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For salePrice cut: $1K (10/9)
$361,000
4beds
2,066sqft

640 ENCARNACION STREET, PUNTA GORDA, FL 33983

4beds
2,066sqft
Single Family Residence
Built in 2021
0.25 Acres Lot
$354,700 Zestimate®
$175/sqft
$17/mo HOA

What's special

Studio style makeup areaPrivate patio accessPeacefully serene wooded viewsOpen sunlit floor planNicely fenced side yardIrrigation systemZen like primary suite

One or more photo(s) has been virtually staged. Virtually staged *** BRAND NEW PRICE*** Check out this STUNNING 2021 BUILT 3 bedroom /2 Bath/ with large 3 CAR GARAGE featuring an additional versatile DEN/FLEX/4th bedroom! RELAX in STYLE...This incredible estate offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT plus a LOW HOMEOWNER's INSURANCE COST ( no Flood zone) for this awesome home in prestigious deed restricted community of Deep Creek backing up to a SERENE GREENBELT. EYE CATCHING STONE ACCENTED EXTERIOR, mature landscaping, luxurious gingerbread trim, spacious L SHAPED SCREENED front lanai ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED back LANAI overlooking peacefully serene wooded views. Nicely FENCED SIDE YARD will be perfect for keeping your pets happy and safe with plenty of room to add a POOL, garden and unwind! The CHEF’S KITCHEN is crafted for entertaining or effortless everyday cooking with abundant RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, complimentary DESIGNER HARDWARE, a massive 12 FOOT BREAKFAST BAR, full WALK IN PANTRY, and cozy adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living with private patio access.Retreat to the zen like PRIMARY SUITE featuring a TRAY CEILING with crown molding and comforting ambient lighting with lavish ensuite bath. The SPA INSPIRED ENSUITE bath includes DUAL VANITIES, studio style makeup area, SEAMLESS GLASS SHOWER with dual shower heads, and a nice LARGE WALK IN CLOSET. Guest bedrooms are generously sized with stylish shared bath access. Additional upgrades that add extra value and convenience include IRRIGATION SYSTEM, WATER FILTRATION, GUTTERS, LARGE 3 CAR GARAGE (great for toys or storage), oversized laundry room with extra storage. Enjoy Peace of mind with this home that's never had any roof leaks, damage from storms and is all up to code! Located in a peaceful DEED RESTRICTED COMMUNITY with LOW HOA FEES and NO FLOOD ZONE concerns, just minutes from dining, entertainment, pristine beaches, SunSeekers' Resort, downtown Punta Gorda, I-75, and Punta Gorda Airport. Schedule your private showing TODAY and start living the Florida lifestyle you deserve!

172 days
737
30
Source: Stellar MLS,MLS#: C7526039MLS LogoOriginating MLS: Port Charlotte
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Nick Demers 941-585-3787,

RE/MAX PALM REALTY 941-889-7654,

Barbara Brooks 941-286-8669,

RE/MAX PALM REALTY

Source: Stellar MLS,MLS#: C7526039MLS LogoOriginating MLS: Port Charlotte

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
Rooms
  • Room types: Den/Library/Office
Primary bedroom
  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 224 Square Feet
  • Dimensions: 16x14
Bedroom 2
  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 144 Square Feet
  • Dimensions: 12x12
Bedroom 3
  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 144 Square Feet
  • Dimensions: 12x12
Primary bathroom
  • Level: First
  • Area: 110 Square Feet
  • Dimensions: 11x10
Bathroom 2
  • Level: First
  • Area: 49.5 Square Feet
  • Dimensions: 9x5.5
Balcony porch lanai
  • Level: First
  • Area: 203 Square Feet
  • Dimensions: 14.5x14
Dinette
  • Level: First
  • Area: 99 Square Feet
  • Dimensions: 11x9
Kitchen
  • Level: First
  • Area: 160 Square Feet
  • Dimensions: 16x10
Laundry
  • Level: First
  • Area: 77 Square Feet
  • Dimensions: 11x7
Living room
  • Level: First
  • Area: 442 Square Feet
  • Dimensions: 26x17
Office
  • Level: First
  • Area: 175 Square Feet
  • Dimensions: 14x12.5
Heating
  • Central
Cooling
  • Central Air
Appliances
  • Included: Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator
  • Laundry: Inside
Features
  • Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
  • Flooring: Carpet, Porcelain Tile
  • Doors: Sliding Doors
  • Windows: Window Treatments, Hurricane Shutters, Hurricane Shutters/Windows
  • Has fireplace: No
Interior area
  • Total structure area: 3,075
  • Total interior livable area: 2,066 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 3
  • Parking features: Driveway, Garage Door Opener, Golf Cart Garage, Guest, Open, Oversized
  • Attached garage spaces: 3
  • Has uncovered spaces: Yes
  • Details: Garage Dimensions: 29x20
Features
  • Levels: One
  • Stories: 1
  • Patio & porch: Covered, Front Porch, Rear Porch, Screened
  • Exterior features: Dog Run, Irrigation System, Private Yard, Rain Gutters
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Park/Greenbelt, Trees/Woods
Lot
  • Size: 0.25 Acres
  • Features: Corner Lot, Near Golf Course, Oversized Lot
  • Residential vegetation: Mature Landscaping
Details
  • Additional structures: Kennel/Dog Run
  • Parcel number: 402303358001
  • Zoning: RSF3.5
  • Special conditions: None

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subtype: Single Family Residence
Materials
  • Block, Stone, Stucco
  • Foundation: Slab
  • Roof: Shingle
Condition
  • New construction: No
  • Year built: 2021

