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    • Price cut: $5K (7/21)
    $369,000

    640 Encarnacion St, Port Charlotte, FL 33983

    3beds
    2,066sqft
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    Single Family Residence
    Built in 2021
    0.25 Acres Lot
    $360,900 Zestimate®
    $179/sqft
    $17/mo HOA

    What's special

    Studio style makeup areaPrivate patio accessPeacefully serene wooded viewsStylish shared bath accessOpen sunlit floor planNicely fenced side yardIrrigation system
    One or more photo(s) has been virtually staged. DISCOVER YOUR private DREAM HOME in SOUGHT AFTER Deep Creek with a brand new price! This STUNNING 2021 BUILT 3/2/3 featuring a versatile DEN/FLEX/4th bedroom estate offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT backing to a SERENE GREENBELT. EYE CATCHING STONE ACCENTED EXTERIOR, mature landscaping, luxurious gingerbread trim, spacious L SHAPED SCREENED front lanai ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED back LANAI overlooking peacefully serene wooded views. Nicely FENCED SIDE YARD will be perfect for keeping your pets happy and safe with plenty of room to add a POOL, garden and unwind! The CHEF’S KITCHEN is crafted for entertaining or effortless everyday cooking with abundant RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, complimentary DESIGNER HARDWARE, a massive 12 FOOT BREAKFAST BAR, full WALK IN PANTRY, and cozy adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living with private patio access.Retreat to the zen like PRIMARY SUITE featuring a TRAY CEILING with crown molding and comforting ambient lighting with lavish ensuite bath. The SPA INSPIRED ENSUITE bath includes DUAL VANITIES, studio style makeup area, SEAMLESS GLASS SHOWER with dual shower heads, and a nice LARGE WALK IN CLOSET. Guest bedrooms are generously sized with stylish shared bath access. Additional upgrades that add extra value and convenience include IRRIGATION SYSTEM, WATER FILTRATION, GUTTERS, LARGE 3 CAR GARAGE ( bring your toys), oversized laundry room with extra storage.Located in a peaceful DEED RESTRICTED COMMUNITY with LOW HOA FEES and NO FLOOD ZONE concerns, just minutes from dining, entertainment, pristine beaches, Sunseeker Resort, downtown Punta Gorda, I 75, and Punta Gorda Airport.DON’T LET THIS ONE SLIP AWAY ****PRIVACY plus a whole lot more with all the bells and whistles.**** Schedule your private showing TODAY and start living the Florida lifestyle you deserve!
    62 days
    |
    709
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    19
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    Zillow last checked:

    Listing updated:

    Listed by:

    Nick Demers 941-585-3787,

    RE/MAX PALM REALTY 941-889-7654,

    Barbara Brooks 941-286-8669,

    RE/MAX PALM REALTY

    Source: Stellar MLS,MLS#: C7526039MLS LogoOriginating MLS: Port Charlotte

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bonus Room, Den/Library/Office
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 224 Square Feet
      • Dimensions: 16x14
      Bedroom 2
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Bedroom 3
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Primary bathroom
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Bathroom 2
      • Level: First
      • Area: 49.5 Square Feet
      • Dimensions: 9x5.5
      Balcony porch lanai
      • Level: First
      • Area: 203 Square Feet
      • Dimensions: 14.5x14
      Dinette
      • Level: First
      • Area: 99 Square Feet
      • Dimensions: 11x9
      Kitchen
      • Level: First
      • Area: 160 Square Feet
      • Dimensions: 16x10
      Laundry
      • Level: First
      • Area: 77 Square Feet
      • Dimensions: 11x7
      Living room
      • Level: First
      • Area: 442 Square Feet
      • Dimensions: 26x17
      Office
      • Level: First
      • Area: 175 Square Feet
      • Dimensions: 14x12.5
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator
      • Laundry: Inside
      Features
      • Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Porcelain Tile
      • Doors: Sliding Doors
      • Windows: Window Treatments, Hurricane Shutters, Hurricane Shutters/Windows
      • Has fireplace: No
      Interior area
      • Total structure area: 3,075
      • Total interior livable area: 2,066 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener, Golf Cart Garage, Guest, Open, Oversized
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 29x20
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Rear Porch, Screened
      • Exterior features: Dog Run, Irrigation System, Private Yard, Rain Gutters
      • Fencing: Chain Link
      • Has view: Yes
      • View description: Park/Greenbelt, Trees/Woods
      Lot
      • Size: 0.25 Acres
      • Features: Corner Lot, Near Golf Course, Oversized Lot
      • Residential vegetation: Mature Landscaping
      Details
      • Additional structures: Kennel/Dog Run
      • Parcel number: 402303358001
      • Zoning: RSF3.5
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • Block, Stone, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Fire Hydrant, Public, Street Lights

      Community & HOA

      Community
      • Features: Deed Restrictions, Golf, Park, Playground, Sidewalks
      • Pet fee: $0 monthly
      • Subdivision: PUNTA GORDA ISLES SEC 20
      HOA
      • Has HOA: Yes
      • HOA fee: $17 monthly
      • HOA name: Deb Barett
      • HOA phone: 941-627-6562
      Location
      • Region: Port Charlotte

