Discover elegant living in Lake Monticello, just 30 minutes from Charlottesville. This stunning 4-bedroom, 3.5-bath colonial offers refined comfort amid a wooded setting. The showstopping screened porch with custom composite decking provides a perfect indoor-outdoor living space overlooking a serene backyard. Inside, hardwood floors flow throughout the main level. The thoughtful floor plan includes four spacious bedrooms, a versatile bonus room, laundry on 2nd level and in basement, exercise room, rec room, & 3rd full bath in basement, and bay windows that flood the home with natural light. The classic white exterior with black shutters, covered front porch, and wonderful landscaping create impressive curb appeal. A separate outbuilding provides space for a workshop or storage. The property's location in Lake Monticello combines peaceful suburban living with easy access to Charlottesville's amenities. This meticulously maintained home offers the ideal blend of refined style and natural tranquility, perfect for both entertaining and everyday living.
Closed
$524,900
634 Jefferson Dr, Palmyra, VA 22963
4beds
3,658sqft
Single Family Residence
Built in 2006
0.55 Acres Lot
$518,000 Zestimate®
$143/sqft
$3,706 Estimated rent
Home value
$518,000
$435,000 - $616,000
$3,706/mo
Zestimate® history
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List your homeWhat's special
Wonderful landscapingWooded settingSerene backyardSpacious bedroomsCovered front porchHardwood floorsBay windows
Zillow last checked:
Listing updated:
Listed by:
JIM DUNCAN 434-242-7140,
NEST REALTY GROUP
Bought with:
JAMIE WHITE, 0225202204
JAMIE WHITE REAL ESTATE
Source: CAAR,MLS#: 660410
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Bathroom, Bonus Room, Bedroom, Dining Room, Exercise Room, Family Room, Full Bath, Foyer, Half Bath, Kitchen, Laundry, Living Room, Recreation
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Bathroom
- Level: Basement
Bathroom
- Level: Second
Bonus room
- Level: Second
Dining room
- Level: First
Exercise room
- Level: Basement
Family room
- Level: First
Foyer
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Laundry
- Level: Basement
Laundry
- Level: Second
Living room
- Level: First
Recreation
- Level: Basement
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
- Laundry: Washer Hookup
Features
- Jetted Tub, Walk-In Closet(s), Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Recessed Lighting
- Flooring: Carpet, Ceramic Tile, Hardwood
- Windows: Insulated Windows, Screens, Vinyl
- Basement: Exterior Entry,Full,Finished,Heated,Interior Entry,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Gas, Gas Log
Interior area
- Total structure area: 4,158
- Total interior livable area: 3,658 sqft
- Finished area above ground: 2,535
- Finished area below ground: 1,123
Property
Parking
- Total spaces: 2
- Parking features: Electricity, Garage Faces Front, Garage Door Opener
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch, Composite, Deck, Front Porch, Porch, Screened
- Exterior features: Porch
- Pool features: None, Association
- Has spa: Yes
Lot
- Size: 0.55 Acres
- Features: Garden, Native Plants, Open Lot, Private
Details
- Parcel number: 18A 5 19
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Blown-In Insulation, Stick Built, Vinyl Siding
- Foundation: Poured
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2006
Details
- Builder name: MEADE CONSTRUCTION, LLC
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available
Green energy
- Indoor air quality: Low VOC Paint/Materials
Community & HOA
Community
- Features: Dock
- Security: Smoke Detector(s)
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Boat Dock, Boat Ramp, Clubhouse, Fitness Center, Meeting/Banquet/Party Room, Pool, Beach Rights
- Services included: Boat Ramp, Common Area Maintenance, Clubhouse, Playground, Trash
- HOA fee: $1,460 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $143/sqft
- Tax assessed value: $390,000
- Annual tax amount: $3,291
- Date on market: 1/30/2025
- Cumulative days on market: 3 days
Price history
| Date | Event | Price |
|---|---|---|
| 3/14/2025 | Sold | $524,900$143/sqft |
Source:  CAAR #660410 Report a problem | ||
| 2/2/2025 | Pending sale | $524,900$143/sqft |
Source: CAAR #660410 Report a problem | ||
| 1/30/2025 | Listed for sale | $524,900+1281.3%$143/sqft |
Source: CAAR #660410 Report a problem | ||
| 11/16/2006 | Sold | $38,000$10/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,292 | $390,000 |
| 2023 | $3,292 | $390,000 +16.4% |
| 2022 | -- | $335,000 |
| 2021 | -- | $335,000 |
| 2020 | -- | $335,000 +13.1% |
| 2018 | $2,193 | $296,300 |
| 2017 | $2,193 | $296,300 +15.3% |
| 2016 | $2,193 | $257,000 |
| 2015 | $2,193 +10.7% | $257,000 +3.1% |
| 2014 | $1,981 +1.4% | $249,200 |
| 2013 | $1,955 | $249,200 -27.3% |
| 2012 | -- | $342,900 |
| 2011 | $1,852 | $342,900 |
| 2010 | -- | $342,900 |
| 2009 | -- | $342,900 |
| 2008 | -- | $342,900 |
| 2007 | -- | $342,900 +757.3% |
| 2006 | -- | $40,000 |
| 2005 | -- | $40,000 +233.3% |
| 2004 | -- | $12,000 |
| 2003 | -- | $12,000 |
| 2002 | -- | $12,000 +33.3% |
| 2001 | $64 | $9,000 |
Find assessor info on the county website
Neighborhood: 22963
Nearby homes
- $469,7005 bd3 ba2.9k sqft636 Jefferson Dr, Palmyra, VA 22963Off Market
- $353,0003 bd3 ba2.5k sqft4 Evergreen Ln, Palmyra, VA 22963Off Market
- $404,3004 bd3 ba2.3k sqft2 Evergreen Ln, Palmyra, VA 22963Off Market
- $295,0003 bd2 ba1.1k sqft6 Evergreen Ln, Palmyra, VA 22963Off Market
- $276,1003 bd2 ba1.1k sqft633 Jefferson Dr, Palmyra, VA 22963Off Market
- $330,4003 bd2 ba1.8k sqft631 Jefferson Dr, Palmyra, VA 22963Off Market
- $318,1003 bd2 ba2.1k sqft635 Jefferson Dr, Palmyra, VA 22963Off Market
- $32,500-- bd-- ba-- sqftEvergreen Ln, Palmyra, VA 22963Off Market
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 8.2 mi
- 5/10Fluvanna County High SchoolGrades: 8-12Distance: 4.4 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 8.2 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$518,000
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Estimated market value
$518,000
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 634 Jefferson Dr
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