UNIQUE LAKE JAMES OPPORTUNITY—an exceptional multi-parcel package on one of Indiana’s most sought-after all-sports lakes. Enjoy level lakefront, a sandy beach, a private pier, and an unbeatable location along one of Lake James’ most desirable stretches. You’re also within walking distance to the popular Four Corners area with restaurants, a bait store, and a donut shop. This offering includes two parcels on LN 440 with two remodeled homes and a detached garage, plus two additional parcels on Bay View Rd featuring a 64×30 storage building—a rare setup for lake living, guest space, storage, and parking. Parcel One – Lakefront Home: provides 1,992 sq ft with 5 bedrooms and 2.5 baths. The main level includes the living/dining area, kitchen, two bedrooms, enclosed sun porch, laundry, 1.5 baths, composite deck, and stamped concrete patio—ideal for everyday living and easy entertaining. The upper level offers three bedrooms and a full bath. Guest House: offers 576 sq ft with a kitchen, living/dining area, 2 bedrooms, and a full bath—perfect for extended family, overflow guests, or rental potential. All furniture, furnishings, and appliances from both homes are included. Parcel Two – Garage: A fully insulated, air-conditioned 32×24 three-car garage with walk-up upper-level storage—excellent for vehicles, lake toys, and hobbies. Bay View Rd Parcels: Located at 3825 N Bay View Rd, the 64×30 heated and finished garage on .27 acres provides outstanding storage capacity and additional parking. Great potential for Airbnb and boat storage income. A truly one-of-a-kind Lake James package—multiple parcels, remodeled homes, abundant storage, level lakefront, and a prime location near beloved lake amenities.
Active
Price cut: $301K (10/21)
$1,699,000
640 Ln 440 Lake James, Angola, IN 46703
5beds
1,992sqft
Single Family Residence
Built in 1900
10,018 Square Feet Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Sandy beachLevel lakefrontDetached garageEnclosed sun porchWalk-up upper-level storagePrivate pierComposite deck
- 59 days
- 648
- 23
Zillow last checked:
Listing updated:
Listed by:
Barbara Hendrick Cell:260-833-4698,
Coldwell Banker Real Estate Group
Source: IRMLS,MLS#: 202638130
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Bedroom 1
- Level: Main
Bedroom 2
- Level: Upper
Dining room
- Level: Main
- Area: 110
- Dimensions: 11 x 10
Kitchen
- Level: Main
- Area: 160
- Dimensions: 16 x 10
Living room
- Level: Main
- Area: 325
- Dimensions: 25 x 13
Heating
- Hot Water
Cooling
- Central Air, Window Unit(s)
Appliances
- Included: Disposal, Dishwasher, Microwave, Refrigerator, Washer, Dryer-Electric, Exhaust Fan, Electric Range, Gas Water Heater
- Laundry: Main Level
Features
- Breakfast Bar, Ceiling Fan(s), Walk-In Closet(s), Guest Quarters, Open Floorplan
- Flooring: Carpet, Vinyl
- Windows: Skylight(s), Window Treatments
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: None
Interior area
- Total structure area: 1,992
- Total interior livable area: 1,992 sqft
- Finished area above ground: 1,992
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Detached
- Garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio, Enclosed
- Exterior features: Workshop
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Waterfront, Lake, Pier/Dock, Private Beach, Lake Front, Ski Lake
- Body of water: Lake James
- Frontage length: Channel/Canal Frontage(0),Water Frontage(66)
Lot
- Size: 10,018 Square Feet
- Dimensions: 66x160x54x173
- Features: Level, Lake, Landscaped
Details
- Additional structures: Pole/Post Building
- Additional parcels included: 7606-04-220-308.000-011
- Parcel number: 760604220208.000011
- Zoning: L1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Shingle
Condition
- New construction: No
- Year built: 1900
Utilities & green energy
- Sewer: Regional
- Water: Well
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Old Ford
Location
- Region: Angola
Financial & listing details
- Tax assessed value: $862,300
- Annual tax amount: $8,570
- Date on market: 9/15/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/21/2026 | Price change | $1,699,000-15% |
Source:  IRMLS #202638130 Report a problem | ||
| 9/15/2026 | Listed for sale | $2,000,000+110.5% |
Source: IRMLS #202638130 Report a problem | ||
| 1/26/2023 | Sold | $950,000+36.7% |
Source: IRMLS #202302292 Report a problem | ||
| 11/3/2017 | Listing removed | $695,000$349/sqft |
Source: Mike Thomas Associates #201735991 Report a problem | ||
| 9/8/2017 | Price change | $695,000-8.4%$349/sqft |
Source: Mike Thomas Associates #201735991 Report a problem | ||
| 8/4/2017 | Listed for sale | $759,000+2.7%$381/sqft |
Source: Mike Thomas Associates #201735991 Report a problem | ||
| 2/3/2017 | Price change | $739,000-1.3%$371/sqft |
Source: Owner Report a problem | ||
| 8/19/2016 | Price change | $749,000-11.8%$376/sqft |
Source: Owner Report a problem | ||
| 6/2/2016 | Listed for sale | $849,000$426/sqft |
Source: Owner Report a problem | ||
| 11/9/2015 | Listing removed | $849,000$426/sqft |
Source: Owner Report a problem | ||
| 10/1/2015 | Listed for sale | $849,000$426/sqft |
Source: Owner Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,752 +87.5% | $862,300 -2.4% |
| 2024 | $4,135 +2.8% | $883,200 +9.6% |
| 2023 | $4,024 +11.5% | $805,800 +9.7% |
| 2022 | $3,608 +15.4% | $734,500 +14.4% |
| 2021 | $3,126 +3.6% | $641,900 +11.1% |
| 2020 | $3,019 -4% | $578,000 +8.6% |
| 2019 | $3,145 +7.3% | $532,100 +1% |
| 2018 | $2,930 +0.1% | $527,000 +8.6% |
| 2017 | $2,928 +14.3% | $485,100 +0.2% |
| 2016 | $2,563 -16.4% | $484,100 +0.7% |
| 2014 | $3,066 -8.2% | $480,700 -0.2% |
| 2013 | $3,338 +4.8% | $481,800 +0.9% |
| 2012 | $3,185 -1.7% | $477,500 -0.4% |
| 2011 | $3,241 +5.8% | $479,600 +1.6% |
| 2010 | $3,064 +5.1% | $471,900 -4.1% |
| 2009 | $2,914 -20.9% | $492,300 -1.5% |
| 2007 | $3,686 -14.5% | $499,800 +10.4% |
| 2006 | $4,311 | $452,900 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 46703
Nearby schools
Schools provided by the listing agent
- Elementary: Ryan Park
- Middle: Angola
- High: Angola
- District: MSD of Steuben County
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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