Experience downtown Stillwater living in this distinctive two-level condo offering the space and privacy of a townhome in a highly desirable, walkable location near the St. Croix River. The open main level features a spacious living area, well-appointed kitchen and plenty of room to entertain, plus a flexible bonus room ideal for a home office or overnight guest space. Upstairs, enjoy a spacious private primary suite with St. Croix River views.
Located in the heart of historic downtown Stillwater, you can walk to restaurants, boutiques, coffee shops, riverfront parks, trails and the St. Croix River. A private entrance, attached garage and flexible two-level layout make this an ideal primary residence, weekend retreat or lock-and-leave home.
HOA dues include heat, water, trash, cable, internet and building insurance, consolidating many typical homeowner expenses into one monthly payment. The association also maintains a healthy reserve fund for future repairs and improvements. A rare opportunity for low-maintenance condo living in Stillwater, MN, with river views and downtown amenities just outside your door.
Active
$379,900
640 Main St N APT 42, Stillwater, MN 55082
2beds
1,278sqft
(CC) High Rise (4+ Levels)
Built in 2005
-- sqft lot
$377,300 Zestimate®
$297/sqft
$835/mo HOA
What's special
- 15 days
- 831
- 19
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Sandra Dewall, GRI, CLHMS 651-248-6516,
Real Broker, LLC
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7126087
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bedroom
- Level: Upper
- Area: 384 Square Feet
- Dimensions: 16x24
Bedroom 2
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10x10
Dining room
- Level: Main
- Area: 66 Square Feet
- Dimensions: 11x6
Kitchen
- Level: Main
- Area: 80 Square Feet
- Dimensions: 8x10
Living room
- Level: Main
- Area: 195 Square Feet
- Dimensions: 15x13
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Chandelier, Cooktop, Dishwasher, Dryer, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
- Laundry: Laundry Closet, Main Level
Features
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total structure area: 1,278
- Total interior livable area: 1,278 sqft
- Finished area above ground: 1,278
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Assigned, Electric Vehicle Charging Station(s), Guest, Heated Garage, Parking Lot, Paved Lot, Tuckunder Garage, Underground
- Attached garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: River View
Lot
- Size: 8,276 Square Feet
- Dimensions: 8276
Details
- Foundation area: 878
- Parcel number: 2803020120211
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: Condo
- Property subtype: (CC) High Rise (4+ Levels)
- Attached to another structure: Yes
Materials
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Cic 242
HOA
- Has HOA: Yes
- Amenities included: Car Wash, Common Garden, Elevator(s), Lobby Entrance
- Services included: Hazard Insurance, Heating, Lawn Care, Parking, Professional Mgmt, Sanitation, Security System, Snow Removal
- HOA fee: $835 monthly
- HOA name: COMMUNITY ASSOCIATION GROUP
- HOA phone: 651-351-8301
Location
- Region: Stillwater
Financial & listing details
- Price per square foot: $297/sqft
- Tax assessed value: $441,800
- Annual tax amount: $5,133
- Date on market: 8/13/2026
- Cumulative days on market: 333 days
- Road surface type: Paved
Estimated market value
$377,300
$358,000 - $396,000
$2,360/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/20/2026 | Listed for sale | $379,900$297/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7126087 Report a problem | ||
| 8/3/2026 | Listing removed | $379,900$297/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7026075 Report a problem | ||
| 7/8/2026 | Price change | $379,900-5%$297/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7026075 Report a problem | ||
| 7/6/2026 | Listing removed | $2,999$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/26/2026 | Price change | $399,900-2.5%$313/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7026075 Report a problem | ||
| 5/23/2026 | Listed for rent | $2,999+20%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/13/2026 | Price change | $410,000-6.6%$321/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7026075 Report a problem | ||
| 3/12/2026 | Listed for sale | $439,000-2.2%$344/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7026075 Report a problem | ||
| 2/20/2026 | Listing removed | $449,000$351/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6773749 Report a problem | ||
| 1/5/2026 | Price change | $449,000-3.4%$351/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6773749 Report a problem | ||
| 12/22/2025 | Listing removed | $2,499$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 12/4/2025 | Price change | $465,000-1%$364/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6773749 Report a problem | ||
| 10/26/2025 | Price change | $2,499-21.9%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/19/2025 | Listed for rent | $3,200$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/8/2025 | Price change | $469,900-1.1%$368/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6773749 Report a problem | ||
| 8/17/2025 | Listed for sale | $475,000-4.8%$372/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6773749 Report a problem | ||
| 8/12/2025 | Listing removed | $499,000$390/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6766749 Report a problem | ||
| 8/5/2025 | Listed for sale | $499,000-5.7%$390/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6766749 Report a problem | ||
| 6/8/2025 | Listing removed | -- |
Source: Owner Report a problem | ||
| 3/8/2025 | Listed for sale | $529,000+97.4%$414/sqft |
Source: Owner Report a problem | ||
| 10/25/2017 | Sold | $268,000-7.6%$210/sqft |
Source: NorthstarMLS as distributed by MLS GRID #4872035 Report a problem | ||
| 9/30/2017 | Pending sale | $289,900$227/sqft |
Source: Coldwell Banker Burnet - Crocus Hill #4872035 Report a problem | ||
| 9/18/2017 | Price change | $289,900-14.5%$227/sqft |
Source: Coldwell Banker Burnet - Crocus Hill #4872035 Report a problem | ||
| 9/6/2017 | Listed for sale | $339,000+47.5%$265/sqft |
Source: Coldwell Banker Burnet - Crocus Hill #4872035 Report a problem | ||
| 9/8/2016 | Listing removed | $229,9000%$180/sqft |
Source: RE/MAX Results #4697446 Report a problem | ||
| 9/6/2016 | Sold | $230,000-0.4%$180/sqft |
Source: NorthstarMLS as distributed by MLS GRID #4697446 Report a problem | ||
| 6/16/2006 | Sold | $231,000$181/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,092 +14.4% | $435,900 +4.2% |
| 2024 | $4,452 +16.1% | $418,200 +16.5% |
| 2023 | $3,834 +3.5% | $359,000 +16.1% |
| 2022 | $3,706 +6% | $309,100 -2.6% |
| 2021 | $3,496 +4.7% | $317,400 +8.1% |
| 2020 | $3,338 | $293,600 |
| 2019 | $3,338 | $293,600 +9.1% |
| 2018 | $3,338 +4.2% | $269,200 +14.8% |
| 2017 | $3,204 +133.5% | $234,500 +47% |
| 2016 | $1,372 -34.3% | $159,500 |
| 2015 | $2,088 | $159,500 +26% |
| 2013 | $2,088 +15.6% | $126,600 -5.1% |
| 2012 | $1,806 | $133,400 -2.8% |
| 2011 | $1,806 +1.1% | $137,200 -23.4% |
| 2010 | $1,786 -20.8% | $179,200 |
| 2009 | $2,254 | -- |
| 2008 | $2,254 -11% | -- |
| 2007 | $2,532 -17% | -- |
| 2006 | $3,052 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Downtown
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