Beautifully updated and modernized bi-level home with a 2 car garage all situated on a generous irrigated 100x330 in town parcel that offers privacy, expansion potential or room for a pole barn option as well. The main level features a sleek modern feel with hickory floors, a black walnut/beech breakfast bar, and open living areas. Stairs leading to the lower level are accented with a cherry railing, and custom designer Balusters. The lower level offers a third bedroom, spacious family room providing some "family separation" or a quiet private office area. The lower level also has accomodations for a second bath as well. All this situated near area beaches, restaurants, ski hill and 9 hole course. A partial furniture package could be provided for more immediate use. This property is ready for immediate occupancy in time to sit on the back deck enjoying summer activities.
For sale
Price cut: $20K (7/8)
$479,000
638 Division St, Charlevoix, MI 49720
3beds
1,636sqft
SingleFamily
Built in ----
0.69 Acres Lot
$468,400 Zestimate®
$293/sqft
$-- HOA
What's special
Sleek modern feelQuiet private office areaHickory floorsSpacious family room
- 62 days |
- 229 |
- 8 |
Zillow last checked:
Listing updated:
Listed by:
Steve Andreae,
Pat O'Brien & Associates - Charlevoix 231-547-7701
Source: Northern Michigan MLS,MLS#: 479289
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Area: 132
- Dimensions: 12 x 11
Bedroom
- Area: 132
- Dimensions: 12 x 11
Bedroom 1
- Area: 143
- Dimensions: 13 x 11
Dining room
- Area: 126
- Dimensions: 14 x 9
Family room
- Area: 273
- Dimensions: 26 x 10.5
Kitchen
- Area: 192
- Dimensions: 16 x 12
Living room
- Area: 150
- Dimensions: 15 x 10
Heating
- Natural Gas, Hot Water Baseboard
Cooling
- Wall Unit(s)
Appliances
- Included: Dishwasher, Disposal, Refrigerator, Washer, Dryer, Range
Features
- Flooring: Wood
- Basement: Full,Finished
Interior area
- Total interior livable area: 1,636 sqft
Property
Parking
- Parking features: Detached Garage
- Has garage: Yes
- Covered spaces: 2
Features
- Patio & porch: Deck
Lot
- Size: 0.69 Acres
- Dimensions: 100 x 300
- Features: Paved, Sprinkler System
Details
- Additional structures: Shed(s)
- Parcel number: 05212306810
Construction
Type & style
- Home type: SingleFamily
Materials
- Wood Frame/Site Built
Utilities & green energy
- Sewer: Septic Tank
- Water: City
- Utilities for property: Cable Connected
Community & HOA
HOA
- Has HOA: No
Location
- Region: Charlevoix
Financial & listing details
- Price per square foot: $293/sqft
- Tax assessed value: $417,000
- Annual tax amount: $3,952
- Date on market: 5/9/2026
- Road surface type: Paved
Estimated market value
$468,400
$445,000 - $492,000
$2,428/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/8/2026 | Price change | $479,000-4%$293/sqft |
Source:  Northern Michigan MLS #479289 Report a problem | ||
| 5/9/2026 | Listed for sale | $499,000+164%$305/sqft |
Source: Northern Michigan MLS #479289 Report a problem | ||
| 6/22/2018 | Sold | $189,000$116/sqft |
Source: Agent Provided Report a problem | ||
| 6/1/2018 | Listed for sale | $189,000$116/sqft |
Source: Pat O'Brien & Associates - Charlevoix #455422 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,952 +2.7% | $208,500 +20.9% |
| 2024 | $3,849 +4.4% | $172,400 +20.2% |
| 2023 | $3,685 | $143,400 +8.2% |
| 2022 | -- | $132,500 +18.2% |
| 2021 | -- | $112,100 +5.2% |
| 2020 | -- | $106,600 +8.3% |
| 2019 | -- | $98,400 +9.5% |
| 2018 | -- | $89,900 |
| 2017 | -- | $89,900 +9.5% |
| 2016 | -- | $82,100 +2.6% |
| 2015 | -- | $80,000 +6.5% |
| 2014 | -- | $75,100 +2.2% |
| 2013 | -- | $73,499 +2.4% |
| 2012 | -- | $71,777 +2.7% |
| 2011 | -- | $69,890 +1.7% |
| 2010 | -- | $68,722 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 49720
Nearby schools
GreatSchools rating
- 6/10Charlevoix Elementary SchoolGrades: PK-6Distance: 1.2 mi
- 9/10Charlevoix High SchoolGrades: 7-12Distance: 3.2 mi
Schools provided by the listing agent
- District: Charlevoix
Source: Northern Michigan MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Michigan
- Charlevoix County
- Charlevoix
- 49720
- 638 Division St
Nearby cities
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