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  • Price cut: $5K (6/22)
    $250,000

    642 Swains Lake Dr, Concord, MI 49237

    1beds
    597sqft
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    Single Family Residence
    Built in 1946
    5,227 Square Feet Lot
    $243,800 Zestimate®
    $419/sqft
    $50/mo HOA

    What's special

    Featured as one of Michigan's Dream Homes in 2023 in The Detroit News, this lakefront Quonset Hut cottage on all-sports Swains Lake is truly unforgettable. Offering 597 sq ft of thoughtfully designed space, this curved-roof retreat blends cozy cottage vibes with distinctive architecture. Ample well lit dry storage, sod yard, and many updates within the last 5 years. Currently operating as a successful Airbnb, this property is truly turn-key--including furnishings and even a paddle boat. The mini-split provides efficient heat and A/C for year-round comfort. Enjoy boating, swimming on your private beach and fishing right from your dock, with a public beach and boat launch access nearby. Whether you're seeking a weekend getaway, investment opportunity, or unique full-time living, this one delivers character, income potential, and classic Michigan lake life. Book your showing today to see all this cottage has to offer!
    142 days
    |
    818
    |
    51
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Breanne Speer 517-465-0648,

    RE/MAX Perrett Associates - Marshall 269-781-8966

    Source: MichRIC,MLS#: 26007546MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Main
      • Area: 58.66
      • Dimensions: 9.60 x 6.11
      Bathroom 1
      • Area: 22.63
      • Dimensions: 7.30 x 3.10
      Dining room
      • Level: Main
      • Area: 111.02
      • Dimensions: 12.20 x 9.10
      Kitchen
      • Level: Main
      • Area: 117.37
      • Dimensions: 12.10 x 9.70
      Living room
      • Level: Main
      • Area: 223.47
      • Dimensions: 19.10 x 11.70
      Appliances
      • Included: Microwave, Oven, Range, Refrigerator
      • Laundry: None
      Features
      • Basement: Crawl Space
      • Has fireplace: No
      Interior area
      • Total structure area: 597
      • Total interior livable area: 597 sqft

      Property

      Features
      • Stories: 1
      • On waterfront: Yes
      • Waterfront features: Lake
      • Body of water: Swains Lake
      Lot
      • Size: 5,227 Square Feet
      • Dimensions: 39 x 135
      Details
      • Parcel number: 061160330105100

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • New construction: No
      • Year built: 1946

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      HOA
      • Has HOA: Yes
      • Services included: None
      • HOA fee: $50 monthly
      Location
      • Region: Concord

      Financial & listing details

      • Price per square foot: $419/sqft
      • Tax assessed value: $60,829
      • Annual tax amount: $680
      • Date on market: 3/3/2026
      • Listing terms: Cash,FHA,VA Loan,MSHDA,Conventional
      Breanne Speer

      (517) 465-0648

      By pressing Contact Agent, you agree that the real estate professional identified above may call/text you about your search, which may involve use of automated means and pre-recorded/artificial voices. You don't need to consent as a condition of buying any property, goods, or services. Message/data rates may apply. You also agree to our Terms of Use. Zillow does not endorse any real estate professionals. We may share information about your recent and future site activity with your agent to help them understand what you're looking for in a home.

        Estimated market value

        $243,800

        $232,000 - $256,000

        $982/mo

        Price history

        DateEventPrice
        6/22/2026Price change$250,000-2%$419/sqft
        Source: MichRIC #26007546 Report a problem
        4/20/2026Price change$255,000-1.9%$427/sqft
        Source: MichRIC #26007546 Report a problem
        3/3/2026Listed for sale$260,000+42.9%$436/sqft
        Source: MichRIC #26007546 Report a problem
        9/13/2024Listing removed$2,500$4/sqft
        Source: Zillow Rentals Report a problem
        8/22/2024Listed for rent$2,500$4/sqft
        Source: Zillow Rentals Report a problem
        12/22/2023Sold$182,000-5.2%$305/sqft
        Source: MichRIC #23134963 Report a problem
        11/22/2023Pending sale$192,000$322/sqft
        Source: MichRIC #23134963 Report a problem
        11/14/2023Listed for sale$192,000$322/sqft
        Source: MichRIC #23134963 Report a problem
        10/4/2023Contingent$192,000$322/sqft
        Source: MichRIC #23134963 Report a problem
        10/3/2023Pending sale$192,000$322/sqft
        Source: RE/MAX of Michigan #23134963 Report a problem
        10/2/2023Contingent$192,000$322/sqft
        Source: MichRIC #23134963 Report a problem
        9/20/2023Listed for sale$192,000+67%$322/sqft
        Source: MichRIC #23134963 Report a problem
        1/26/2021Sold$115,000-11.5%$193/sqft
        Source: Public Record Report a problem
        12/13/2020Price change$130,000-3.7%$218/sqft
        Source: Owner Report a problem
        12/12/2020Listed for sale$135,000+35%$226/sqft
        Source: Owner Report a problem
        11/20/2018Sold$100,000-4.8%$168/sqft
        Source: Public Record Report a problem
        10/26/2018Pending sale$105,000$176/sqft
        Source: ERA Reardon Realty #201803328 Report a problem
        10/15/2018Price change$105,000-8.7%$176/sqft
        Source: ERA Reardon Realty #201803328 Report a problem
        10/6/2018Price change$115,000-8%$193/sqft
        Source: ERA Reardon Realty #201803328 Report a problem
        9/6/2018Listed for sale$125,000+31.7%$209/sqft
        Source: ERA REARDON REALTY, L.L.C. #201803328 Report a problem
        10/19/2015Listing removed$94,900+39.6%$159/sqft
        Source: EXIT REALTY 1ST LLC #20026893 Report a problem
        5/15/2014Sold$68,000-15%$114/sqft
        Source: Public Record Report a problem
        8/11/2012Listing removed$80,000$134/sqft
        Source: RE/MAX Mid Michigan #20012072 Report a problem
        6/29/2012Listed for sale$80,000$134/sqft
        Source: RE/MAX Mid Michigan #20012072 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $66,200 +12.2%
        2024-- $59,000 +26.6%
        2021$1,754 +54.8%$46,600 +23.6%
        2020$1,133 $37,700 +15.6%
        2019$1,133 +80.8%$32,600 +5.5%
        2018$627 $30,900 +17%
        2017$627 $26,400 +14.5%
        2016$627 $23,050 -34.1%
        2015$627 $35,000 +35.9%
        2014$627 $25,750 +24.1%
        2012-- $20,750 +4%
        2011-- $19,950 +6.1%
        2010-- $18,800 -49.1%
        2009-- $36,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49237

        Getting around

        5 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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