This adorable 3 bedroom, 2.5 bathroom split bedroom ranch is one you don't want to miss out on. This is the kind of home that makes you want to host everything—birthday parties, backyard barbecues, even random Tuesday night gatherings. The front porch sets the tone, the open living room invites you inside and the farmhouse sink, plus island seating, make the kitchen the real MVP. Out back? The IN-GROUND POOL, a screened porch for lazy afternoons, and a fenced yard for both privacy and play. When you need to step out, Concord offers ample options for dining, shopping, entertainment and parks galore. The only thing missing? You. The icing on the cake is the sellers loan is assumable. Please ask for more details. Schedule your private viewing today!
Closed
$340,000
640 Loch Lomond Cir, Concord, NC 28025
3beds
1,259sqft
Single Family Residence
Built in 2002
0.22 Acres Lot
$335,300 Zestimate®
$270/sqft
$1,968 Estimated rent
Home value
$335,300
$312,000 - $362,000
$1,968/mo
Zestimate® history
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$2,273/mo
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Zillow last checked:
Listing updated:
Listed by:
Nicole Redmond nickyredmond2@gmail.com,
G2 Real Estate
Bought with:
Chris Simmons
Keller Williams South Park
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4290569
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Primary bedroom
- Features: Ceiling Fan(s)
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Kitchen
- Features: Kitchen Island
- Level: Main
Living room
- Features: Ceiling Fan(s)
- Level: Main
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Dishwasher, Electric Range, Microwave, Plumbed For Ice Maker
- Laundry: In Kitchen, Laundry Closet
Features
- Attic Other, Kitchen Island, Pantry, Walk-In Closet(s)
- Flooring: Laminate, Tile, Wood
- Doors: Storm Door(s)
- Windows: Insulated Windows
- Has basement: No
- Attic: Other
Interior area
- Total structure area: 1,259
- Total interior livable area: 1,259 sqft
- Finished area above ground: 1,259
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Front Porch, Screened
- Exterior features: Other - See Remarks
- Has private pool: Yes
- Pool features: In Ground, Outdoor Pool
- Fencing: Back Yard,Wood
Lot
- Size: 0.22 Acres
- Dimensions: 70 x 143 x 70 x 143
- Features: Level, Sloped, Wooded
Details
- Parcel number: 55383459870000
- Zoning: LDR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl
- Foundation: Crawl Space
- Roof: Shingle
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Security: Security System
- Subdivision: St Andrews
HOA
- Has HOA: Yes
- HOA fee: $190 annually
- HOA name: Cedar Management
- HOA phone: 704-644-8808
Location
- Region: Concord
Financial & listing details
- Price per square foot: $270/sqft
- Tax assessed value: $347,930
- Annual tax amount: $2,387
- Date on market: 8/10/2025
- Cumulative days on market: 4 days
- Listing terms: Assumable,Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 9/2/2025 | Sold | $340,000+3%$270/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4290569 Report a problem | ||
| 8/11/2025 | Listed for sale | $330,000+10%$262/sqft |
Source: Canopy MLS as distributed by MLS GRID #4290569 Report a problem | ||
| 12/16/2021 | Sold | $300,000+5.3%$238/sqft |
Source: Canopy MLS as distributed by MLS GRID #3804985 Report a problem | ||
| 11/14/2021 | Pending sale | $285,000$226/sqft |
Source: Canopy MLS as distributed by MLS GRID #3804985 Report a problem | ||
| 11/12/2021 | Listed for sale | $285,000+159.1%$226/sqft |
Source: Canopy MLS as distributed by MLS GRID #3804985 Report a problem | ||
| 3/31/2003 | Sold | $110,000+331.4%$87/sqft |
Source: Public Record Report a problem | ||
| 8/2/2002 | Sold | $25,500$20/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,387 | $347,930 |
| 2024 | $2,387 +37.6% | $347,930 +70.5% |
| 2023 | $1,735 +2.4% | $204,120 |
| 2022 | $1,694 +10.7% | $204,120 +8.7% |
| 2021 | $1,530 +30.4% | $187,790 +30.4% |
| 2019 | $1,174 +15.3% | $144,020 +6.8% |
| 2018 | $1,018 | $134,870 |
| 2017 | $1,018 | $134,870 +7.8% |
| 2016 | $1,018 | $125,080 |
| 2015 | $1,018 +9.3% | $125,080 |
| 2014 | $932 | $125,080 |
| 2013 | -- | $125,080 |
| 2012 | -- | $125,080 +1.3% |
| 2011 | -- | $123,430 |
| 2010 | -- | $123,430 |
| 2009 | -- | $123,430 +1.3% |
| 2008 | -- | $121,900 +12.4% |
| 2007 | -- | $108,470 |
| 2006 | -- | $108,470 |
| 2005 | -- | $108,470 |
| 2004 | -- | $108,470 +14.2% |
| 2003 | -- | $94,990 +399.9% |
| 2002 | -- | $19,000 |
Find assessor info on the county website
Neighborhood: 28025
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Nearby schools
GreatSchools rating
- 5/10A T Allen ElementaryGrades: K-5Distance: 3 mi
- 5/10C. C. Griffin Middle SchoolGrades: 6-8Distance: 3.1 mi
- 4/10Central Cabarrus HighGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: Patriots
- Middle: C.C. Griffin
- High: Central Cabarrus
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$335,300
Get a cash offer in 3 minutes
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Estimated market value
$335,300
- North Carolina
- Cabarrus County
- Concord
- 28025
- 640 Loch Lomond Cir
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