Rent-to-Own 3 BR, 2 BA Historic home 1 minute from Downtown Commerce in five minutes to Banks Crossing. The home boasts a large Master bedroom with 2 additional spacious bedrooms. The dining room and one bedroom have the original hardwood floors. The front porch spans the whole house width and there's a great back deck too. This nearly half acre lot backs up against a large wooded area so don't be surprised by the morning deer. No credit check. $1,995/mo. $5,000 down. This is a lease purchase/rent to own which is typically a two year program after which you go to the bank and get a mortgage (some people need longer and if they are paying on time and keeping the house in good condition, we always extend). It's a powerful program for people that don't have a high enough credit score, or the large down payment required by banks. We have no credit check. The option payment upfront is $5,000 which you get back at closing.
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