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  • $895,000

    640 Neck Road, China, ME 04358

    4beds
    3,722sqft
    : 
    $5,626/mo
    Get pre-qualified
    Single Family Residence
    Built in 1987
    4.43 Acres Lot
    $847,300 Zestimate®
    $240/sqft
    $-- HOA

    What's special

    **OPEN HOUSE FRIDAY 8/21 4-6PM** Privately set on nearly 4.5 acres along the shores of China Lake, this distinctive three-story home combines thoughtful design, waterfront living, and a rare sense of seclusion. Inside, soaring ceilings and an extraordinary arrangement of windows fill the living room with light and frame the landscape, while hardwood floors, warm woodwork, and a stately brick hearth balance its scale. The spacious kitchen features abundant cabinetry and workspace, flowing naturally into the dining and living areas. The second floor includes three generous bedrooms, two full bathrooms, a laundry hookup, and exceptional built-in storage. Naturally insulating cork flooring keeps each bedroom comfortable underfoot through every season. A sweeping staircase leads to the spacious third floor, where vaulted ceilings create an inviting setting for a home library, studio, or peaceful retreat. A fourth bedroom completes the level, giving guests a space of their own. The finished basement adds a built-in entertainment area with generous space for recreation and hobbies. The unfinished section includes a second laundry hookup and flexible space for storage or a future workshop. Outside, mature landscaping and open lawn blend into the wooded surroundings. A switchback path winds through the trees to 232± feet of private lake frontage and a dock. The wraparound porch and spacious deck provide inviting places to enjoy the grounds from home. Years of thoughtful care are evident inside and out. Though it feels wonderfully removed, Waterville and Augusta are both about 20 minutes away, keeping shopping and everyday amenities within an easy drive.
    4 days
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    613
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    44
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    Zillow last checked:

    Listing updated:

    Listed by:

    Better Homes & Gardens Real Estate/The Masiello Group

    Source: Maine Listings,MLS#: 1676617MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Bedroom 1
      • Features: Closet, Full Bath, Separate Shower, Soaking Tub
      • Level: Second
      Bedroom 2
      • Features: Closet
      • Level: Second
      Bedroom 3
      • Features: Closet
      • Level: Second
      Bedroom 4
      • Features: Cathedral Ceiling(s), Closet
      • Level: Third
      Bonus room
      • Features: Built-in Features, Cathedral Ceiling(s)
      • Level: Third
      Den
      • Features: Built-in Features, Closet
      • Level: Basement
      Dining room
      • Features: Built-in Features, Dining Area
      • Level: First
      Kitchen
      • Features: Eat-in Kitchen, Kitchen Island, Pantry
      • Level: First
      Living room
      • Features: Cathedral Ceiling(s), Heat Stove
      • Level: First
      Heating
      • Baseboard, Heat Pump, Hot Water, Zoned, Pellet Stove
      Cooling
      • Heat Pump
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Electric Range, Refrigerator
      Features
      • Bathtub, Pantry, Shower, Storage, Primary Bedroom w/Bath
      • Flooring: Tile, Combination, Hardwood
      • Windows: Double Pane Windows
      • Basement: Bulkhead,Interior Entry,Finished,Full
      • Has fireplace: No
      Interior area
      • Total structure area: 3,722
      • Total interior livable area: 3,722 sqft
      • Finished area above ground: 3,022
      • Finished area below ground: 700

      Property

      Parking
      • Parking features: Gravel, 5 - 10 Spaces, On Site
      Features
      • Patio & porch: Deck, Porch
      • Has view: Yes
      • View description: Scenic
      • Body of water: China Lake
      • Frontage length: Waterfrontage: 232,Waterfrontage Owned: 232
      Lot
      • Size: 4.43 Acres
      • Features: Near Public Beach, Near Town, Rural, Level, Open Lot, Rolling Slope, Landscaped, Wooded
      Details
      • Additional structures: Shed(s)
      • Parcel number: CHINM42B030
      • Zoning: Shoreland
      • Other equipment: Generator, Internet Access Available

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Wood Frame, Wood Siding
      • Foundation: Poured Concrete
      • Roof: Shingle
      Condition
      • Year built: 1987

      Utilities & green energy

      • Electric: Circuit Breakers, Generator Hookup
      • Sewer: Septic Tank
      • Water: Private, Well
      Green energy
      • Energy efficient items: Ceiling Fans, Insulated Foundation, Thermostat
      • Water conservation: Air Exchanger

      Community & HOA

      Community
      • Security: Air Radon Mitigation System
      Location
      • Region: China

      Financial & listing details

      • Price per square foot: $240/sqft
      • Tax assessed value: $598,900
      • Annual tax amount: $7,272
      • Date on market: 8/21/2026

        Estimated market value

        $847,300

        $805,000 - $890,000

        $3,276/mo

        Price history

        DateEventPrice
        8/21/2026Listed for sale$895,000$240/sqft
        Source: Maine Listings #1676617 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$7,007 +9.3%$598,900 +14.6%
        2023$6,408 +1.7%$522,700
        2022$6,299 +1.1%$522,700 +20.8%
        2021$6,232 +13.4%$432,800 +17.4%
        2020$5,494 -4.6%$368,700 +4.4%
        2019$5,756 +5.6%$353,100 +2.3%
        2018$5,451 -0.6%$345,000
        2017$5,486 +2.6%$345,000
        2016$5,348 -0.6%$345,000
        2015$5,382 +3.3%$345,000
        2014$5,210 $345,000 -13.4%
        2009-- $398,500
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        Climate risks

        Neighborhood: 04358

        Getting around

        0 / 100
        Car-Dependent
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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