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Connected, Electricity Connected, Fire Hydrant, Public, Street Lights

Community & HOA

Community
  • Features: Deed Restrictions, Golf, Park, Playground, Sidewalks
  • Pet fee: $0 monthly
  • Subdivision: PUNTA GORDA ISLES SEC 20
HOA
  • Has HOA: Yes
  • HOA fee: $17 monthly
  • HOA name: Deb Barett
  • HOA phone: 941-627-6562
Location
  • Region: Port Charlotte

Financial & listing details

  • Price per square foot: $175/sqft
  • Tax assessed value: $413,710
  • Annual tax amount: $5,021
  • Date on market: 5/20/2026
  • Cumulative days on market: 359 days
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Ownership: Fee Simple
  • Total actual rent: 0
  • Electric utility on property: Yes
  • Road surface type: Paved

Price history

DateEventPrice
10/9/2026Price change$361,000-0.3%$175/sqft
Source: Stellar MLS #C7526039 Report a problem
9/15/2026Price change$362,000-1.5%$175/sqft
Source: Stellar MLS #C7526039 Report a problem
8/19/2026Price change$367,500-0.1%$178/sqft
Source: Stellar MLS #C7526039 Report a problem
8/6/2026Price change$368,000-0.3%$178/sqft
Source: Stellar MLS #C7526039 Report a problem
7/21/2026Price change$369,000-1.3%$179/sqft
Source: Stellar MLS #C7526039 Report a problem
7/10/2026Price change$374,000-0.3%$181/sqft
Source: Stellar MLS #C7526039 Report a problem
6/9/2026Price change$375,000-6%$182/sqft
Source: Stellar MLS #C7526039 Report a problem
5/20/2026Listed for sale$399,000$193/sqft
Source: Stellar MLS #C7526039 Report a problem
5/11/2026Listing removed$399,000$193/sqft
Source: Florida Gulf Coast MLS #2026002097 Report a problem
5/1/2026Price change$399,000-1.7%$193/sqft
Source: Florida Gulf Coast MLS #2026002097 Report a problem
4/27/2026Price change$405,9980%$197/sqft
Source: Florida Gulf Coast MLS #2026002097 Report a problem
4/8/2026Price change$405,999-2.4%$197/sqft
Source: Florida Gulf Coast MLS #2026002097 Report a problem
4/6/2026Price change$415,999-1%$201/sqft
Source: Florida Gulf Coast MLS #2026002097 Report a problem
3/23/2026Price change$419,9980%$203/sqft
Source: Florida Gulf Coast MLS #2026002097 Report a problem
3/8/2026Price change$419,999-1.2%$203/sqft
Source: Florida Gulf Coast MLS #2026002097 Report a problem
3/1/2026Price change$424,9940%$206/sqft
Source: Florida Gulf Coast MLS #2026002097 Report a problem
2/21/2026Price change$424,9950%$206/sqft
Source: Florida Gulf Coast MLS #2026002097 Report a problem
2/13/2026Price change$424,9960%$206/sqft
Source: Florida Gulf Coast MLS #2026002097 Report a problem
2/9/2026Price change$424,998+0%$206/sqft
Source: Stellar MLS #A4670334 Report a problem
2/9/2026Price change$424,9970%$206/sqft
Source: Florida Gulf Coast MLS #2026002097 Report a problem
2/4/2026Price change$424,9980%$206/sqft
Source: Florida Gulf Coast MLS #2026002097 Report a problem
1/9/2026Price change$424,999-4.5%$206/sqft
Source: Stellar MLS #A4670334 Report a problem
11/15/2025Price change$444,998-0.2%$215/sqft
Source: Florida Gulf Coast MLS #2025007602 Report a problem
10/16/2025Price change$445,9980%$216/sqft
Source: Florida Gulf Coast MLS #2025007602 Report a problem
10/13/2025Listed for sale$445,999+66.3%$216/sqft
Source: Florida Gulf Coast MLS #2025007602 Report a problem
5/19/2021Sold$268,200+1390%$130/sqft
Source: Public Record Report a problem
4/8/2020Sold$18,000+361.5%$9/sqft
Source: Public Record Report a problem
3/20/2019Sold$3,900$2/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$5,021 +2.4%$311,422 +2.9%
2024$4,903 +0.4%$302,645 +3%
2023$4,883 +5.8%$293,830 +3%
2022$4,615 +722.5%$285,272 +1764.5%
2021$561 +11.6%$15,300 +25%
2020$503 +20.3%$12,240 +242.2%
2019$418 +8.2%$3,577 +10%
2018$386 $3,252 -58.6%
2017$386 +4.2%$7,863 +192.6%
2016$371 +0.3%$2,687 +10%
2015$370 +7.6%$2,443 +10%
2014$344 +882.4%$2,221 +16.1%
2013$35 +7.6%$1,913 -18.2%
2012$33 -17.4%$2,338
2011$39 -36.3%$2,338 -35.3%
2010$62 -27%$3,613 -32%
2009$85 $5,313
Find assessor info on the county website

Monthly payment

Est. payment
$2,359/mo
Principal & interest
$1867
Property taxes
$475
HOA Fees
$17
More affordability toolsChevron Right

Estimated market value

$354,700

$337,000 - $372,000

$2,417/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 33983

Nearby schools

Deep Creek Elementary School
Grades PK-5 • 2.3 miles
7/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
8/10
Punta Gorda Middle School
Grades 6-8 • 6.4 miles
6/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
6/10
Charlotte High School
Grades 9-12 • 6.5 miles
5/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
6/10
Student Progress Rating
3/10

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