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Sold for $620,000
    • $620,000

    643 GARLAND CIRCLE, INDIAN ROCKS BEACH, FL 33785

    2beds
    1,465sqft
    Townhouse
    Built in 1994
    1,172 Square Feet Lot
    $619,900 Zestimate®
    $423/sqft
    $3,928 Estimated rent

    Home value

    $619,900

    $570,000 - $669,000

    $3,928/mo

    Zestimate® history
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    What's special

    Hot tubHeated poolLow-maintenance finishesWaterfront townhome
    WATERFRONT TOWNHOME WITH DEEDED BOAT SLIP — INDIAN ROCKS BEACH, FL Boater’s dream and beach lover’s delight — beautifully upgraded 2-bedroom, 2-bath townhome just two blocks from the white sands of Indian Rocks Beach and directly on the Intracoastal Waterway. This turnkey property includes a deeded boat slip with a 12,000-lb davit/master lift for easy launch to open water. Highlights: Prime waterfront location with sweeping Intracoastal views from multiple levels New exterior decks on each floor — perfect for morning coffee, sunsets, or entertaining Open interior with vaulted ceilings for an airy, light-filled living space Updated kitchen with corian countertops, newer cabinetry and appliances Low-maintenance finishes: newer carpet and tile throughout First-floor air-conditioned bonus room with generous storage — ideal for fishing, boating and beach gear Roofs were recently replaced in April 2026, providing added peace of mind Community & Lifestyle: Resort-style amenities: heated pool, hot tub, tennis courts and pickleball court Steps to beach access, dining, and recreation — excellent for primary residence, vacation getaway, or investment rental Don’t miss this rare combination of easy beach living and true waterfront boating access in Indian Rocks Beach.

    Zillow last checked:

    Listing updated:

    Listed by:

    Joseph Lehman 813-494-4278,

    MINARET REALTY 813-877-6388

    Bought with:

    Joseph Lehman, 3558550

    MINARET REALTY

    Source: Stellar MLS,MLS#: TB8512290MLS LogoOriginating MLS: Suncoast Tampa

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Primary bedroom
    • Features: Walk-In Closet(s)
    • Level: Third
    • Area: 168 Square Feet
    • Dimensions: 12x14
    Bedroom 2
    • Features: En Suite Bathroom, Built-in Closet
    • Level: Second
    • Area: 168 Square Feet
    • Dimensions: 12x14
    Primary bathroom
    • Features: Tub With Shower, Built-in Closet
    • Level: Third
    Bathroom 2
    • Level: Second
    Bonus room
    • Features: Built-in Closet
    • Level: First
    • Area: 320 Square Feet
    • Dimensions: 16x20
    Dining room
    • Features: Breakfast Bar
    • Level: Second
    • Area: 168 Square Feet
    • Dimensions: 14x12
    Foyer
    • Level: First
    • Area: 80 Square Feet
    • Dimensions: 8x10
    Kitchen
    • Level: Second
    • Area: 104 Square Feet
    • Dimensions: 13x8
    Living room
    • Level: Second
    • Area: 272 Square Feet
    • Dimensions: 17x16
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
    • Laundry: Electric Dryer Hookup, Laundry Closet
    Features
    • Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
    • Flooring: Carpet, Ceramic Tile
    • Doors: Sliding Doors
    • Windows: Window Treatments
    • Has fireplace: Yes
    • Fireplace features: Family Room
    • Furnished: Yes
    Interior area
    • Total structure area: 1,465
    • Total interior livable area: 1,465 sqft

    Property

    Parking
    • Total spaces: 1
    • Parking features: Garage - Attached
    • Attached garage spaces: 1
    Features
    • Levels: Three Or More
    • Stories: 3
    • Exterior features: Balcony, Tennis Court(s), Boat Slip
    • Has private pool: Yes
    • Pool features: In Ground, Outside Bath Access
    • Has spa: Yes
    • Spa features: Heated, In Ground
    • Has view: Yes
    • View description: Water, Canal
    • Has water view: Yes
    • Water view: Water,Canal
    • Waterfront features: Canal Front, Waterfront, Canal - Saltwater, Saltwater Canal Access, Lift
    Lot
    • Size: 1,172 Square Feet
    • Features: Near Marina
    Details
    • Parcel number: 123014201400110500
    • Special conditions: None

