Beautiful home located in the coveted Valley Creek subdivision~4 bedrooms, 2.5 baths plus finished Basement~Spacious fenced yard with deck & shed~Main level shines with hardwood floors & inviting fireplace~Kitchen features eating area, white cabinets, Corian counters, tile backsplash, Fridge & dishwasher have been replaced~Retreat to Primary Suite which includes accent wall, large Walk-in closet, remodeled Bathroom w double gray quartz vanity, wood-like ceramic tile, walk-in shower & skylights~Versatile finished Basement has Rec Room, extra area for potential 5th bedroom, laundry & crawl space for tons of storage~Fence and Carpeting replaced in 2025~Peace of mind comes with replacement of roof & siding plus new water heater~Fantastic location with easy access to Schools, Randall Rd, I-90 & Rt 20! Hurry, don't miss this lovely home!
Contingent
$439,900
637 N Lyle Ave, Elgin, IL 60123
4beds
2,163sqft
Single Family Residence
Built in 1988
7,840 Square Feet Lot
$439,900 Zestimate®
$203/sqft
$-- HOA
What's special
Inviting fireplaceAccent wallFinished basementSpacious fenced yardKitchen features eating areaTons of storageWood-like ceramic tile
- 51 days |
- 150 |
- 2 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Erin Bendis 847-669-4010,
Huntley Realty,
Kelly Malec 847-732-3206,
Huntley Realty
Source: MRED as distributed by MLS GRID,MLS#: 12638910
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Breakfast Room, Recreation Room
Primary bedroom
- Features: Flooring (Carpet), Window Treatments (Blinds), Bathroom (Full)
- Level: Second
- Area: 266 Square Feet
- Dimensions: 14X19
Bedroom 2
- Features: Flooring (Carpet), Window Treatments (Blinds, Curtains/Drapes)
- Level: Second
- Area: 165 Square Feet
- Dimensions: 11X15
Bedroom 3
- Features: Flooring (Carpet), Window Treatments (Blinds, Curtains/Drapes)
- Level: Second
- Area: 132 Square Feet
- Dimensions: 11X12
Bedroom 4
- Features: Flooring (Carpet), Window Treatments (Blinds)
- Level: Second
- Area: 126 Square Feet
- Dimensions: 9X14
Breakfast room
- Features: Flooring (Hardwood), Window Treatments (Blinds)
- Level: Main
- Area: 108 Square Feet
- Dimensions: 9X12
Dining room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 110 Square Feet
- Dimensions: 10X11
Family room
- Features: Flooring (Hardwood), Window Treatments (Curtains/Drapes)
- Level: Main
- Area: 247 Square Feet
- Dimensions: 13X19
Kitchen
- Features: Kitchen (Eating Area-Table Space), Flooring (Hardwood), Window Treatments (Blinds)
- Level: Main
- Area: 110 Square Feet
- Dimensions: 10X11
Living room
- Features: Flooring (Carpet), Window Treatments (Blinds)
- Level: Main
- Area: 234 Square Feet
- Dimensions: 13X18
Recreation room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 264 Square Feet
- Dimensions: 11X24
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
Features
- Walk-In Closet(s)
- Flooring: Hardwood
- Basement: Partially Finished,Partial
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Family Room
Interior area
- Total structure area: 879
- Total interior livable area: 2,163 sqft
- Finished area below ground: 879
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Yes, Attached, Garage
- Attached garage spaces: 2
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Fencing: Fenced
Lot
- Size: 7,840 Square Feet
- Dimensions: 71 x 110
- Features: Landscaped, Mature Trees
Details
- Parcel number: 0609428002
- Special conditions: None
- Other equipment: TV-Cable, Ceiling Fan(s)
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Curbs, Sidewalks, Street Lights, Street Paved
- Security: Carbon Monoxide Detector(s)
- Subdivision: Valley Creek
HOA
- Services included: None
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $203/sqft
- Tax assessed value: $337,251
- Annual tax amount: $7,716
- Date on market: 5/13/2026
- Ownership: Fee Simple
Estimated market value
$439,900
$418,000 - $462,000
$3,046/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/24/2026 | Contingent | $439,900$203/sqft |
Source:  MRED as distributed by MLS GRID #12638910 Report a problem | ||
| 5/13/2026 | Listed for sale | $439,900$203/sqft |
Source: MRED as distributed by MLS GRID #12638910 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,716 +5.8% | $112,417 +10.7% |
| 2023 | $7,294 +3.1% | $101,560 +9.7% |
| 2022 | $7,076 +4.9% | $92,605 +7% |
| 2021 | $6,743 +3.2% | $86,579 +4.7% |
| 2020 | $6,535 -3.8% | $82,653 +5% |
| 2019 | $6,793 +0.8% | $78,732 +6.2% |
| 2018 | $6,740 +2.2% | $74,170 +5.8% |
| 2017 | $6,595 -4.9% | $70,117 +7.8% |
| 2016 | $6,938 | $65,050 +9.1% |
| 2015 | -- | $59,624 +1.2% |
| 2014 | -- | $58,888 -2.6% |
| 2013 | -- | $60,441 -7.4% |
| 2012 | -- | $65,285 -10.7% |
| 2011 | -- | $73,083 -9.6% |
| 2010 | -- | $80,888 -10.1% |
| 2009 | -- | $89,986 |
| 2008 | -- | $89,986 -4.6% |
| 2007 | -- | $94,353 +4.2% |
| 2006 | -- | $90,558 +6.5% |
| 2005 | -- | $85,039 +6.8% |
| 2004 | -- | $79,654 +7.8% |
| 2003 | -- | $73,898 +8% |
| 2002 | -- | $68,424 +7.4% |
| 2001 | -- | $63,680 +5.1% |
| 2000 | -- | $60,602 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Valley Creek
Nearby schools
GreatSchools rating
- 6/10Creekside Elementary SchoolGrades: PK-6Distance: 0.3 mi
- 3/10Kimball Middle SchoolGrades: 7-8Distance: 1.1 mi
- 3/10Larkin High SchoolGrades: PK,9-12Distance: 1.6 mi
Schools provided by the listing agent
- Elementary: Creekside Elementary School
- Middle: Kimball Middle School
- High: Larkin High School
- District: 46
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
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- Illinois
- Kane County
- Elgin
- 60123
- Valley Creek
- 637 N Lyle Ave
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