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  • $460,000

    640 Pearces Frd, Oswego, IL 60543

    5beds
    2,275sqft
    Single Family Residence
    Built in 1998
    0.25 Acres Lot
    $472,100 Zestimate®
    $202/sqft
    $3,501 Estimated rent

    Home value

    $472,100

    $430,000 - $519,000

    $3,501/mo

    Zestimate® history
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    What's special

    Hot water dispenserRecessed lightingMain bedroom suiteFantastic curb appealLarge eat-in table areaPantry cabinetPalladian windows
    Fantastic home has it all -- spacious 2,884 FINISHED SQUARE FEET, including finished basement, with FIVE (5) BEDROOMS, 3 full bathrooms (one on first floor), and a HUGE MAINTENANCE-FREE TREX DECK. Beautiful premium stacked stone and shutters creates FANTASTIC CURB APPEAL which welcomes you to this WONDERFUL HOME in DESIRED PONDS AT MILL RACE CREEK. See yourself relaxing on your huge deck with fire pit overlooking the scenic backyard view. MODERN WARMTH OF NEUTRAL TONES and GORGEOUS HARDWOOD/TILE FLOORS greet you inside this home featuring a DRAMATIC TWO-STORY FAMILY ROOM with fireplace, custom built-in cabinets, ceiling fan, and big palladian windows. In the LIGHT AND BRIGHT OPEN KITCHEN you discover STYLISH KITCHEN UPDATES, including STAINLESS STEEL APPLIANCES, tile backsplash, WHITE CUSTOM CABINETS, black cabinet knobs, granite countertops, LARGE PENNINSULA WORK COUNTER with breakfast bar for stools, hot water dispenser, a desk, and pantry cabinet. Kitchen opens to a LARGE EAT-IN TABLE AREA with newer leaded glass door to access the deck. Large FIRST FLOOR 5TH BEDROOM ideal for in-law or related living, which can also be used as a home office, is conveniently located adjacent to the 3rd updated full bathroom with step-in shower and grab bars. Across from the 5th bedroom is the well located laundry closet with INCLUDED MATCHING SAMSUNG WASHER and DRYER, storage cabinets, and shelving for your laundry supplies. Open floor plan/circular flow through two-story hardwood floored foyer and two-story family room, kitchen, formal dining room, and living room with chair rail makes for awesome entertaining. Formal dining room is connected to the kitchen for easy meal service and leads into the living room. Up the wood railing staircase and across the dramatic catwalk bridge you enter the private and spacious MAIN BEDROOM SUITE which features vaulted ceilings, sitting area, ceiling fan, a BIG UPDATED EN SUITE BATHROOM with two sinks, LARGE CORNER WHIRPOOL TUB, separate tiled shower, toilet area, and a WALK-IN ADJOINING CLOSET. Three (3) more upstairs bedrooms, all with ceiling fans and spacious closets, add to this five bedroom home. The 3 secondary upstairs bedrooms, one with walk-in closet, are effectively served by the 2nd full bathroom with double sinks and tiled soaking tub surround. GREAT FINISHED BASEMENT with recreation and seating areas, glass door cabinets, and recessed lighting. Basement also has separate storage area with shelving. Professionally landscaped backyard and maintenance-free Trex deck with fire pit for your OUTSIDE ENTERTAINING ENJOYMENT, rounds out this TRULY DELIGHTFUL HOME. NEW DRIVEWAY (2024), new carpeting first floor and stairs (2025), new water softener (2021), REPLACEMENT ARCHITECTURAL SHINGLE ROOF (2019) with 130 mph wind resistance rating, siding (2019), gutters (2019), LENNOX HIGH-EFFICIENCY FURNACE AND AIR CONDITIONER, Rheem Performance Platinum water heater, quality replacement Andersen windows, newer leaded glass kitchen door, and garage door/opener. This home is PERFECT FOR YOUR FAMILY and entertaining! AWESOME CENTRAL OSWEGO LOCATION is convenient to DOWNTOWN OSWEGO and US Route 34 (Ogden Avenue) SHOPPING/DINING. Other amenities such as nearby playgrounds, soccer fields, basketball courts, tennis courts, baseball fields, ponds, and Waubonise Trail walking/running/biking paths make this the perfect location for all your recreational wants! HIGHLY DESIRED OSWEGO DISTRICT 308 SCHOOLS, including within view from backyard Old Post Elementary School and nearby Thompson Junior High School. Looking for fully MOVE-IN READY with ALL APPLIANCES stay - MAKE THIS BEAUTY YOUR PERFECT NEW HOME NOW!

