Skip main navigation
For sale
    • Price cut: $15K (7/21)
    $219,900

    644 16th St, Panama City Beach, FL 32413

    2beds
    863sqft
    : 
    Loading
    Get pre-qualified
    Duplex, Multi Family
    Built in 1984
    -- sqft lot
    $-- Zestimate®
    $255/sqft
    $-- HOA

    What's special

    Workshop and additional shed
    Discover peaceful coastal living in the highly sought-after Laguna Beach / West End area of Panama City Beach! This charming 2-bedroom, 2-bathroom half-duplex home offers the perfect blend of relaxed residential charm and smart investment potential. Situated on a quiet residential street on a corner lot with a no-outlet cul-de-sac, traffic stays to a minimum. No HOA or CDD! No flood insurance required (Zone X). Just under 1 mile to public beach access, you’re only minutes from sugar-white sands and emerald Gulf waters—without the crowds, traffic, or tourist hustle of central PCB. Enjoy nearby hiking trails at Camp Helen State Park (5 miles). Grocery options are very convenient: Carousel Supermarket and Publix are both under 3 miles away, with additional shopping and dining just 6 miles east at Pier Park or Rosemary Beach / Seacrest a short drive further west. For the boaters, public boat ramps at Lake Powell Park or B.V. Buchanan Park are both under 15 minutes away. Perfect for first-time buyers seeking an affordable entry into beach-area living, VA military and veterans (convenient to Tyndall AFB and the VA West End Clinic), investors looking for a turnkey short- or long-term rental property, or those just wanting a quiet, low-maintenance retreat away from high-traffic zones. For investors or those seeking an income-producing second home, this property has a proven 5-year track record as a successful short-term rental, delivering excellent income potential. Additional features include an oversized double-driveway with plenty of room for an RV or 30' boat/trailer, plus a spacious fenced-in yard perfect for your pets, complete with a workshop and additional shed! Turnkey opportunity in one of Panama City Beach’s most desirable and peaceful West End pockets—where authentic beach lifestyle meets smart ownership!
    99 days
    |
    1,548
    |
    93
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sean Rooney 407-476-1559,

    LPT REALTY, LLC 877-366-2213

    Source: Stellar MLS,MLS#: O6398252MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Bedroom 2
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 12x10
      Kitchen
      • Features: Bar, Pantry, Kitchen Island, Built-in Closet
      • Level: First
      • Area: 88 Square Feet
      • Dimensions: 11x8
      Living room
      • Features: Ceiling Fan(s), No Closet
      • Level: First
      • Area: 216 Square Feet
      • Dimensions: 18x12
      Heating
      • Central, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup, Laundry Room, Outside, Washer Hookup
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
      • Flooring: Engineered Hardwood
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 1,063
      • Total interior livable area: 863 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Boat, Driveway, Guest, Off Street, Oversized, Parking Pad, RV Access/Parking
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Rear Porch
      • Exterior features: Private Yard
      • Fencing: Chain Link,Vinyl,Wood
      Lot
      • Size: 7,536 Square Feet
      • Dimensions: 60 x 126
      • Features: Corner Lot, City Lot
      Details
      • Additional structures: Shed(s), Storage, Workshop
      • Parcel number: 36582144000
      • Zoning: R-3
      • Special conditions: None

      Construction

      Type & style
      • Home type: MultiFamily
      • Property subtype: Duplex, Multi Family
      Materials
      • Stucco, Wood Frame
      • Foundation: Slab
      • Roof: Metal
      Condition
      • Completed
      • New construction: No
      • Year built: 1984

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: WHITE SANDS ESTATES
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $255/sqft
      • Tax assessed value: $162,445
      • Annual tax amount: $1,503
      • Date on market: 4/14/2026
      • Cumulative days on market: 99 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,635/mo

        Price history

        DateEventPrice
        7/21/2026Price change$219,900-6.4%$255/sqft
        Source: Stellar MLS #O6398252 Report a problem
        6/10/2026Price change$234,900-6%$272/sqft
        Source: Stellar MLS #O6398252 Report a problem
        5/26/2026Price change$249,900-2%$290/sqft
        Source: Stellar MLS #O6398252 Report a problem
        5/11/2026Price change$254,900-3.8%$295/sqft
        Source: Stellar MLS #O6398252 Report a problem
        4/27/2026Price change$265,000-3.6%$307/sqft
        Source: Stellar MLS #O6398252 Report a problem
        4/14/2026Listed for sale$275,000+83.5%$319/sqft
        Source: Stellar MLS #O6398252 Report a problem
        10/10/2022Listing removed--
        Source: Zillow Rental Network_1 Report a problem
        9/9/2022Listed for rent$2,800$3/sqft
        Source: Zillow Rental Network_1 Report a problem
        5/18/2008Listing removed$149,900$174/sqft
        Source: Homes & Land #370327 Report a problem
        2/2/2008Listed for sale$149,900$174/sqft
        Source: Homes & Land #370327 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,379 +57.1%$68,202 +10%
        2023$878 +26.8%$62,002 +10%
        2022$692 $56,365
        2021-- --
        2020$644 +4.1%$49,676 +5.7%
        2019$619 $46,987 -3.2%
        2018$619 -4.4%$48,525 +4%
        2017$647 +3.1%$46,665 -2.3%
        2016$628 -9.9%$47,743 -4.1%
        2015$697 $49,803 -3%
        2014$697 $51,363 -2.9%
        2013-- $52,910 -4.2%
        2012-- $55,234 -21.5%
        2011-- $70,366 -4.4%
        2010-- $73,624 -32.2%
        2009-- $108,632 -16.1%
        2008-- $129,530 +116.1%
        2007-- $59,950 +2.5%
        2006-- $58,488 +3%
        2005-- $56,784 +3%
        2004-- $55,130 +1.9%
        2003-- $54,102 +2.4%
        2002-- $52,834 +1.6%
        2001-- $52,002 -0.4%
        2000-- $52,196
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 32413

        Getting around

        14 / 100
        Car-Dependent
        55 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby neighborhoods

              Nearby zip codes

              Other Panama City Beach Topics

                Search
                Updates
                Favorites
                Plan
                Inbox