fireplace: No
      Interior area
      • Total structure area: 3,236
      • Total interior livable area: 2,418 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Has private pool: Yes
      • Pool features: Gunite, Heated
      • Has view: Yes
      • View description: Water, Canal
      • Has water view: Yes
      • Water view: Water,Canal
      • Waterfront features: Canal - Saltwater, Saltwater Canal Access, Gulf/Ocean Access, River Access, Bridges - No Fixed Bridges, Sailboat Water, Seawall
      Lot
      • Size: 9,600 Square Feet
      Details
      • Parcel number: 412329101015
      • Zoning: GS-3.5
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Brick
      • Foundation: Block, Stem Wall
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 1996

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Meter

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: PUNTA GORDA ISLES SEC 15
      HOA
      • Has HOA: Yes
      • HOA fee: $4 monthly
      • HOA name: Bill Page
      • HOA phone: 614-507-6468
      Location
      • Region: Punta Gorda

      Financial & listing details

      • Price per square foot: $267/sqft
      • Tax assessed value: $637,904
      • Annual tax amount: $7,149
      • Date on market: 5/27/2026
      • Cumulative days on market: 43 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $625,900

        $595,000 - $657,000

        $4,758/mo

        Price history

        DateEventPrice
        7/13/2026Contingent$645,000$267/sqft
        Source: Stellar MLS #C7525445 Report a problem
        7/11/2026Listed for sale$645,000$267/sqft
        Source: Stellar MLS #C7525445 Report a problem
        7/8/2026Contingent$645,000$267/sqft
        Source: Stellar MLS #C7525445 Report a problem
        7/3/2026Pending sale$645,000$267/sqft
        Source: Stellar MLS #C7525445 Report a problem
        7/2/2026Price change$645,000-7.2%$267/sqft
        Source: Stellar MLS #C7525445 Report a problem
        6/17/2026Price change$695,000-6.7%$287/sqft
        Source: Stellar MLS #C7525445 Report a problem
        6/8/2026Price change$745,000-3.1%$308/sqft
        Source: Stellar MLS #C7525445 Report a problem
        5/27/2026Listed for sale$769,000+128.2%$318/sqft
        Source: Stellar MLS #C7525445 Report a problem
        6/27/2013Sold$337,000-3.7%$139/sqft
        Source: Public Record Report a problem
        4/18/2013Price change$349,999-2.8%$145/sqft
        Source: Five Star Realty of Charlotte County, Inc. #C7030286 Report a problem
        2/13/2013Price change$359,900-4%$149/sqft
        Source: Five Star Realty of Charlotte County, Inc. #C7030286 Report a problem
        1/10/2013Price change$374,900-2.6%$155/sqft
        Source: Five Star Realty of Charlotte County, Inc. #C7030286 Report a problem
        3/20/2012Price change$384,900-3.8%$159/sqft
        Source: Five Star Realty of Charlotte County, Inc. #C7030286 Report a problem
        2/14/2012Price change$399,900-2.2%$165/sqft
        Source: Five Star Realty of Charlotte County, Inc. #C7030286 Report a problem
        12/23/2011Price change$409,000-9.1%$169/sqft
        Source: Five Star Realty of Charlotte County, Inc. #C7030286 Report a problem
        10/29/2010Price change$449,900-4.3%$186/sqft
        Source: RE/MAX ANCHOR OF MARINA PARK #C7010842 Report a problem
        3/14/2010Listed for sale$469,900-17.5%$194/sqft
        Source: RE/MAX ANCHOR OF MARINA PARK #C7010842 Report a problem
        2/22/2009Listing removed$569,900$236/sqft
        Source: Visual Tour #692777 Report a problem
        2/21/2008Listed for sale$569,900$236/sqft
        Source: Visual Tour #692777 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,149 +3.1%$405,674 +2.9%
        2024$6,933 +1.3%$394,241 +3%
        2023$6,840 +4.3%$382,758 +3%
        2022$6,561 +5.4%$371,610 +3%
        2021$6,224 +5.2%$360,786 +1.4%
        2020$5,916 -0.4%$355,805 +2.3%
        2019$5,938 +6.3%$347,805 +1.9%
        2018$5,586 $341,320 +2.1%
        2017$5,586 +2%$334,300 +2.1%
        2016$5,477 -0.1%$327,424 +2.1%
        2015$5,483 +2.5%$320,682 +0.8%
        2014$5,347 +46.3%$318,137 +31.7%
        2013$3,654 +2.4%$241,636 +3%
        2012$3,569 +7.4%$234,598
        2011$3,322 -1.1%$234,598 +1.5%
        2010$3,358 +8.8%$231,131 +2.7%
        2009$3,085 $225,055 +5.7%
        2007-- $212,958
        2006-- $212,958 +6.1%
        2005-- $200,733 +1.9%
        2004-- $196,990
        2003-- $196,990 +2.4%
        2002$2,997 +0.8%$192,373 +1.6%
        2001$2,973 +4.2%$189,344 +4%
        2000$2,853 $182,036
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33950

        Getting around

        5 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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