Welcome to 6439 Zinnia Street, a fully gutted 3-bedroom, 2-bathroom flip home located on a beautiful waterfront lot along Bayou George Creek in Panama City. This property offers a rare opportunity to complete a renovation with major systems already replaced.
The home features new electrical, plumbing, roof, and HVAC, providing a strong, reliable foundation and peace of mind for future owners. With the core upgrades complete, buyers can focus on finishing the interior to match their style or investment goals.
Situated on a scenic lot with direct creek frontage, the property offers tranquil views, privacy, and excellent potential for outdoor living, entertaining, or future enhancements.
Ideal for investors, flippers, or buyers seeking a customizable project, this home combines essential upgrades with a desirable waterfront setting, an opportunity not to be missed.
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Sold for $135,000
$135,000
6439 Zinnia St, Panama City, FL 32404
3beds
1,392sqft
Single Family Residence
Built in 1965
0.34 Acres Lot
$134,000 Zestimate®
$97/sqft
$1,864 Estimated rent
Home value
$134,000
$122,000 - $147,000
$1,864/mo
Zestimate® history
Owner options
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$1,864/mo
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$1,864/mo
Rent Zestimate®
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$914/mo
Est. payment
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$914/mo
Est. payment
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List your homeWhat's special
Desirable waterfront settingTranquil viewsNew electrical
Zillow last checked:
Listing updated:
Listed by:
Stephanie Aldea 850-532-2773,
Empire Real Estate of Florida LLC,
Savannah Mettille 850-704-9213,
Empire Real Estate of Florida LLC
Bought with:
Heather J Wooten, sl3616838
Keller Williams Realty Emerald Coast
Source: CPAR,MLS#: 784114
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedroom
- Level: First
- Dimensions: 10 x 11
Bedroom
- Level: First
- Dimensions: 12 x 14
Heating
- Fireplace(s)
Cooling
- Central Air
Interior area
- Total structure area: 1,392
- Total interior livable area: 1,392 sqft
Property
Features
- Patio & porch: Enclosed, Patio
- Exterior features: Patio
- On waterfront: Yes
- Waterfront features: Creek
Lot
- Size: 0.34 Acres
- Dimensions: 125 x 120
Details
- Additional structures: Guest House, Shed(s)
- Parcel number: 05808010000
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1965
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Tidewater Estates
HOA
- Has HOA: No
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $97/sqft
- Tax assessed value: $97,827
- Annual tax amount: $634
- Date on market: 1/24/2026
- Cumulative days on market: 33 days
Price history
| Date | Event | Price |
|---|---|---|
| 3/9/2026 | Sold | $135,000-6.9%$97/sqft |
Source:  CPAR #784114 Report a problem | ||
| 2/25/2026 | Pending sale | $145,000$104/sqft |
Source: CPAR #784114 Report a problem | ||
| 2/12/2026 | Price change | $145,000-13.7%$104/sqft |
Source: CPAR #784114 Report a problem | ||
| 1/24/2026 | Listed for sale | $168,000+86.7%$121/sqft |
Source: CPAR #784114 Report a problem | ||
| 7/22/2025 | Sold | $90,000+13.9%$65/sqft |
Source: Public Record Report a problem | ||
| 8/16/2011 | Sold | $79,000$57/sqft |
Source: Public Record Report a problem | ||
| 5/27/2011 | Listed for sale | $79,000-32%$57/sqft |
Source: Overstreet Realty #417247 Report a problem | ||
| 4/11/2011 | Sold | $116,200+190.5%$83/sqft |
Source: Public Record Report a problem | ||
| 7/16/2004 | Sold | $40,000$29/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $616 +3.5% | $85,893 +3% |
| 2023 | $595 +11.2% | $83,391 +3% |
| 2022 | $535 | $80,962 |
| 2021 | -- | -- |
| 2020 | $520 +25.9% | $77,519 +24.5% |
| 2019 | $413 | $62,253 -19.3% |
| 2018 | $413 -21.2% | $77,189 +2% |
| 2017 | $524 +1.3% | $75,705 -3.2% |
| 2016 | $517 -12.4% | $78,224 -0.6% |
| 2015 | $591 | $78,684 -1.7% |
| 2014 | $591 | $80,059 +0.9% |
| 2013 | -- | $79,375 -2.6% |
| 2012 | -- | $81,509 +4.1% |
| 2011 | -- | $78,304 -0.6% |
| 2010 | -- | $78,739 -1.3% |
| 2009 | -- | $79,745 -5.3% |
| 2008 | -- | $84,184 +1.4% |
| 2007 | -- | $83,057 -21.9% |
| 2006 | -- | $106,287 +48.7% |
| 2005 | -- | $71,481 +45.9% |
| 2004 | -- | $48,993 +1.9% |
| 2003 | -- | $48,079 +2.4% |
| 2002 | -- | $46,952 +4.7% |
| 2001 | -- | $44,850 +1% |
| 2000 | -- | $44,417 |
Find assessor info on the county website
Neighborhood: 32404
Nearby homes
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Nearby schools
GreatSchools rating
- 3/10Tommy Smith Elementary SchoolGrades: PK-5Distance: 1.5 mi
- 4/10Merritt Brown Middle SchoolGrades: 6-8Distance: 1.4 mi
- 2/10Rutherford High SchoolGrades: 6-12Distance: 7.4 mi
Schools provided by the listing agent
- Elementary: Tommy Smith
- Middle: Merritt Brown
- High: Rutherford
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Florida
- Bay County
- Panama City
- 32404
- 6439 Zinnia St
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