Pending

Price cut: $49K (6/23)

$949,888

640 N 15th St, San Jose, CA 95112

3beds

1,286sqft

Get pre-qualified

Single Family Residence, Residential

Built in 1940

5,125 Square Feet Lot

$-- Zestimate^®

$739/sqft

$-- HOA

What's special

Large detached garageLarge primary bedroom additionAttached covered deckExtra storage shedCentral hvac

Character meets modern comfort in this beautifully updated 3BR/2BA home. This 3 bedroom home functions as a 2 bedroom with the second bedroom attached as part of the extra large primary bedroom, great for nursery, office, etc. Original 1940 craftsmanship shines alongside thoughtful improvements, including an updated kitchen with eating area, a large primary bedroom addition - all completed with permits, central HVAC and Solar. Cozy up by the fireplace in the living room or step out onto the attached covered deck. A large detached garage and extra storage shed rounds out this wonderful property. Close to San Jose State University, downtown dining and entertainment, and with easy access to major freeways - location doesn't get better than this. Whether you're an owner-occupant or savvy investor, this is a rare opportunity in one of San Jose's most desirable neighborhoods.

45 days

618

25

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Bathroom

Features: PrimaryStallShowers, ShowerandTub, ShoweroverTub1

Dining room

Features: EatinKitchen, NoFormalDiningRoom

Family room

Features: NoFamilyRoom

Kitchen

Features: ExhaustFan

Heating

Central Forced Air Gas

Cooling

Central Air

Appliances

Included: Gas Cooktop, Exhaust Fan, Disposal, Microwave, Built In Oven
Laundry: In Utility Room

Features

Flooring: Carpet, Laminate, Tile
Number of fireplaces: 1
Fireplace features: Living Room, Wood Burning

Interior area

Total structure area: 1,286
Total interior livable area: 1,286 sqft

Video & virtual tour

Property

Parking

Total spaces: 2
Parking features: Detached, On Street
Garage spaces: 2

Features

Stories: 1
Fencing: Back Yard

Lot

Size: 5,125 Square Feet

Details

Additional structures: Sheds
Parcel number: 24929045
Zoning: R2
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence, Residential

Materials

Foundation: Concrete Perimeter, Crawl Space
Roof: Composition, Shingle

Condition

New construction: No
Year built: 1940

Utilities & green energy

Gas: PublicUtilities
Sewer: Public Sewer
Water: Public
Utilities for property: Public Utilities, Water Public, Solar

Community & HOA

Location

Region: San Jose

Financial & listing details

Price per square foot: $739/sqft
Tax assessed value: $192,635
Annual tax amount: $3,872
Date on market: 6/3/2026
Listing agreement: ExclusiveRightToSell
Listing terms: FHA, CashorConventionalLoan

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/27/2026	Pending sale	$949,888$739/sqft
Source: MLSListings Inc #ML82049053 Report a problem
6/23/2026	Price change	$949,888-4.9%$739/sqft
Source: MLSListings Inc #ML82049053 Report a problem
6/3/2026	Listed for sale	$998,888$777/sqft
Source: MLSListings Inc #ML82049053 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,872 +3%	$192,635 +2%
2024	$3,760 +3.1%	$188,858 +2%
2023	$3,648 +1.2%	$185,156 +2%
2022	$3,604 +3.8%	$181,527 +2%
2021	$3,473 +3.6%	$177,969 +1%
2020	$3,352	$176,145 +2%
2019	$3,352 +4.8%	$172,692 +2%
2018	$3,197	$169,307 +2%
2017	$3,197 +1.3%	$165,988 +2%
2016	$3,157 +5.9%	$162,735 +1.5%
2015	$2,981	$160,292 +2%
2014	$2,981	$157,154 +0.5%
2013	--	$156,445 +2%
2012	--	$153,379 +2%
2011	--	$150,373 +0.8%
2010	--	$149,250 -0.2%
2009	--	$149,605 +2%
2008	--	$146,672 +2%
2007	--	$143,797 +60.7%
2006	--	$89,478 +2%
2005	--	$87,724 +2%
2004	--	$86,005 +1.9%
2003	--	$84,429 +2%
2002	--	$82,774 +2%
2001	--	$81,152

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified

Climate risks

Neighborhood: Downtown

Getting around

74 / 100

Very Walkable

50 / 100

Good Transit

91 / 100

Biker's Paradise

Nearby schools

GreatSchools rating

2/10
Empire Gardens Elementary School
Grades: K-5Distance: 0.5 mi
4/10
Muwekma Ohlone Middle
Grades: 6-8Distance: 0.9 mi
5/10
San Jose High School
Grades: 9-12Distance: 0.8 mi

Schools provided by the listing agent

District: SanJoseUnified

Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.