      Financial & listing details

      • Price per square foot: $179/sqft
      • Tax assessed value: $413,710
      • Annual tax amount: $5,021
      • Date on market: 5/20/2026
      • Cumulative days on market: 250 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $360,900

        $343,000 - $379,000

        $2,350/mo

        Price history

        DateEventPrice
        7/21/2026Price change$369,000-1.3%$179/sqft
        Source: Stellar MLS #C7526039 Report a problem
        7/10/2026Price change$374,000-0.3%$181/sqft
        Source: Stellar MLS #C7526039 Report a problem
        6/9/2026Price change$375,000-6%$182/sqft
        Source: Stellar MLS #C7526039 Report a problem
        5/20/2026Listed for sale$399,000$193/sqft
        Source: Stellar MLS #C7526039 Report a problem
        5/11/2026Listing removed$399,000$193/sqft
        Source: Florida Gulf Coast MLS #2026002097 Report a problem
        5/1/2026Price change$399,000-1.7%$193/sqft
        Source: Florida Gulf Coast MLS #2026002097 Report a problem
        4/27/2026Price change$405,9980%$197/sqft
        Source: Florida Gulf Coast MLS #2026002097 Report a problem
        4/8/2026Price change$405,999-2.4%$197/sqft
        Source: Florida Gulf Coast MLS #2026002097 Report a problem
        4/6/2026Price change$415,999-1%$201/sqft
        Source: Florida Gulf Coast MLS #2026002097 Report a problem
        3/23/2026Price change$419,9980%$203/sqft
        Source: Florida Gulf Coast MLS #2026002097 Report a problem
        3/8/2026Price change$419,999-1.2%$203/sqft
        Source: Florida Gulf Coast MLS #2026002097 Report a problem
        3/1/2026Price change$424,9940%$206/sqft
        Source: Florida Gulf Coast MLS #2026002097 Report a problem
        2/21/2026Price change$424,9950%$206/sqft
        Source: Florida Gulf Coast MLS #2026002097 Report a problem
        2/13/2026Price change$424,9960%$206/sqft
        Source: Florida Gulf Coast MLS #2026002097 Report a problem
        2/9/2026Price change$424,998+0%$206/sqft
        Source: Stellar MLS #A4670334 Report a problem
        2/9/2026Price change$424,9970%$206/sqft
        Source: Florida Gulf Coast MLS #2026002097 Report a problem
        2/4/2026Price change$424,9980%$206/sqft
        Source: Florida Gulf Coast MLS #2026002097 Report a problem
        1/9/2026Price change$424,999-4.5%$206/sqft
        Source: Stellar MLS #A4670334 Report a problem
        11/15/2025Price change$444,998-0.2%$215/sqft
        Source: Florida Gulf Coast MLS #2025007602 Report a problem
        10/16/2025Price change$445,9980%$216/sqft
        Source: Florida Gulf Coast MLS #2025007602 Report a problem
        10/13/2025Price change$445,9990%$216/sqft
        Source: Florida Gulf Coast MLS #2025007602 Report a problem
        9/11/2025Price change$446,000-0.2%$216/sqft
        Source: Florida Gulf Coast MLS #2025007602 Report a problem
        9/2/2025Listed for sale$447,000-1.1%$216/sqft
        Source: Florida Gulf Coast MLS #2025007602 Report a problem
        8/18/2025Listing removed$451,900$219/sqft
        Source: Stellar MLS #A4655821 Report a problem
        7/18/2025Listed for sale$451,900+68.5%$219/sqft
        Source: Stellar MLS #A4655821 Report a problem
        5/19/2021Sold$268,200+1390%$130/sqft
        Source: Public Record Report a problem
        4/8/2020Sold$18,000+361.5%$9/sqft
        Source: Public Record Report a problem
        3/20/2019Sold$3,900$2/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,021 +2.4%$311,422 +2.9%
        2024$4,903 +0.4%$302,645 +3%
        2023$4,883 +5.8%$293,830 +3%
        2022$4,615 +722.5%$285,272 +1764.5%
        2021$561 +11.6%$15,300 +25%
        2020$503 +20.3%$12,240 +242.2%
        2019$418 +8.2%$3,577 +10%
        2018$386 $3,252 -58.6%
        2017$386 +4.2%$7,863 +192.6%
        2016$371 +0.3%$2,687 +10%
        2015$370 +7.6%$2,443 +10%
        2014$344 +882.4%$2,221 +16.1%
        2013$35 +7.6%$1,913 -18.2%
        2012$33 -17.4%$2,338
        2011$39 -36.3%$2,338 -35.3%
        2010$62 -27%$3,613 -32%
        2009$85 $5,313
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33983

        Getting around

        2 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Deep Creek Elementary
        • Middle: Punta Gorda Middle
        • High: Charlotte High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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