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    639 Settlers Lane, Bandera, TX 78003

    4beds
    2,316sqft
    Single Family Residence
    Built in 2010
    0.49 Acres Lot
    $526,700 Zestimate®
    $--/sqft
    $2,286 Estimated rent

    Home value

    $526,700

    Estimated sales range

    Not available

    $2,286/mo

    Zestimate® history
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    What's special

    Inviting corner wood-burning fireplaceHalf-acre corner lotProfessionally xeriscaped groundsDedicated office spaceIntelligent split floor planFormal dining roomImpressive boulders
    Hill Country Perfection in Bandera River Ranch, Discover the epitome of Texas Hill Country living in this meticulously maintained home nestled within the prestigious Bandera River Ranch community. 4 Bedrooms, 2 Full Baths | 0.49 Acre Built in 2010 by renowned Regal Construction, this 2,316-square-foot residence sits gracefully on a half-acre corner lot and redefines low-maintenance luxury living. Zero Lawn Care, Maximum Living Imagine never mowing again! The professionally xeriscaped grounds showcase stunning crushed granite pathways, decorative river rock, and impressive boulders, all thoughtfully arranged among drought- and deer-resistant plants, a striking variety of cacti, and majestic mature oak trees. This isn't just landscaping-it's an artfully designed outdoor sanctuary that practically cares for itself, giving you more time to enjoy what truly matters. Outdoor Paradise Spend your evenings where memories are made: entertaining guests on the fabulous covered patio with its charming gazebo, or gathering family and friends around the cozy in-ground fire pit as the Hill Country sun sets. The outdoor living spaces are nothing short of spectacular, designed for the Texas lifestyle you've been dreaming of. Interior Excellence Step inside to discover a thoughtfully designed floor plan that combines elegance with everyday functionality. The spacious great room captivates with soaring vaulted ceilings and an inviting corner wood-burning fireplace-perfect for those crisp Hill Country evenings. The gourmet kitchen is a chef's delight, featuring pristine granite countertops, a convenient center island, a breakfast bar for casual dining, and an impressively large walk-in pantry that will transform your meal preparation experience. The intelligent split floor plan ensures optimal privacy, separating the luxurious primary suite from the two additional bedrooms. The primary bath is a true retreat, complete with a separate soaking tub and shower, an elegant double vanity, and an expansive walk-in closet. The dedicated office space provides the perfect setting for remote work or quiet study, while the formal dining room and breakfast area offer flexibility for every occasion. Premium Features & Amenities Quality is evident in every detail, from the ceiling fans throughout to the custom cabinetry and included appliances. The convenient side-entry two-car garage keeps your vehicles protected from the elements. But the property's true treasure lies in the backyard compound: two additional buildings ideal for storage with electricity, workshop projects, or creative pursuits, plus a dedicated greenhouse for gardening enthusiasts. The updated 50-AMP RV service with septic access makes hosting visiting friends and family a breeze, while privacy fencing ensures your personal oasis remains just that-private. Resort-Style Community Living, Bandera River Ranch isn't just a neighborhood, it's a lifestyle. This stunning 800-acre Hill Country community, home to approximately 350 custom homes, offers resort-caliber amenities that rival those of any vacation destination. Enjoy lazy afternoons at the sparkling community swimming pool and gazebo, challenge neighbors to tennis or basketball at Overview Park, let the kids play at the well-equipped playground with nearby grills and picnic tables, or reserve the large covered pavilion with its outdoor kitchen and grill for your special celebrations. The crown jewel of the community is the breathtaking 24-acre River Park along the pristine Medina River. Three dedicated camping sites with newly renovated tables and grills invite you to experience overnight adventures right on the riverbank-it's like having a private Hill Country resort in your backyard. Two convenient mail centers on River Ranch Drive and Settlers Lane serve as natural community gathering spots, fostering the friendly, connected atmosphere that makes this neighborhood truly special.

    Zillow last checked:

    Listing updated:

    Listed by:

