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Active
    • Price cut: $20K (7/8)
    $379,900

    640 Main St N APT 42, Stillwater, MN 55082

    2beds
    1,278sqft
    : 
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    (CC) High Rise (4+ Levels)
    Built in 2005
    -- sqft lot
    $378,600 Zestimate®
    $297/sqft
    $835/mo HOA

    What's special

    Spacious primary suiteTwo-story condoSoaring ceilingsOpen-concept layoutSeparate tub and showerLight bright and expansiveDouble vanity
    “Welcome to 640 Main Street North, right in the heart of Stillwater, known for its historic charm, boutique shopping, incredible dining, riverfront trails, and year-round events that make this town feel alive in every season. This is a two-story condo with soaring ceilings and an open-concept layout that feels light, bright, and expansive the moment you walk in. Natural light pours through the space, and those river views? Absolutely stunning, whether it’s summer boats on the water or winter’s quiet beauty. The main level is ideal for entertaining with seamless flow between kitchen, dining, and living, plus a private deck to enjoy your morning coffee overlooking the St. Croix. Upstairs, you’ll find a spacious primary suite, double vanity, separate tub and shower, and flexible space for your primary bedroom, along with space for a home office. The main flex room can be used for an office, guest suite. With two indoor heated parking spots, EV hookup, and an HOA that covers heat, Wi-Fi, and cable, this truly is lock-and-leave living — right in one of the most walkable, lifestyle-driven communities in the Twin Cities.”
    127 days
    |
    1,161
    |
    27
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sandra Dewall, GRI, CLHMS 651-248-6516,

    Real Broker, LLC

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7026075MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Bedroom
      • Level: Upper
      • Area: 384 Square Feet
      • Dimensions: 16x24
      Bedroom 2
      • Level: Main
      • Area: 100 Square Feet
      • Dimensions: 10x10
      Dining room
      • Level: Main
      • Area: 66 Square Feet
      • Dimensions: 11x6
      Kitchen
      • Level: Main
      • Area: 80 Square Feet
      • Dimensions: 8x10
      Living room
      • Level: Main
      • Area: 195 Square Feet
      • Dimensions: 15x13
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Humidifier, Microwave, Range, Refrigerator, Washer
      • Laundry: Laundry Closet, Main Level
      Features
      • Basement: None
      • Number of fireplaces: 1
      • Fireplace features: Gas, Living Room
      Interior area
      • Total structure area: 1,278
      • Total interior livable area: 1,278 sqft
      • Finished area above ground: 1,278
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Assigned, Concrete, Electric Vehicle Charging Station(s), Guest, Heated Garage, Tuckunder Garage
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck
      Lot
      • Size: 8,276 Square Feet
      Details
      • Foundation area: 878
      • Parcel number: 2803020120211
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: (CC) High Rise (4+ Levels)
      • Attached to another structure: Yes
      Materials
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Gas: Natural Gas
      • Sewer: City Sewer/Connected
      • Water: City Water/Connected

      Community & HOA

      HOA
      • Has HOA: Yes
      • Amenities included: Car Wash, Elevator(s), Lobby Entrance, Security Building
      • Services included: Maintenance Structure, Hazard Insurance, Heating, Maintenance Grounds, Professional Mgmt, Sanitation, Security System
      • HOA fee: $835 monthly
      • HOA name: COMMUNITY ASSOCIATION GROUP
      • HOA phone: 651-351-8301
      Location
      • Region: Stillwater

      Financial & listing details

      • Price per square foot: $297/sqft
      • Tax assessed value: $441,800
      • Annual tax amount: $5,092
      • Date on market: 3/5/2026
      • Cumulative days on market: 196 days
      • Road surface type: Paved

        Estimated market value

        $378,600

        $360,000 - $398,000

        $2,072/mo

        Price history

        DateEventPrice
        7/8/2026Price change$379,900-5%$297/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7026075 Report a problem
        7/6/2026Listing removed$2,999$2/sqft
        Source: Zillow Rentals Report a problem
        5/26/2026Price change$399,900-2.5%$313/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7026075 Report a problem
        5/23/2026Listed for rent$2,999+20%$2/sqft
        Source: Zillow Rentals Report a problem
        4/13/2026Price change$410,000-6.6%$321/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7026075 Report a problem
        3/12/2026Listed for sale$439,000-2.2%$344/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7026075 Report a problem
        2/20/2026Listing removed$449,000$351/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6773749 Report a problem
        1/5/2026Price change$449,000-3.4%$351/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6773749 Report a problem
        12/22/2025Listing removed$2,499$2/sqft
        Source: Zillow Rentals Report a problem
        12/4/2025Price change$465,000-1%$364/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6773749 Report a problem
        10/26/2025Price change$2,499-21.9%$2/sqft
        Source: Zillow Rentals Report a problem
        10/19/2025Listed for rent$3,200$3/sqft
        Source: Zillow Rentals Report a problem
        10/8/2025Price change$469,900-1.1%$368/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6773749 Report a problem
        8/17/2025Listed for sale$475,000-4.8%$372/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6773749 Report a problem
        8/12/2025Listing removed$499,000$390/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6766749 Report a problem
        8/5/2025Listed for sale$499,000-5.7%$390/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6766749 Report a problem
        6/8/2025Listing removed--
        Source: Owner Report a problem
        3/8/2025Listed for sale$529,000+97.4%$414/sqft
        Source: Owner Report a problem
        10/25/2017Sold$268,000-7.6%$210/sqft
        Source: NorthstarMLS as distributed by MLS GRID #4872035 Report a problem
        9/30/2017Pending sale$289,900$227/sqft
        Source: Coldwell Banker Burnet - Crocus Hill #4872035 Report a problem
        9/18/2017Price change$289,900-14.5%$227/sqft
        Source: Coldwell Banker Burnet - Crocus Hill #4872035 Report a problem
        9/6/2017Listed for sale$339,000+47.4%$265/sqft
        Source: Coldwell Banker Burnet - Crocus Hill #4872035 Report a problem
        9/6/2016Sold$230,000+0%$180/sqft
        Source: NorthstarMLS as distributed by MLS GRID #4697446 Report a problem
        8/5/2016Pending sale$229,900$180/sqft
        Source: RE/MAX Results #4697446 Report a problem
        7/11/2016Listed for sale$229,900-0.5%$180/sqft
        Source: RE/MAX Results #4697446 Report a problem
        6/16/2006Sold$231,000$181/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,092 +14.4%$435,900 +4.2%
        2024$4,452 +16.1%$418,200 +16.5%
        2023$3,834 +3.5%$359,000 +16.1%
        2022$3,706 +6%$309,100 -2.6%
        2021$3,496 +4.7%$317,400 +8.1%
        2020$3,338 $293,600
        2019$3,338 $293,600 +9.1%
        2018$3,338 +4.2%$269,200 +14.8%
        2017$3,204 +133.5%$234,500 +47%
        2016$1,372 -34.3%$159,500
        2015$2,088 $159,500 +26%
        2013$2,088 +15.6%$126,600 -5.1%
        2012$1,806 $133,400 -2.8%
        2011$1,806 +1.1%$137,200 -23.4%
        2010$1,786 -20.8%$179,200
        2009$2,254 --
        2008$2,254 -11%--
        2007$2,532 -17%--
        2006$3,052 --

        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Downtown

        Getting around

        69 / 100
        Somewhat Walkable
        51 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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