RARE BIG WATER + SHORT-TERM RENTAL APPROVAL + GUEST HOUSE + CUSTOM PIER + HEATED POOL Big-water home near Pirates Cove approved for short-term rentals, Perfectly positioned on the open waters of Arnica Bay in the Josephine boating community, this exceptional property combines breathtaking bay views, a custom two-level pier, heated saltwater pool, and a detached guest cottage — creating the ultimate coastal compound for boating, entertaining, and hosting guests. THE PIER – A TRUE DESTINATION ON THE BAY The custom-designed two-level pier is the centerpiece of the property. The covered upper deck captures steady bay breezes and panoramic water views • Covered upper entertaining deck• Two boat slips• Boat lift • Second slip for larger vessels• Direct boating access to Pirates Cove Marina, Robinson Island, Perdido Pass, and the Gulf of Mexico MAIN RESIDENCE Designed to maximize views and comfortable coastal living.• Spacious primary suite with private sitting room• Water-view flex space currently used as an office• Open living, dining, kitchen, and breakfast nook• Built-in storage throughout• Elevator Upper Level• Three additional bedrooms• Large second living / media room• Full bath with room to add another• Attic storage RESORT-STYLE OUTDOOR LIVING• Large heated & cooled saltwater pool with travertine patio• Expansive covered entertaining area under the home• Waterside back porch overlooking Arnica Bay• Classic Southern Living-style front porch• Hot-water outdoor shower• Irrigated sodded yard DETACHED GUEST COTTAGE Charming 2 bedroom / 1.5 bath guest cottage (approx. 940 sq ft) ideal for visiting guests, extended family, or additional short-term rental income potential. PRIME BOATING LOCATION Located in the heart of the beloved Josephine waterfront community, just a short walk or golf cart ride to:• Pirates Cove Marina & Restaurant BIG WATER + SHORT-TERM RENTAL APPROVAL + GUEST HOUSE + CUSTOM PIER + HEATED POOL Buyer to verify all information during due diligence.
Active
Price cut: $275K (5/16)
$2,975,000
6434 County Road 95, Elberta, AL 36530
6beds
4,750sqft
Residential
Built in 2005
0.33 Acres Lot
$-- Zestimate®
$626/sqft
$-- HOA
What's special
Detached guest cottageBoat liftTwo boat slipsCustom two-level pierHeated saltwater poolBuilt-in storage throughoutHot-water outdoor shower
- 112 days |
- 708 |
- 47 |
Zillow last checked:
Listing updated:
Listed by:
Heather Harp PHONE:251-533-6677,
RE/MAX of Orange Beach
Source: Baldwin Realtors,MLS#: 393059
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom 2
- Level: Second
Bedroom 3
- Level: Third
Bedroom 4
- Level: Second
Dining room
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Electric, Central
Appliances
- Included: Dishwasher, Disposal, Double Oven, Dryer, Ice Maker, Electric Range, Gas Range, Refrigerator, Refrigerator w/Ice Maker, Washer
- Laundry: Main Level
Features
- Ceiling Fan(s), Elevator, High Ceilings, High Speed Internet, Wet Bar
- Flooring: Carpet, Tile, Vinyl, Wood
- Has basement: No
- Number of fireplaces: 1
Interior area
- Total structure area: 4,750
- Total interior livable area: 4,750 sqft
Property
Parking
- Total spaces: 3
- Parking features: Carport
- Carport spaces: 3
Features
- Levels: Two
- Patio & porch: Covered, Porch, Patio, Rear Porch, Front Porch
- Has private pool: Yes
- Pool features: In Ground
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- Waterfront features: Bay Front - Building, Waterfront
- Body of water: Arnica Bay
Lot
- Size: 0.33 Acres
- Dimensions: 75 x 189
- Features: Less than 1 acre, Boat Lift
Details
- Additional structures: Guest Cottage
- Parcel number: 6207260000029.000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Residential
Materials
- Concrete, Wood Siding, Block
- Foundation: Pillar/Post/Pier
- Roof: Metal,Fortified Roof
Condition
- Resale
- New construction: No
- Year built: 2005
Utilities & green energy
- Electric: Baldwin EMC
- Gas: Gas-Propane
- Sewer: Baldwin Co Sewer Service, Grinder Pump
- Water: East Baldwin Water Auth
- Utilities for property: Propane, Cable Connected
Community & HOA
Community
- Features: None
- Security: Smoke Detector(s)
- Subdivision: Josephine
HOA
- Has HOA: No
Location
- Region: Elberta
Financial & listing details
- Price per square foot: $626/sqft
- Tax assessed value: $1,213,800
- Annual tax amount: $3,138
- Price range: $3M - $3M
- Date on market: 3/9/2026
- Ownership: Whole/Full
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/16/2026 | Price change | $2,975,000-8.5%$626/sqft |
Source: | ||
| 3/9/2026 | Listed for sale | $3,250,0000%$684/sqft |
Source: | ||
| 3/4/2026 | Listing removed | -- |
Source: Owner Report a problem | ||
| 2/22/2026 | Listed for sale | $3,251,000+441.8%$684/sqft |
Source: Owner Report a problem | ||
| 8/23/2022 | Sold | $600,000$126/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,313 +7.1% | $119,940 +7% |
| 2024 | $3,094 -3% | $112,100 -1.6% |
| 2023 | $3,190 | $113,940 +68.2% |
| 2022 | -- | $67,760 +20.7% |
| 2021 | $1,143 | $56,140 -25.6% |
| 2020 | -- | $75,440 +4.3% |
| 2019 | $1,571 +6.5% | $72,340 +6.5% |
| 2018 | $1,475 +7.3% | $67,900 +7.1% |
| 2017 | $1,374 | $63,400 +1% |
| 2016 | $1,374 | $62,780 +1.1% |
| 2015 | -- | $62,120 +5% |
| 2014 | -- | $59,180 -0.7% |
| 2013 | -- | $59,600 +22.4% |
| 2011 | -- | $48,680 -4.2% |
| 2010 | -- | $50,800 -9.6% |
| 2009 | $1,529 -19.8% | $56,220 -19.4% |
| 2008 | $1,907 +13.7% | $69,720 +13.3% |
| 2007 | $1,678 +1% | $61,520 +1% |
| 2006 | $1,660 +71.4% | $60,900 +76% |
| 2005 | $969 -0.5% | $34,600 -0.5% |
| 2004 | $974 | $34,780 |
| 2003 | $974 +12% | $34,780 +12% |
| 2002 | $869 +1.8% | $31,040 |
| 2001 | $854 | $31,040 |
| 2000 | $854 | $31,040 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 36530
Nearby schools
GreatSchools rating
- 7/10Elberta Elementary SchoolGrades: PK-6Distance: 7.2 mi
- 7/10Elberta Middle SchoolGrades: 7-8Distance: 8 mi
- 9/10Elberta Middle SchoolGrades: 9-12Distance: 8 mi
Schools provided by the listing agent
- Elementary: Elberta Elementary
- Middle: Elberta Middle
- High: Elberta High School
Source: Baldwin Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Alabama
- Baldwin County
- Elberta
- 36530
- 6434 County Road 95