    Construction

    Type & style
    • Home type: Townhouse
    • Property subtype: Townhouse
    Materials
    • Block, Stucco
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • Completed
    • New construction: No
    • Year built: 1994

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Fire Hydrant, Sewer Connected, Street Lights

    Community & HOA

    Community
    • Features: Boat Slip, Canal Front, Dock, Fishing, Intracoastal Waterway, Waterfront, Deed Restrictions, Golf Carts OK, Pool, Tennis Court(s)
    • Pet fee: $0 monthly
    • Subdivision: CURLEW LANDINGS SOUTH
    HOA
    • Has HOA: Yes
    • Services included: Cable TV, Reserve Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Recreational Facilities, Sewer, Trash, Water
    • HOA fee: $898 monthly
    • HOA name: JessicaP@qualifiedproperty.com
    Location
    • Region: Indian Rocks Beach

    Financial & listing details

    • Price per square foot: $423/sqft
    • Tax assessed value: $455,948
    • Annual tax amount: $7,689
    • Date on market: 5/27/2026
    • Cumulative days on market: 58 days
    • Listing terms: Cash,Conventional,FHA
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Asphalt

    Price history

    DateEventPrice
    8/24/2026Sold$620,000-3.1%$423/sqft
    Source: Stellar MLS #TB8512290 Report a problem
    8/11/2026Listed for sale$640,000$437/sqft
    Source: Stellar MLS #TB8512290 Report a problem
    7/26/2026Contingent$640,000$437/sqft
    Source: Stellar MLS #TB8512290 Report a problem
    6/27/2026Price change$640,000-5.7%$437/sqft
    Source: Stellar MLS #TB8512290 Report a problem
    5/27/2026Listed for sale$679,000+119%$463/sqft
    Source: Stellar MLS #TB8512290 Report a problem
    10/2/2013Sold$310,000+126.3%$212/sqft
    Source: Stellar MLS #U7577702 Report a problem
    4/9/1996Sold$137,000+7.3%$94/sqft
    Source: Public Record Report a problem
    10/28/1994Sold$127,700$87/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$7,690 +1.8%$455,948 +9.5%
    2024$7,556 +8.8%$416,482 +10%
    2023$6,944 +15.6%$378,620 +10%
    2022$6,009 +8.8%$344,200 +10%
    2021$5,524 -0.7%$312,909 +0.9%
    2020$5,562 +3%$310,186 +4.3%
    2019$5,400 $297,288 +1.6%
    2018$5,400 +4%$292,587 +2.6%
    2017$5,195 +16%$285,178 +21%
    2016$4,480 -0.8%$235,742 -0.7%
    2015$4,517 +10.8%$237,419 +15.5%
    2014$4,076 +21.8%$205,540 +26%
    2013$3,348 -8.1%$163,172 -9.1%
    2012$3,643 $179,449 -1.7%
    2011-- $182,481 -14.4%
    2010-- $213,192 -6.8%
    2009-- $228,656 -17.2%
    2008$5,058 $276,100 -31.9%
    2007-- $405,600 +59.2%
    2005-- $254,700 +20.7%
    2004$4,277 +8%$211,000 +8.4%
    2003$3,960 +32.5%$194,700 +21.7%
    2002$2,990 +4.2%$160,000 +12.1%
    2001$2,870 +8.6%$142,700 +8%
    2000$2,643 $132,100
    Find assessor info on the county website

    Neighborhood: 33785

    Nearby homes

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Anona Elementary-PN
    • Middle: Seminole Middle-PN
    • High: Seminole High-PN

    Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $619,900
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $619,900

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