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Pending
  • Price cut: $5K (5/14)
    $244,900

    640 S Main St, Kokomo, IN 46901

    5beds
    3,660sqft
    : 
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    Single Family Residence
    Built in 1915
    8,712 Square Feet Lot
    $242,100 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Finished basementMultiple generously sized bedroomsOriginal woodworkFormal dining roomArchitectural detailsHuge living spacesUpdated bath spaces
    Timeless 5 Bedroom historic home with original woodwork, huge living spaces, finished basement & 3-Car Garage. Step into over 3,600 square feet of character in this classic two-story home. From the moment you enter, you’ll notice the hardwood floors, built-ins, and architectural details that make homes like this impossible to replicate. The main level features a spacious living room with fireplace, formal dining room, large kitchen with ample cabinetry and appliances, a bedroom/bathroom and convenient main-level laundry. The enclosed front porch offers additional living space filled with natural light. Upstairs you’ll find multiple generously sized bedrooms and updated bath spaces, offering flexibility for potential guests, or home office needs. The finished basement provides even more room to spread out ideal for recreation space, workout area, or additional entertaining. Outside, enjoy a nice backyard with patio space and a detached 3-car garage perfect for storage, workshop space, or hobby enthusiasts. This home offers historic charm, solid construction, and room to grow, all in a convenient Kokomo location.
    128 days
    |
    184
    |
    10
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kristine E Miller Cell:765-432-4366,

    Apple Tree Realty, LLC

    Source: IRMLS,MLS#: 202606327MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Bedroom 1
      • Level: Upper
      Bedroom 2
      • Level: Upper
      Dining room
      • Area: 255
      • Dimensions: 15 x 17
      Kitchen
      • Area: 195
      • Dimensions: 13 x 15
      Living room
      • Area: 420
      • Dimensions: 28 x 15
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Microwave, Refrigerator, Washer, Dehumidifier, Dryer-Electric, Electric Range
      Features
      • Basement: Full,Partially Finished
      • Attic: Pull Down Stairs,Walk-up
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 3,900
      • Total interior livable area: 3,660 sqft
      • Finished area above ground: 2,520
      • Finished area below ground: 1,140
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Detached
      • Garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      Lot
      • Size: 8,712 Square Feet
      • Dimensions: 66x132
      • Features: Level
      Details
      • Parcel number: 340336427025.000002

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      Condition
      • New construction: No
      • Year built: 1915

      Utilities & green energy

      • Sewer: City
      • Water: City

      Community & HOA

      Community
      • Security: Prewired
      • Subdivision: None
      Location
      • Region: Kokomo

      Financial & listing details

      • Tax assessed value: $229,300
      • Annual tax amount: $2,173
      • Date on market: 2/27/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $242,100

        $230,000 - $254,000

        $2,423/mo

        Price history

        DateEventPrice
        6/10/2026Pending sale$244,900
        Source: IRMLS #202606327 Report a problem
        5/14/2026Price change$244,900-2%
        Source: IRMLS #202606327 Report a problem
        4/2/2026Price change$249,900-3.7%
        Source: IRMLS #202606327 Report a problem
        3/16/2026Price change$259,400-0.2%
        Source: IRMLS #202606327 Report a problem
        2/27/2026Price change$259,900+73.4%
        Source: IRMLS #202606327 Report a problem
        2/14/2022Pending sale$149,900
        Source: IRMLS #202203925 Report a problem
        2/8/2022Listed for sale$149,900-0.7%
        Source: IRMLS #202203925 Report a problem
        1/20/2021Listing removed$151,000$41/sqft
        Source: IRMLS #202026439 Report a problem
        9/12/2020Price change$151,000-6.2%$41/sqft
        Source: Century 21 Scheetz-Indianapolis #202026439 Report a problem
        7/10/2020Listed for sale$161,000+2.5%$44/sqft
        Source: Century 21 Scheetz-Indianapolis #202026439 Report a problem
        2/1/2019Listing removed$157,000$43/sqft
        Source: The Hardie Group #201834235 Report a problem
        8/30/2018Price change$157,000-4.8%$43/sqft
        Source: The Hardie Group #201834235 Report a problem
        8/1/2018Listed for sale$164,900+51.3%$45/sqft
        Source: The Hardie Group #201834235 Report a problem
        9/4/2011Listing removed$109,000$30/sqft
        Source: Coldwell Banker cfd Realty, Inc. #77065572 Report a problem
        8/25/2011Price change$109,000-8.4%$30/sqft
        Source: Coldwell Banker cfd Realty, Inc. #77065572 Report a problem
        3/5/2011Listed for sale$119,000$33/sqft
        Source: Coldwell Banker cfd Realty, Inc. #77065572 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,173 +10%$229,300 +5.5%
        2024$1,976 +591.7%$217,300 +10%
        2023$286 +2%$197,600 +10.1%
        2022$280 +2%$179,400 +35.8%
        2021$275 +2%$132,100 +11.3%
        2020$269 -62.8%$118,700 +10.3%
        2019$723 -0.1%$107,600 +3.9%
        2018$724 -34.2%$103,600 -7.1%
        2017$1,099 +54%$111,500 -0.2%
        2016$714 +2.4%$111,700 +10.5%
        2014$697 +0.3%$101,100 +1.5%
        2013$695 -23.6%$99,600 -1.6%
        2012$910 -6.1%$101,200 -6%
        2011$968 -11.9%$107,700 -4.3%
        2010$1,099 +12.1%$112,500 -3.7%
        2009$980 +0.6%$116,800 +1.4%
        2007$974 -39.5%$115,200
        2006$1,611 $115,200 -0.1%
        2005-- $115,300

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 46901

        Getting around

        79 / 100
        Very Walkable
        73 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Elwood Haynes
        • Middle: Maple Crest
        • High: Kokomo
        • District: Kokomo-Center Township Cons. S.D.

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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