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Under contract-no show
  • Price cut: $6K (6/30)
    $674,990

    640 Downshire Rd NW, Concord, NC 28027

    5beds
    3,314sqft
    : 
    $4,135/mo
    Get pre-qualified
    Single Family Residence
    Built in 2026
    0.2 Acres Lot
    $664,500 Zestimate®
    $204/sqft
    $91/mo HOA

    What's special

    Gas fireplaceFront covered porchFamily roomBreakfast areaKitchen islandExtended patioEasily maintainable evp flooring
    Welcome to the Blair in the highly sought after community of Annsborough Park! Walking in from the front covered porch you are greeted with a warm and inviting foyer. Just off the foyer is a formal dining room featuring a tray ceiling and 38" wainscotting. The home opens up to the family room, kitchen and breakfast area. The kitchen is equipped with stainless steel appliances, gas cooktop, exhaust hood, quartz countertops and a kitchen island. The family room is spacious and inviting with a gas fireplace, perfect for colder nights. You'll notice throughout the main living areas of this level is easily maintainable EVP flooring and 5" crown molding. Through the French door is a covered lanai with an extended patio, ideal for entertaining or enjoying a morning coffee. Finishing this level is a main level guest suite with a private bathroom that ensures your guest have the privacy and space they need. Upstairs you are greeted with a loft to add an additional living space. There are three additional bedrooms with two secondary shared bathrooms. The Owners suite is accented with a tray ceiling and 5" crown molding to enhance the elegance. The en-suite is fit for a spa, with a separate tiled deck garden tub and a tiled stadning shower. The dual vanity and private toilet area allows for maximum space and privacy for everyone to get ready in the mornings. Finally, the walk-in closet is spacious and is sure to be able to accomodate any size wardrobe and has access to the laundry room to help make laundry days go smoothly. Welcome to your new home!
    81 days
    |
    25
    |
    1
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Josh Allen jlallen@mihomes.com,

    M/I Homes,

    Mike Cummings,

    M/I Homes

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4384642MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bathroom half
      • Level: Main
      Breakfast
      • Level: Main
      Dining room
      • Level: Main
      Family room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Upper
      Loft
      • Level: Upper
      Heating
      • Forced Air
      Cooling
      • Central Air, Zoned
      Appliances
      • Included: Convection Oven, Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Microwave, Wall Oven
      • Laundry: Electric Dryer Hookup, Laundry Room, Sink, Upper Level, Washer Hookup
      Features
      • Drop Zone, Soaking Tub, Kitchen Island, Open Floorplan, Storage, Walk-In Closet(s), Walk-In Pantry
      • Flooring: Carpet, Tile, Vinyl
      • Doors: French Doors
      • Has basement: No
      • Fireplace features: Family Room
      Interior area
      • Total structure area: 3,314
      • Total interior livable area: 3,314 sqft
      • Finished area above ground: 3,314
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage on Main Level
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Front Porch, Patio, Rear Porch
      • Pool features: Community
      Lot
      • Size: 0.2 Acres
      Details
      • Parcel number: 46816250290000
      • Zoning: RES
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      • Foundation: Slab
      Condition
      • New construction: Yes
      • Year built: 2026
      Details
      • Builder model: Blair - B
      • Builder name: M/I Homes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Features: Cabana, Clubhouse, Game Court, Playground, Sidewalks
      • Security: Carbon Monoxide Detector(s), Fire Sprinkler System, Smoke Detector(s)
      • Subdivision: Annsborough Park
      HOA
      • Has HOA: Yes
      • HOA fee: $273 quarterly
      • HOA name: Keuster Management Group
      Location
      • Region: Concord

      Financial & listing details

      • Price per square foot: $204/sqft
      • Tax assessed value: $140,000
      • Annual tax amount: $58
      • Date on market: 5/21/2026
      • Cumulative days on market: 81 days
      • Listing terms: Cash,Conventional,VA Loan
      • Road surface type: Concrete, Paved

        Estimated market value

        $664,500

        $631,000 - $698,000

        $3,456/mo

        Price history

        DateEventPrice
        6/30/2026Price change$669,000-0.9%$202/sqft
        Source: M/I Homes Report a problem
        6/29/2026Pending sale$674,990$204/sqft
        Source: Canopy MLS as distributed by MLS GRID #4384642 Report a problem
        5/20/2026Price change$674,990-2.9%$204/sqft
        Source: M/I Homes Report a problem
        5/14/2026Price change$695,000-7.1%$210/sqft
        Source: M/I Homes Report a problem
        3/7/2026Listed for sale$748,340$226/sqft
        Source: M/I Homes Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$58 $140,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28027

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        17 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: W.R. Odell
        • Middle: Northwest Cabarrus
        • High: Northwest Cabarrus

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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