    Zillow last checked:

    Listing updated:

    Listing courtesy of:

    John Stich 630-319-0130,

    Worth Clark Realty

    Bought with:

    Brandon Blankenship

    Keller Williams Premiere Properties

    Source: MRED as distributed by MLS GRID,MLS#: 12309902MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 3
    • Full bathrooms: 3
    Primary bedroom
    • Features: Flooring (Carpet), Window Treatments (Curtains/Drapes), Bathroom (Full, Double Sink, Whirlpool & Sep Shwr)
    • Level: Second
    • Area: 247 Square Feet
    • Dimensions: 19X13
    Bedroom 2
    • Features: Flooring (Carpet), Window Treatments (Curtains/Drapes)
    • Level: Second
    • Area: 130 Square Feet
    • Dimensions: 13X10
    Bedroom 3
    • Features: Flooring (Carpet), Window Treatments (Curtains/Drapes)
    • Level: Second
    • Area: 132 Square Feet
    • Dimensions: 12X11
    Bedroom 4
    • Features: Flooring (Carpet), Window Treatments (Curtains/Drapes)
    • Level: Second
    • Area: 121 Square Feet
    • Dimensions: 11X11
    Bedroom 5
    • Features: Flooring (Carpet), Window Treatments (Blinds)
    • Level: Main
    • Area: 130 Square Feet
    • Dimensions: 13X10
    Dining room
    • Features: Flooring (Carpet), Window Treatments (Curtains/Drapes)
    • Level: Main
    • Area: 110 Square Feet
    • Dimensions: 11X10
    Family room
    • Features: Flooring (Hardwood), Window Treatments (Blinds, Palladian Windows)
    • Level: Main
    • Area: 224 Square Feet
    • Dimensions: 16X14
    Foyer
    • Features: Flooring (Hardwood), Window Treatments (Blinds)
    • Level: Main
    • Area: 84 Square Feet
    • Dimensions: 12X7
    Kitchen
    • Features: Kitchen (Eating Area-Table Space, Granite Counters, Pantry, Updated Kitchen), Flooring (Ceramic Tile), Window Treatments (Blinds)
    • Level: Main
    • Area: 176 Square Feet
    • Dimensions: 16X11
    Laundry
    • Features: Flooring (Vinyl)
    • Level: Main
    • Area: 24 Square Feet
    • Dimensions: 6X4
    Living room
    • Features: Flooring (Carpet), Window Treatments (Curtains/Drapes)
    • Level: Main
    • Area: 156 Square Feet
    • Dimensions: 13X12
    Recreation room
    • Features: Flooring (Carpet)
    • Level: Basement
    • Area: 576 Square Feet
    • Dimensions: 18X32
    Walk in closet
    • Features: Flooring (Carpet)
    • Level: Second
    • Area: 30 Square Feet
    • Dimensions: 6X5
    Heating
    • Natural Gas
    Cooling
    • Central Air
    Appliances
    • Included: Range, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Softener Owned, Humidifier, Gas Water Heater
    • Laundry: Main Level, Gas Dryer Hookup, Electric Dryer Hookup, In Unit, Laundry Closet
    Features
    • Cathedral Ceiling(s), 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Walk-In Closet(s), Open Floorplan, Granite Counters, Replacement Windows
    • Flooring: Hardwood
    • Windows: Replacement Windows
    • Basement: Finished,Partial
    • Attic: Full
    • Number of fireplaces: 1
    • Fireplace features: Gas Log, Family Room
    Interior area
    • Total structure area: 926
    • Total interior livable area: 2,275 sqft
    • Finished area below ground: 609

    Property

    Parking
    • Total spaces: 2
    • Parking features: Asphalt, Garage Door Opener, Garage Owned, Attached, Garage
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Stories: 2
    • Patio & porch: Deck
    Lot
    • Size: 0.25 Acres
    • Dimensions: 89X123X55X123
    • Features: Landscaped, Mature Trees, Backs to Open Grnd
    Details
    • Parcel number: 0309116007
    • Special conditions: None
    • Other equipment: Water-Softener Owned, TV-Cable, Ceiling Fan(s), Sump Pump, Radon Mitigation System

