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Under contract
  • $295,000

    636 Waterford Ln, Decatur, IL 62526

    3beds
    3,190sqft
    : 
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    Single Family Residence
    Built in 1994
    10,454 Square Feet Lot
    $-- Zestimate®
    $92/sqft
    $-- HOA

    What's special

    Updated bathroomsSpacious bedroomsMature treesBasketball hoopWhite vinyl fenced-in backyardBeautiful primary suiteDedicated theater room
    Thoughtfully updated and full of charm, this spacious home is tucked into an established neighborhood with mature trees, quiet streets, and sidewalks perfect for evening walks and bike rides. Inside, you'll find inviting living spaces, spacious bedrooms, updated bathrooms, and a beautiful primary suite featuring a soaking tub and tiled walk-in shower. The finished lower level offers a dedicated theater room with a professionally installed sound system, a full bath with a jetted tub, a home gym that could serve as a future fourth bedroom with the addition of an egress window, and a huge bonus/recreation room offering even more flexible living space. Outside, enjoy the beautiful 24x15 Trex deck, white vinyl fenced-in backyard, and basketball hoop—perfect for relaxing, entertaining, and everyday living. Major updates include water heater, sump pump (2023); roof, siding, gutters, and Trex deck (2024); plus lower-level carpet, paint, and tile (2026).
    4 days
    |
    1,021
    |
    45
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Dawn Mitchell 309-834-3400,

    Keller Williams Revolution

    Source: CIBR,MLS#: 6258985MLS LogoOriginating MLS: Central Illinois Board Of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Description: Flooring: Hardwood
      • Level: Upper
      • Dimensions: 13 x 17
      Bedroom
      • Description: Flooring: Hardwood
      • Level: Upper
      • Dimensions: 13 x 13
      Bedroom
      • Description: Flooring: Hardwood
      • Level: Upper
      • Dimensions: 13 x 13
      Primary bathroom
      • Features: Bathtub, Separate Shower
      • Level: Upper
      Bonus room
      • Description: Flooring: Carpet
      • Level: Lower
      • Dimensions: 26 x 12
      Dining room
      • Description: Flooring: Wood
      • Level: Main
      • Width: 13
      Other
      • Features: Double Vanity
      • Level: Upper
      • Width: 8
      Other
      • Features: Tub Shower
      • Level: Lower
      • Length: 9
      Gym
      • Description: Flooring: Carpet
      • Level: Lower
      • Dimensions: 14 x 13
      Half bath
      • Level: Main
      Kitchen
      • Description: Flooring: Ceramic Tile
      • Level: Main
      • Dimensions: 13 x 12
      Laundry
      • Description: Flooring: Ceramic Tile
      • Level: Main
      Living room
      • Description: Flooring: Wood
      • Level: Main
      • Dimensions: 20 x 14
      Media room
      • Description: Flooring: Carpet
      • Level: Lower
      • Dimensions: 15 x 19
      Office
      • Description: Flooring: Wood
      • Level: Main
      • Dimensions: 13 x 12
      Heating
      • Gas
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dryer, Dishwasher, Gas Water Heater, Microwave, Oven, Refrigerator, Washer, Water Softener
      • Laundry: Main Level
      Features
      • Fireplace, Jetted Tub, Kitchen Island, Bath in Primary Bedroom, Walk-In Closet(s)
      • Basement: Finished,Full,Sump Pump
      • Number of fireplaces: 1
      • Fireplace features: Gas
      Interior area
      • Total structure area: 3,190
      • Total interior livable area: 3,190 sqft
      • Finished area above ground: 2,213
      • Finished area below ground: 977

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Open, Deck
      • Exterior features: Deck, Fence, Sprinkler/Irrigation
      • Fencing: Yard Fenced
      Lot
      • Size: 10,454 Square Feet
      Details
      • Parcel number: 070727129025
      • Zoning: MUN
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Basement
      • Roof: Asphalt
      Condition
      • Year built: 1994

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Waterford Terrace Add 01
      Location
      • Region: Decatur

      Financial & listing details

      • Price per square foot: $92/sqft
      • Tax assessed value: $79,803
      • Annual tax amount: $7,571
      • Date on market: 6/7/2026
      • Cumulative days on market: 5 days
      • Road surface type: Concrete
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        Estimated market value

        Not available

        Estimated sales range

        Not available

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        Price history

        DateEventPrice
        6/10/2026Contingent$295,000$92/sqft
        Source: CIBR #6258985 Report a problem
        6/8/2026Listed for sale$295,000+29.7%$92/sqft
        Source: CIBR #6258985 Report a problem
        10/1/2021Sold$227,500-1%$71/sqft
        Source: CIBR #6215210 Report a problem
        9/12/2021Pending sale$229,900$72/sqft
        Source: CIBR #6215210 Report a problem
        8/23/2021Contingent$229,900$72/sqft
        Source: CIBR #6215210 Report a problem
        8/17/2021Listed for sale$229,900+28.4%$72/sqft
        Source: CIBR #6215210 Report a problem
        5/7/2008Sold$179,000-9.4%$56/sqft
        Source: Public Record Report a problem
        11/28/2007Sold$197,500-0.5%$62/sqft
        Source: Public Record Report a problem
        11/30/2006Sold$198,500$62/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$7,287 +7.4%$79,803 +8.8%
        2023$6,785 +5.9%$73,362 +7.8%
        2022$6,409 +6.2%$68,041 +6%
        2021$6,033 -3.2%$64,164 +2.1%
        2020$6,235 +2.8%$62,875 +0.1%
        2019$6,063 +0.3%$62,837 -0.7%
        2018$6,047 -0.2%$63,287 -0.6%
        2017$6,058 -10.3%$63,640 -0.2%
        2016$6,754 +4.8%$63,793 +1.2%
        2015$6,447 -10%$63,037 -15.7%
        2014$7,167 +10.5%$74,773 +10.1%
        2013$6,487 +2.4%$67,932
        2012$6,334 $67,932
        2011-- $67,932 -3%
        2010-- $70,019
        2009-- $70,019 +19.2%
        2006-- $58,728
        2005-- $58,728

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 62526

          Getting around

          10 / 100
          Car-Dependent
          41 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: Decatur Dist 61

          Source: CIBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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