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Under contract
    • Price cut: $25.5K (7/8)
    $699,000

    640 Garden Branch Rd, Franklin, NC 28734

    3beds
    2,372sqft
    : 
    $4,117/mo
    Get pre-qualified
    Residential, Cabin
    Built in 2022
    2.34 Acres Lot
    $673,200 Zestimate®
    $295/sqft
    $29/mo HOA

    What's special

    Sweeping layered mountain viewsSoaring tongue-and-groove ceilingsExpansive deckOpen floor planOne-car garagePanoramic viewsStone wood-burning fireplace
    PRICE IMPROVEMENT!! Set in Wayah Valley at 2,600 ft elevation, this 2.36 acre property offers exceptional privacy and sweeping, layered mountain views in the heart of Nantahala National Forest, with endless hiking just minutes away. The expansive deck is the perfect place to take in the scenery and enjoy the quiet. Designed for both full-time living and short-term rental potential, the 3-bedroom, 3.5-bath home spans three levels, giving each floor its own sense of space and privacy. Inside, the open floor plan features soaring tongue-and-groove ceilings, oversized windows that frame the views, and a stone wood-burning fireplace for classic mountain character. Hardwood floors run through the upper levels, while the kitchen, baths, and laundry showcase imported flooring from Liverpool, England. Recent upgrades include a new radon mitigation system, new termite bond, new UV filtration system, and Starlink internet that conveys. Includes a one-car garage. An additional 3.2 acres is available for purchase. A hard-to-find blend of seclusion, panoramic views, and true connection to the outdoors, all set in the scenic mountains of Western North Carolina.
    118 days
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    115
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    2
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jessica Stanley,

    Keller Williams Realty Of Franklin

    Source: Carolina Smokies MLS,MLS#: 26046948

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      • Area: 160.08
      • Dimensions: 13.8 x 11.6
      Bedroom 2
      • Level: Second
      • Area: 135.63
      • Dimensions: 12.11 x 11.2
      Bedroom 3
      • Level: Basement
      • Area: 145.22
      • Dimensions: 13.7 x 10.6
      Dining room
      • Level: First
      Family room
      • Area: 367.5
      • Dimensions: 24.5 x 15
      Kitchen
      • Level: First
      • Area: 136.89
      • Dimensions: 11.7 x 11.7
      Living room
      • Level: First
      • Area: 325.12
      • Dimensions: 25.4 x 12.8
      Office
      • Level: Second
      • Area: 63.2
      • Dimensions: 8 x 7.9
      Heating
      • Electric, Wood, Heat Pump
      Cooling
      • Central Electric, Heat Pump
      Appliances
      • Included: Dishwasher, Exhaust Fan, Microwave, Electric Oven/Range, Refrigerator, Electric Water Heater
      • Laundry: First Level
      Features
      • Bonus Room, Breakfast Bar, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Ceramic Tile Bath, Kitchen Island, Living/Dining Room, Main Level Living, Primary w/Ensuite, Primary on Main Level, Open Floorplan, Pantry, Rec/Game Room, Split Bedroom, Walk-In Closet(s)
      • Flooring: Vinyl, Hardwood, Ceramic Tile, Luxury Vinyl Plank
      • Doors: Doors-Insulated
      • Windows: Insulated Windows
      • Basement: Full,Finished,Heated,Exterior Entry,Interior Entry,Finished Bath,Lower/Terrace
      • Attic: None
      • Has fireplace: Yes
      • Fireplace features: Wood Burning, Stone
      Interior area
      • Total structure area: 2,372
      • Total interior livable area: 2,372 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Garage-Single Detached, Garage Door Opener
      • Garage spaces: 1
      Features
      • Patio & porch: Deck, Porch, Screened Porch/Deck
      • Has view: Yes
      • View description: Long Range View, View Year Round
      Lot
      • Size: 2.34 Acres
      • Features: Private
      • Residential vegetation: Partially Wooded
      Details
      • Parcel number: 6564176135
      • Other equipment: Dehumidifier

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin,Custom
      • Property subtype: Residential, Cabin
      Materials
      • Hardboard
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • Year built: 2022

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well, Private
      • Utilities for property: Cell Service Available

      Community & HOA

      Community
      • Subdivision: Garden Branch
      HOA
      • HOA fee: $350 annually
      Location
      • Region: Franklin

      Financial & listing details

      • Price per square foot: $295/sqft
      • Tax assessed value: $613,400
      • Annual tax amount: $2,074
      • Date on market: 4/18/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved, Dirt

        Estimated market value

        $673,200

        $640,000 - $707,000

        $2,797/mo

        Price history

        DateEventPrice
        7/19/2026Contingent$699,000$295/sqft
        Source: Carolina Smokies MLS #26046948 Report a problem
        7/8/2026Price change$699,000-3.5%$295/sqft
        Source: Carolina Smokies MLS #26046948 Report a problem
        6/2/2026Price change$724,500-3.4%$305/sqft
        Source: Carolina Smokies MLS #26046948 Report a problem
        4/18/2026Listed for sale$750,000+13.6%$316/sqft
        Source: Carolina Smokies MLS #26046948 Report a problem
        11/22/2024Sold$660,000+2.3%$278/sqft
        Source: Carolina Smokies MLS #26038031 Report a problem
        10/16/2024Contingent$645,000$272/sqft
        Source: Carolina Smokies MLS #26038031 Report a problem
        10/7/2024Listed for sale$645,000+1272.3%$272/sqft
        Source: Carolina Smokies MLS #26038031 Report a problem
        12/10/2020Sold$47,000$20/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,075 $613,400
        2024$2,075 +0.6%$613,400
        2023$2,063 +2634.5%$613,400 +3741%
        2022$75 $15,970
        2021$75 +5.7%$15,970
        2020$71 $15,970
        2019$71 $15,970 -19.1%
        2018$71 -13.2%$19,730
        2017$82 $19,730
        2016$82 $19,730
        2015$82 $19,730 -40.8%
        2014$82 $33,310
        2013$82 $33,310
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 28734

        Getting around

        0 / 100
        Car-Dependent
        4 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cartoogechaye
        • Middle: Macon Middle
        • High: Franklin

        Source: Carolina Smokies MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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