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding, Stone
    • Foundation: Concrete Perimeter
    • Roof: Asphalt
    Condition
    • New construction: No
    • Year built: 1998

    Utilities & green energy

    • Electric: Circuit Breakers, 200+ Amp Service
    • Sewer: Public Sewer, Storm Sewer
    • Water: Public

    Community & neighborhood

    Security
    • Security features: Carbon Monoxide Detector(s), Closed Circuit Camera(s)
    Community
    • Community features: Park, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
    Location
    • Region: Oswego
    • Subdivision: Ponds At Mill Race Creek

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $60 monthly
    • Services included: Insurance

    Other

    Other facts
    • Listing terms: Conventional
    • Ownership: Fee Simple w/ HO Assn.

    Price history

    DateEventPrice
    5/1/2025Sold$460,000-1.9%$202/sqft
    Source: MRED as distributed by MLS GRID #12309902 Report a problem
    4/30/2025Pending sale$468,999$206/sqft
    Source: MRED as distributed by MLS GRID #12309902 Report a problem
    3/21/2025Contingent$468,999$206/sqft
    Source: MRED as distributed by MLS GRID #12309902 Report a problem
    3/13/2025Listed for sale$468,999+28.5%$206/sqft
    Source: MRED as distributed by MLS GRID #12309902 Report a problem
    12/28/2021Sold$365,000+39.3%$160/sqft
    Source: Public Record Report a problem
    12/1/2018Listing removed$2,300$1/sqft
    Source: RE/MAX Professionals Select #09878290 Report a problem
    8/1/2018Listed for rent$2,300$1/sqft
    Source: RE/MAX Professionals Select #09878290 Report a problem
    4/9/2018Listing removed$2,300$1/sqft
    Source: RE/MAX Professionals Select #09878290 Report a problem
    3/8/2018Listed for rent$2,300$1/sqft
    Source: RE/MAX Professionals Select #09878290 Report a problem
    7/10/2017Sold$262,000-4.7%$115/sqft
    Source: MRED as distributed by MLS GRID #09633268 Report a problem
    5/29/2017Pending sale$274,900$121/sqft
    Source: Baird & Warner #09633268 Report a problem
    5/20/2017Listed for sale$274,900-8.1%$121/sqft
    Source: Baird & Warner #09633268 Report a problem
    9/15/2005Sold$299,000+31.7%$131/sqft
    Source: Public Record Report a problem
    1/18/2002Sold$227,000+5.6%$100/sqft
    Source: Public Record Report a problem
    8/3/2000Sold$215,000+13.2%$95/sqft
    Source: Public Record Report a problem
    9/12/1997Sold$190,000$84/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$9,837 +4.5%$128,234 +13%
    2023$9,414 +7.3%$113,481 +10%
    2022$8,774 +3.7%$103,164 +7%
    2021$8,460 +2.2%$96,415 +3%
    2020$8,278 +1.8%$93,607 +3%
    2019$8,130 $90,892 +4.1%
    2018$8,130 +1.4%$87,333 +3.7%
    2017$8,015 +0.7%$84,182 +2%
    2016$7,960 -1.6%$82,531 +3%
    2015$8,086 $80,127 +3%
    2014$8,086 $77,793 -1%
    2013-- $78,579 -2%
    2012-- $80,207 -3%
    2011-- $82,688 -5%
    2010-- $87,039 -2%
    2009-- $88,835 -6.5%
    2008-- $94,978 +3%
    2007-- $92,212
    2006$6,569 $92,212 +6.7%
    2005-- $86,422 +6.5%
    2004$5,876 +10.6%$81,148 +4.1%
    2003$5,312 $77,976 +8.5%
    2002$5,312 +5.5%$71,867 +2.9%
    2001$5,033 +2.9%$69,841 +5.5%
    2000$4,891 $66,200

    Find assessor info on the county website

    Neighborhood: 60543

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Old Post Elementary School
    • Middle: Thompson Junior High School
    • High: Oswego High School
    • District: 308

    Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $472,100
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $472,100