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For sale
  • Price cut: $10K (6/20)
    $785,000

    640 Alto St, Santa Fe, NM 87501

    3beds
    1,725sqft
    : 
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    Single Family Residence
    Built in 1991
    3,484 Square Feet Lot
    $-- Zestimate®
    $455/sqft
    $-- HOA

    What's special

    Small gated communityKiva fireplaceTraditional sw style homeFresh paintUpdated kitchenHigh ceilingsNewer carpet
    $20K price drop plus the seller is willing to contribute towards points buy down/closing costs on this lovely home! Welcome to your own private oasis minutes from the Plaza. The roof was redone in 2025 on this traditional SW style home where flagstone floors greet you when you walk in. Step down into the living room where high ceilings, tall windows, and a kiva fireplace create a cozy and relaxing space. There is a bathroom and bedroom on the bottom floor for easy and comfort. The updated kitchen flows to the dinning room, and outside to the multiple inviting patios with flowers and vines. Upstairs you'll find a suite with a walk through bathroom to the dressing area/office, and a balcony looking out to the mountains. Two more nicely appointed rooms are upstairs, and the laundry has been added to one of the bedrooms. Attached 1 car garage, newer carpet, kitchen and baths with granite countertops, fresh paint, and a newer roof (2025). As you go out the small gated community, art filled streets and the Santa Fe River are right there where you can mosey along the path to the historic Downtown Santa Fe, or over to restaurants and stores. Now is your chance to have a lovely place so close to some of the things that make Santa Fe special. No HOA, and this is a free standing home in a gated community with 3 other 2 story homes.
    328 days
    |
    767
    |
    33
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Laurel Leisher 505-379-6664,

    ERA Summit 505-296-1500

    Source: SFARMLS,MLS#: 202503653MLS LogoOriginating MLS: Albuquerque Board of REALTORS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Bathroom 1
      • Level: First
      • Dimensions: 9x13
      Bathroom 2
      • Level: Second
      • Dimensions: 10x16
      Bathroom 3
      • Level: Second
      • Dimensions: 13x14
      Dining room
      • Level: First
      • Dimensions: 9x13
      Kitchen
      • Level: First
      • Dimensions: 11x16
      Living room
      • Level: Lower
      • Dimensions: 13x14
      Heating
      • Forced Air
      Cooling
      • None
      Appliances
      • Included: Dishwasher, Gas Cooktop, Gas Water Heater, Microwave, Oven, Range, Refrigerator, Water Heater
      Features
      • Interior Steps
      • Windows: Insulated Windows
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Kiva, Wood Burning
      Interior area
      • Total structure area: 1,725
      • Total interior livable area: 1,725 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Garage
      • Attached garage spaces: 1
      Accessibility
      • Accessibility features: Not ADA Compliant
      Features
      • Levels: Two,Multi/Split
      • Stories: 2
      Lot
      • Size: 3,484 Square Feet
      Details
      • Parcel number: 019101263
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Multi-Level,Northern New Mexico
      • Property subtype: Single Family Residence
      Materials
      • Roof: Bitumen,Flat
      Condition
      • Year built: 1991

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Security: Fire Alarm
      HOA
      • Has HOA: Yes
      • Services included: Other, See Remarks
      Location
      • Region: Santa Fe

      Financial & listing details

      • Price per square foot: $455/sqft
      • Tax assessed value: $801,959
      • Annual tax amount: $4,560
      • Date on market: 8/9/2025
      • Listing terms: Cash,Conventional,New Loan
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/20/2026Price change$785,000-1.3%$455/sqft
        Source: SFARMLS #202503653 Report a problem
        4/29/2026Price change$795,000-3.6%$461/sqft
        Source: SFARMLS #202503653 Report a problem
        3/17/2026Price change$825,000-2.4%$478/sqft
        Source: SFARMLS #202503653 Report a problem
        1/14/2026Price change$845,000-3.4%$490/sqft
        Source: SFARMLS #202503653 Report a problem
        12/9/2025Price change$875,000-2.7%$507/sqft
        Source: SFARMLS #202503653 Report a problem
        10/16/2025Price change$899,000-1.7%$521/sqft
        Source: SFARMLS #202503653 Report a problem
        9/23/2025Price change$915,000-1.1%$530/sqft
        Source: SFARMLS #202503653 Report a problem
        8/9/2025Listed for sale$925,000+85.7%$536/sqft
        Source: SFARMLS #202503653 Report a problem
        8/5/2025Listing removed$3,750$2/sqft
        Source: Zillow Rentals Report a problem
        6/3/2025Price change$3,750-5.1%$2/sqft
        Source: Zillow Rentals Report a problem
        4/9/2025Listed for rent$3,950-16.8%$2/sqft
        Source: Zillow Rentals Report a problem
        3/29/2025Listing removed$4,750$3/sqft
        Source: Zillow Rentals Report a problem
        1/28/2025Price change$4,750-4%$3/sqft
        Source: Zillow Rentals Report a problem
        1/6/2025Listed for rent$4,950$3/sqft
        Source: Zillow Rentals Report a problem
        12/12/2024Listing removed$4,950-9.2%$3/sqft
        Source: Zillow Rentals Report a problem
        12/6/2024Listed for rent$5,450$3/sqft
        Source: Zillow Rentals Report a problem
        3/31/2015Sold--
        Source: Agent Provided Report a problem
        1/31/2015Listed for sale$498,000$289/sqft
        Source: Santa Fe Properties #201500321 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,560 +0%$604,444 +3%
        2023$4,559 +2.3%$586,840 +3%
        2022$4,457 +1.6%$569,749 +3%
        2021$4,387 +3.1%$553,155 +209%
        2020$4,254 +1.5%$179,015 +3%
        2019$4,193 +2.3%$173,801 +3%
        2018$4,099 $168,739 +3%
        2017$4,099 +2.6%$163,824 +3%
        2016$3,995 $159,053 +107.4%
        2015$3,995 +121.7%$76,690 +3.1%
        2014$1,801 +23.6%$74,382
        2013$1,458 +3.2%--
        2012$1,412 -1.4%--
        2011$1,433 +4.5%--
        2010$1,372 +5.7%--
        2009$1,298 +4.2%--
        2008$1,245 +7.8%--
        2005$1,155 +9%--
        2004$1,060 -7%--
        2003$1,140 +5.4%--
        2002$1,081 -4.4%--
        2001$1,131 +3.5%--
        2000$1,093 $60,593

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Historic Guadalupe

        Getting around

        86 / 100
        Very Walkable
        70 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Aspen
        • Middle: Aspen Community Magnet School K-8
        • High: Santa Fe

        Source: SFARMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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