    Kelly Cameron TREC #628296 (210) 859-4700,

    At Home Texas Realty

    Source: LERA MLS,MLS#: 1918303MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 2
    • Full bathrooms: 2
    Primary bedroom
    • Area: 289
    • Dimensions: 17 x 17
    Bedroom 2
    • Area: 156
    • Dimensions: 12 x 13
    Bedroom 3
    • Area: 180
    • Dimensions: 12 x 15
    Bedroom 4
    • Area: 154
    • Dimensions: 14 x 11
    Primary bathroom
    • Features: Tub/Shower Separate
    • Area: 120
    • Dimensions: 12 x 10
    Dining room
    • Area: 238
    • Dimensions: 14 x 17
    Kitchen
    • Area: 210
    • Dimensions: 15 x 14
    Living room
    • Area: 464
    • Dimensions: 16 x 29
    Heating
    • Central, Electric
    Cooling
    • 13-15 SEER AX, Ceiling Fan(s), Central Air
    Appliances
    • Included: Microwave, Range, Disposal, Dishwasher, Water Softener Rented, Electric Water Heater, ENERGY STAR Qualified Appliances
    • Laundry: Main Level, Laundry Room, Washer Hookup, Dryer Connection
    Features
    • One Living Area, Eat-in Kitchen, Kitchen Island, Breakfast Bar, Pantry, Study/Library, Shop, Utility Room Inside, Secondary Bedroom Down, High Ceilings, Open Floorplan, High Speed Internet, All Bedrooms Downstairs, Walk-In Closet(s), Master Downstairs, Ceiling Fan(s), Programmable Thermostat
    • Flooring: Carpet, Ceramic Tile
    • Windows: Double Pane Windows
    • Has basement: No
    • Number of fireplaces: 1
    • Fireplace features: One
    Interior area
    • Total interior livable area: 2,316 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Two Car Garage, RV/Boat Parking
    • Garage spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Patio, Covered
    • Pool features: None, Community
    • Fencing: Privacy
    Lot
    • Size: 0.49 Acres
    • Features: Corner Lot
    • Residential vegetation: Mature Trees
    Details
    • Additional structures: Shed(s), Gazebo, Workshop
    • Parcel number: 11705000010320

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Brick, 4 Sides Masonry, Stone
    • Foundation: Slab
    • Roof: Composition
    Condition
    • Pre-Owned
    • New construction: No
    • Year built: 2010
    Details
    • Builder name: Regal

    Utilities & green energy

    • Electric: BEC
    • Sewer: SEPTIC, Septic
    • Water: Water Connec, Water System
    Green energy
    • Water conservation: Water-Smart Landscaping

    Community & HOA

    Community
    • Features: Tennis Court(s), Clubhouse, Playground, BBQ/Grill, Basketball Court
    • Security: Smoke Detector(s)
    • Subdivision: Bandera River Ranch
    HOA
    • Has HOA: Yes
    • HOA fee: $200 annually
    • HOA name: BANDERA RIVER RANCH
    Location
    • Region: Bandera

    Financial & listing details

    • Tax assessed value: $488,800
    • Annual tax amount: $6,634
    • Date on market: 10/26/2025
    • Cumulative days on market: 36 days
    • Listing terms: Conventional,FHA,VA Loan,Cash,Investors OK
    • Road surface type: Paved

    Price history

    DateEventPrice
    12/8/2025Sold--
    Source: LERA MLS #1918303 Report a problem
    12/2/2025Pending sale$525,000$227/sqft
    Source: LERA MLS #1918303 Report a problem
    11/20/2025Contingent$525,000$227/sqft
    Source: LERA MLS #1918303 Report a problem
    11/13/2025Price change$525,000-4.5%$227/sqft
    Source: LERA MLS #1918303 Report a problem
    10/26/2025Listed for sale$550,000+54.9%$237/sqft
    Source: LERA MLS #1918303 Report a problem
    12/20/2019Sold--
    Source: LERA MLS #44006_1414575 Report a problem
    12/3/2019Pending sale$355,000$153/sqft
    Source: Keller Williams City-View #1414575 Report a problem
    10/26/2019Listed for sale$355,000$153/sqft
    Source: Keller Williams City-View #1414575 Report a problem
    10/22/2019Pending sale$355,000$153/sqft
    Source: Keller Williams City-View #1414575 Report a problem
    9/28/2019Listed for sale$355,000$153/sqft
    Source: Keller Williams City-View #1414575 Report a problem
    6/14/2013Sold--
    Source: LERA MLS #992176 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025-- $439,879 +10%
    2024-- $399,890 +10%
    2023-- $363,536 +10%
    2022-- $330,487 +10%
    2021-- $300,443 +10%
    2020-- $273,130 -11.6%
    2019-- $308,960 +2.6%
    2018-- $301,240 +3.4%
    2017-- $291,258 +10%
    2016-- $264,780 +5.8%
    2015-- $250,240
    2014-- $250,240 +8.8%
    2013-- $230,100
    2012-- $230,100 +1729.1%
    2010-- $12,580 +10%
    2009-- $11,440 +30%
    2008-- $8,800 +64.2%
    2007-- $5,360
    Find assessor info on the county website

    Neighborhood: 78003

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Alkek
    • Middle: Bandera
    • High: Bandera
    • District: Bandera Isd

    Source: LERA MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $526,700
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $526,700