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For sale
  • Price cut: $15K (6/26)
    $300,000

    6432 Mill Stream Dr, Harrison, TN 37341

    3beds
    2,100sqft
    : 
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    Single Family Residence
    Built in 1975
    0.32 Acres Lot
    $295,600 Zestimate®
    $143/sqft
    $-- HOA

    What's special

    Cozy wood-burning fireplaceSpacious finished basementPartial brick exteriorFully fenced backyardSpacious fenced backyardDouble ovensNew gutters
    Welcome to River Oaks, a community tucked away on a quiet cul-de-sac just minutes from Chattanooga, Hamilton Place, Gunbarrel Road, Volkswagen, Amazon, major employers, and countless shopping, dining, and entertainment options. Offering comfortable living spaces, thoughtful updates, and inviting outdoor areas, this home combines convenience, functionality, and charm. From the moment you arrive, you'll appreciate the attractive curb appeal with its partial brick exterior, welcoming covered front porch, gentle sloping lot, and spacious fenced backyard. Inside, the renovated kitchen serves as the heart of the home, featuring granite countertops, stainless steel appliances, double ovens, updated fixtures, and abundant cabinet space designed for both everyday living and entertaining. Even better, the washer and dryer will remain with the home, adding extra value and convenience for the next owner. The primary suite offers a private retreat, highlighted by a beautifully renovated bath area featuring an updated separate tub and toilet space. Throughout the home, you'll find comfortable living areas and a floor plan designed to accommodate a variety of lifestyles. The spacious finished basement provides an incredible secondary living space complete with a cozy wood-burning fireplace and wet bar, making it the perfect setting for movie nights, game days, entertaining guests, or simply relaxing at home. Multiple indoor and outdoor gathering spaces, including the deck, patio, and fully fenced backyard, create endless opportunities for hosting family and friends. Additional recent improvements include new garage doors, new gutters, updated fixtures, and a new breaker box for added peace of mind. The chimney has also been professionally inspected in recent years, with repairs completed to the chimney top and replacement of the chimney cupola.
    41 days
    |
    1,172
    |
    89
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sarah C Ketterer 423-400-0014,

    Keller Williams Realty 423-664-1900

    Source: Greater Chattanooga Realtors,MLS#: 1535374

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Bathroom
      • Level: First
      Bathroom
      • Level: First
      Den
      • Level: Basement
      Kitchen
      • Level: First
      Laundry
      • Level: Basement
      Living room
      • Level: First
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dryer, Dishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
      Features
      • Ceiling Fan(s), Eat-in Kitchen, Granite Counters, Tub/shower Combo, En Suite
      • Flooring: Carpet, Tile
      • Windows: Aluminum Frames
      • Basement: Finished,Partial
      • Number of fireplaces: 1
      • Fireplace features: Den, Wood Burning
      Interior area
      • Total structure area: 2,100
      • Total interior livable area: 2,100 sqft
      • Finished area above ground: 2,100

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage
      • Attached garage spaces: 2
      Features
      • Levels: Multi/Split
      • Patio & porch: Covered, Deck, Front Porch, Porch
      • Exterior features: Private Yard
      • Pool features: None
      • Fencing: Fenced
      Lot
      • Size: 0.32 Acres
      • Dimensions: 112 x 130
      • Features: Gentle Sloping, Level
      Details
      • Parcel number: 112o B 052
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Split Level
      • Property subtype: Single Family Residence
      Materials
      • Brick, Other
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1975

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Available, Natural Gas Available, Natural Gas Connected, Phone Available, Water Available, Water Connected

      Community & HOA

      Community
      • Subdivision: River Oaks
      HOA
      • Has HOA: No
      Location
      • Region: Harrison

      Financial & listing details

      • Price per square foot: $143/sqft
      • Tax assessed value: $282,200
      • Annual tax amount: $1,078
      • Date on market: 5/25/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $295,600

        $281,000 - $310,000

        $2,157/mo

        Price history

        DateEventPrice
        6/26/2026Price change$300,000-4.8%$143/sqft
        Source: Greater Chattanooga Realtors #1535374 Report a problem
        5/25/2026Listed for sale$315,000$150/sqft
        Source: Greater Chattanooga Realtors #1535374 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,078 +5.1%$70,550 +55.1%
        2024$1,026 $45,475
        2023$1,026 $45,475
        2022$1,026 +0.9%$45,475
        2021$1,017 +12.1%$45,475 +38.5%
        2020$908 $32,825
        2019$908 $32,825
        2018$908 -1%$32,825
        2017$917 +0.3%$32,825
        2016$914 --
        2015$914 $32,725
        2014$914 --
        2013-- $32,725 -2.7%
        2012-- $33,650
        2011-- $33,650
        2010-- $33,650
        2009-- $33,650 +17.6%
        2008-- $28,625
        2007-- $28,625
        2006-- $28,625
        2005-- $28,625 +21.2%
        2004-- $23,625
        2003-- $23,625
        2002-- $23,625
        2001-- $23,625 +4.3%
        2000-- $22,650

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 37341

        Getting around

        5 / 100
        Car-Dependent
        10 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Harrison Elementary
        • Middle: Brown Middle
        • High: Central High School

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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