Welcome to River Oaks, a community tucked away on a quiet cul-de-sac just minutes from Chattanooga, Hamilton Place, Gunbarrel Road, Volkswagen, Amazon, major employers, and countless shopping, dining, and entertainment options. Offering comfortable living spaces, thoughtful updates, and inviting outdoor areas, this home combines convenience, functionality, and charm.
From the moment you arrive, you'll appreciate the attractive curb appeal with its partial brick exterior, welcoming covered front porch, gentle sloping lot, and spacious fenced backyard.
Inside, the renovated kitchen serves as the heart of the home, featuring granite countertops, stainless steel appliances, double ovens, updated fixtures, and abundant cabinet space designed for both everyday living and entertaining. Even better, the washer and dryer will remain with the home, adding extra value and convenience for the next owner.
The primary suite offers a private retreat, highlighted by a beautifully renovated bath area featuring an updated separate tub and toilet space. Throughout the home, you'll find comfortable living areas and a floor plan designed to accommodate a variety of lifestyles.
The spacious finished basement provides an incredible secondary living space complete with a cozy wood-burning fireplace and wet bar, making it the perfect setting for movie nights, game days, entertaining guests, or simply relaxing at home. Multiple indoor and outdoor gathering spaces, including the deck, patio, and fully fenced backyard, create endless opportunities for hosting family and friends.
Additional recent improvements include new garage doors, new gutters, updated fixtures, and a new breaker box for added peace of mind. The chimney has also been professionally inspected in recent years, with repairs completed to the chimney top and replacement of the chimney cupola.
For sale
Price cut: $15K (6/26)
$300,000
6432 Mill Stream Dr, Harrison, TN 37341
3beds
2,100sqft
Single Family Residence
Built in 1975
0.32 Acres Lot
$295,600 Zestimate®
$143/sqft
$-- HOA
What's special
Cozy wood-burning fireplaceSpacious finished basementPartial brick exteriorFully fenced backyardSpacious fenced backyardDouble ovensNew gutters
- 41 days |
- 1,172 |
- 89 |
Zillow last checked:
Listing updated:
Listed by:
Sarah C Ketterer 423-400-0014,
Keller Williams Realty 423-664-1900
Source: Greater Chattanooga Realtors,MLS#: 1535374
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bathroom
- Level: First
Bathroom
- Level: First
Den
- Level: Basement
Kitchen
- Level: First
Laundry
- Level: Basement
Living room
- Level: First
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dryer, Dishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
Features
- Ceiling Fan(s), Eat-in Kitchen, Granite Counters, Tub/shower Combo, En Suite
- Flooring: Carpet, Tile
- Windows: Aluminum Frames
- Basement: Finished,Partial
- Number of fireplaces: 1
- Fireplace features: Den, Wood Burning
Interior area
- Total structure area: 2,100
- Total interior livable area: 2,100 sqft
- Finished area above ground: 2,100
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage
- Attached garage spaces: 2
Features
- Levels: Multi/Split
- Patio & porch: Covered, Deck, Front Porch, Porch
- Exterior features: Private Yard
- Pool features: None
- Fencing: Fenced
Lot
- Size: 0.32 Acres
- Dimensions: 112 x 130
- Features: Gentle Sloping, Level
Details
- Parcel number: 112o B 052
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Split Level
- Property subtype: Single Family Residence
Materials
- Brick, Other
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1975
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Available, Natural Gas Available, Natural Gas Connected, Phone Available, Water Available, Water Connected
Community & HOA
Community
- Subdivision: River Oaks
HOA
- Has HOA: No
Location
- Region: Harrison
Financial & listing details
- Price per square foot: $143/sqft
- Tax assessed value: $282,200
- Annual tax amount: $1,078
- Date on market: 5/25/2026
- Listing terms: Cash,Conventional
Estimated market value
$295,600
$281,000 - $310,000
$2,157/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/26/2026 | Price change | $300,000-4.8%$143/sqft |
Source: Greater Chattanooga Realtors #1535374 Report a problem | ||
| 5/25/2026 | Listed for sale | $315,000$150/sqft |
Source: Greater Chattanooga Realtors #1535374 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,078 +5.1% | $70,550 +55.1% |
| 2024 | $1,026 | $45,475 |
| 2023 | $1,026 | $45,475 |
| 2022 | $1,026 +0.9% | $45,475 |
| 2021 | $1,017 +12.1% | $45,475 +38.5% |
| 2020 | $908 | $32,825 |
| 2019 | $908 | $32,825 |
| 2018 | $908 -1% | $32,825 |
| 2017 | $917 +0.3% | $32,825 |
| 2016 | $914 | -- |
| 2015 | $914 | $32,725 |
| 2014 | $914 | -- |
| 2013 | -- | $32,725 -2.7% |
| 2012 | -- | $33,650 |
| 2011 | -- | $33,650 |
| 2010 | -- | $33,650 |
| 2009 | -- | $33,650 +17.6% |
| 2008 | -- | $28,625 |
| 2007 | -- | $28,625 |
| 2006 | -- | $28,625 |
| 2005 | -- | $28,625 +21.2% |
| 2004 | -- | $23,625 |
| 2003 | -- | $23,625 |
| 2002 | -- | $23,625 |
| 2001 | -- | $23,625 +4.3% |
| 2000 | -- | $22,650 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 37341
Nearby schools
GreatSchools rating
- 2/10Harrison Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 5/10Brown Middle SchoolGrades: 6-8Distance: 0.6 mi
- 3/10Central High SchoolGrades: 9-12Distance: 0.6 mi
Schools provided by the listing agent
- Elementary: Harrison Elementary
- Middle: Brown Middle
- High: Central High School
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Tennessee
- Hamilton County
- Harrison
- 37341
- 6432 Mill Stream Dr







